Name
Rapela
Member since
February 2015
On-time repayments
206 installments • 69%
My name is Rapella Odippo. I am 30years old, a Kenyan Citizen, living in Kitale Town. I come from a family of six, three brothers and one sister and I am the third born. I am a university graduate from Egerton University with a degree in Manufacturing Engineering. As it might be, it is quite difficult to get a well paying job in that sector, or in any sector for that matter. I graduated in the year 2010 but to date i have only managed to get small jobs here and there, some on short contracts. I also have skills in IT and that is what landed me at my last job. It was not well paying but i managed to save some good amount for over a period of two years. At least finally i had some small amount of money start me off in my business venture. I have a passion for agriculture. This is something i have wanted to do since my childhood and that is why i decided to venture into farming. I have done both animal and crop farming before. I have kept chicken especially the layers, i have rared sheep and goats, planted kales, carrots, cabbages and some other various vegetables. That is why i decided to go back to it, as it is something i know i can dedicate my time and resources. I have a sizable piece of land where i have already constructed a chicken house and the rest i have planted vegetables and watermelons. It is this passion that i have turned into a business venture that I want to finance and push it to be the best business of its kind in the region. My dream is to develop this into a sustainable source of income for me and even to create employment for other. Furthermore, I also have a keen interest in graphic design which i have already ventured in, thanks to the last loan. This is the area in which am building now since my chicken business is stable and can stand and run on its own.
My Business
My business is called Kikai Graphics. It is a design and graphics business where we make logos, banners and other promotional materials for my clients. I diversified in this area of business because it is one of my passions. In my previous loans, I started a chicken business which has proven to be very successful and is now running on its own. All my energy is now in the growth of Kikai Graphics. The very last loan enabled me to furnish the interior and get some equipment to start me off. This however was not enough to complete the whole job, especially the interior. The business is currently doing well, within the limitations that it has. However it has a potential to shoot up and compete comfortably with its competitors in the market. This can however be achieved only with improvement in my equipment and the acquisition of some new improved ones.
My business has basically been farming, and more so poaultry farming. I grew it from one chicken house for table birds, until the moment i went into eggs production.
I would however wish to diversify so that I can have more than one line of income. The chicken business is doinv well and supporting itself and supporting me and my family. I have had experience in the printing business and graphics design, and that is the new line of business I wish to venture in. I have already done my homework, I have located a good site within the city. The premises goes for $90 per month. I would need some few equipment, printers and a second hand pc. These will cost me $35. The operational license is $100, but that is for the whole year. I will also need to get some inventory to start me over. This i put at an amount of about $150, and I wiuld have bought printing papers, t-shirts for printing, ans some other materials. The premise will also need some furniture, table for the pc, stand for the printer and atleast some chairs for the clients. I will also have to brand the inside and the outside to make it appealing to clients. All these I put at an average cost of $200. This comes to a total of $575. Currently, from my chicken business I have managed to save $185. This leaves me with a deficit of $390. It is thi amount of $390 that I wish to request a loan for.
Since it's a new place, my weekly income projection for the first month would be a bit low, at about $30. With this amount I can comfortably pay $10 weekly towards the loan, an the balance for the running and growing of the business. My family and I will still manage from the income of the other poultry business that you supported me to grow with the previous loans. This new business will be a big boost to my family's standards of living
Thank you zidisha team in advance
Positive
3
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$390.00
Date disbursed
Mar 17, 2017
Repayment status
On Time
Projected term
13 months
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Amount repaid
$390.21
Amount remaining
$0.00
Date repaid
Feb 10, 2018
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Mar 29, 2017 | $9.95 | Mar 28, 2017 | $9.95 |
Apr 5, 2017 | $9.95 | Apr 4, 2017 | $9.95 |
Apr 12, 2017 | $9.95 | Apr 12, 2017 | $9.95 |
Apr 19, 2017 | $9.95 | Apr 19, 2017 | $9.95 |
Apr 26, 2017 | $9.95 | Apr 26, 2017 | $9.95 |
May 3, 2017 | $9.95 | May 3, 2017 | $9.95 |
May 10, 2017 | $9.95 | May 10, 2017 | $9.95 |
May 17, 2017 | $9.95 | May 19, 2017 | $9.95 |
May 24, 2017 | $9.95 | May 24, 2017 | $9.95 |
May 31, 2017 | $9.95 | May 31, 2017 | $9.95 |
Jun 7, 2017 | $9.95 | Jun 7, 2017 | $9.95 |
Jun 14, 2017 | $9.95 | Jun 14, 2017 | $9.95 |
Jun 21, 2017 | $9.95 | Jun 19, 2017 | $1.00 |
Jun 22, 2017 | $8.96 | ||
Jun 28, 2017 | $9.95 | Jun 22, 2017 | $1.00 |
Jun 29, 2017 | $8.96 | ||
Jul 5, 2017 | $9.95 | Jul 5, 2017 | $9.95 |
Jul 12, 2017 | $9.95 | Jul 13, 2017 | $9.95 |
Jul 19, 2017 | $9.95 | Jul 21, 2017 | $9.95 |
Jul 26, 2017 | $9.95 | Jul 27, 2017 | $9.95 |
Aug 2, 2017 | $9.95 | Aug 4, 2017 | $9.95 |
Aug 9, 2017 | $9.95 | Aug 14, 2017 | $9.95 |
Aug 16, 2017 | $9.95 | Aug 17, 2017 | $9.95 |
Aug 23, 2017 | $9.95 | Aug 26, 2017 | $9.95 |
Aug 30, 2017 | $9.95 | Aug 30, 2017 | $9.95 |
Sep 6, 2017 | $9.95 | Sep 13, 2017 | $9.95 |
Sep 13, 2017 | $9.95 | Sep 19, 2017 | $9.95 |
Sep 20, 2017 | $9.95 | Sep 19, 2017 | $9.95 |
Sep 27, 2017 | $9.95 | Sep 29, 2017 | $9.95 |
Oct 4, 2017 | $9.95 | Oct 6, 2017 | $9.95 |
Oct 11, 2017 | $9.95 | Oct 11, 2017 | $9.95 |
Oct 18, 2017 | $9.95 | Oct 19, 2017 | $9.95 |
Oct 25, 2017 | $0.00 | ||
Nov 1, 2017 | $0.00 | ||
Nov 8, 2017 | $0.00 | ||
Nov 15, 2017 | $0.00 | ||
Nov 22, 2017 | $0.00 | ||
Nov 29, 2017 | $0.00 | ||
Dec 6, 2017 | $0.00 | ||
Dec 13, 2017 | $0.00 | ||
Dec 20, 2017 | $0.00 | ||
Dec 27, 2017 | $4.98 | Nov 30, 2017 | $4.98 |
Jan 3, 2018 | $4.98 | Nov 30, 2017 | $4.98 |
Jan 10, 2018 | $4.98 | Nov 30, 2017 | $4.98 |
Jan 17, 2018 | $4.98 | Nov 30, 2017 | $4.98 |
Jan 24, 2018 | $4.98 | Dec 7, 2017 | $4.98 |
Jan 31, 2018 | $4.98 | Dec 7, 2017 | $4.98 |
Feb 7, 2018 | $4.98 | Dec 7, 2017 | $4.98 |
Feb 14, 2018 | $4.98 | Dec 7, 2017 | $4.98 |
Feb 21, 2018 | $4.98 | Dec 15, 2017 | $4.98 |
Feb 28, 2018 | $4.98 | Dec 15, 2017 | $4.98 |
Mar 7, 2018 | $4.98 | Dec 15, 2017 | $4.98 |
Mar 14, 2018 | $4.98 | Dec 15, 2017 | $4.98 |
Mar 21, 2018 | $4.98 | Dec 28, 2017 | $4.98 |
Mar 28, 2018 | $4.98 | Dec 28, 2017 | $4.98 |
Apr 4, 2018 | $4.98 | Jan 2, 2018 | $4.98 |
Apr 11, 2018 | $4.98 | Jan 2, 2018 | $4.98 |
Apr 18, 2018 | $4.98 | Jan 17, 2018 | $4.98 |
Apr 25, 2018 | $4.98 | Feb 1, 2018 | $4.98 |
May 2, 2018 | $2.15 | Feb 10, 2018 | $2.15 |
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