39 installments • 69%
My name is Silas. I grew up in the mine area in mufulira, zambia. My father was working in the mine just like my friends i played with from childhood. I went to school but didnt have so much interest i used to admire to become a mine operator driving those big vehicles that go underground. There are very few kids in my area who concentrated at school most of us wanted to work in the mine like our parents. Unfortunately my father died and my mother was sick and now life was even hard. One day when i was 18 my friends father needed people to carry cement at a house where he was building thats how come i got interest and become a bricklayer up to now. I started making some money and could buy food for my mother and my little sister. I offer brcklaying service it gives me some money, when am not hired i make pavers and people buy them. People in my area have a culture of helping each other so that at last the community can become better. My hobby is singing, so i enjoy singing even when working alone.
I am a bricklayer i offer building service and i also make anything concrete i like working with my hands, i like making pavers and any shapes. Most people want houses now, most people in my area want to own their houses so there is a competition to build so my service is needed everyday.Sometimes am hired by 4 different people for building projects. I chose this business because i like making money while dirty i enjoy it very much, I didnt finish school so i cant do a office job. I spent on cement when making pavers and also quarry dust. I design different shapes but very strong and people buy. Sometimes i make K5,000 in one week. when i make profit i buy food at home, i keep some money then when i have another job i use some.
Thank you lenders for your support
and the loan I have just finished repaying. I want to apply for this loan to help me buy a portable concrete mixer to be helping me when building. It will be helping me to mix materials on site...My business will increase by a small percentage and when I make profit I will invest back in the business. I am looking forward to grow my business so every profit I will be reinvesting. Thank you to all my lenders in advance.
In case my business faces any risks such that I fail to pay I can easily do piece work for other people. In my country building of houses is all over now, the government workers especially have been empowered with bank loans for building and they have land so a lot of people are building. To build a 2 bedroom house I charge k15,000 for labour. If I have this order alone I can make a lot of money or even if I work with some other people I can still get something so at the end of the day I can still have money to pay for my loan.
Mar 31, 2021: Building materials
Jan 27, 2021
Cost to entrepreneur
Service fee: $37.27
Credit risk payment: $149.19
Optional expediting fee: $74.59