Megan photo studio

Gira

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Gira

Member since

February 2015

On-time repayments

249 installments  •  78%

About Me

graduation, I have not had any meaningful employment. This is due to the high rate of unemployment in the country. I have help sales positions in some few small companies, and that gave me the confidence

My Business

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Loan Proposal

I used to make a Net of about 45$ per week but after my first loan, I managed to buy the equipment i required. This saw my weekly income increase to an average of 75$ .My Net income mostly goes into accommodation and some basic needs. However, with the increased income, i have managed to save a little amount which i hope to top up with the second loan to buy a new printer. The printer i require goes for 348.62 $. I have already saved about 96.33 $. I therefore have a deficit of 252.29 $. With the acquisition of this new printer, i believe i will see my weekly income increase by about 25$ -35 $. This will greatly improve my living standard and that of those i support. On top of that, I will remain with a good amount to pay a weekly rate of 10$, and also remain with some good amount to save for future life improvements.

Feedback

2

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$194.00

Date disbursed

Oct 20, 2015

Repayment status

On Time

Projected term

4 months

Lenders

PG

Paul Graham

United States

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  • Janice    Nov 27, 2020

    His business is not doing fine due to covid pandemic and this he will be adjusting his loan accordingly.

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  • Timothy    Oct 14, 2020

    I called two of Okwaye's references and informed them to reach him and talk to him about repayment of Zidisha loan.

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  • Gira    Sep 18, 2020

    Business is really bad due to COVID-19

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  • Wilberforce    Sep 4, 2020

    I have called Okwaye,he's acting in a cunning way by not receiving calls. I had to call one of his referees to pass the message

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  • Wilberforce    Aug 21, 2020

    I have again called Gira Okwaye, he's not picking my calls. I has to call some of his referees who promised to pass the message of loan repayment.

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  • Wilberforce    Aug 6, 2020

    I have called Gira Okwaye, he is unreachable. I had to pass the message to one of his referees.

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  • Gira    Aug 1, 2020

    The effects of COVID-19 are still affecting business

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  • Wilberforce    Jul 31, 2020

    I have engaged Okwaye and he asked to pay his overdue instalment of Ksh.4,050 by tomorrow(01st Aug,2020) afternoon.

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  • Wilberforce    Jul 24, 2020

    I have called Gira, he has promised to pay his overdue instalment by end of business today.

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  • Gira    Jun 18, 2020

    Business is really low due to a travel restriction, Lock-down and Curfew put in place by the Government

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  • Wilberforce    Jun 17, 2020

    I called Gira and promised to reschedule his weekly loan repayments dates to fit his budget

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  • Janet    May 10, 2020

    I was able to speak with Gira, he said business is down at the moment. I advised him to adjust his weekly schedule payments to an amount he can afford till the situation improves.

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  • Eunice Atieno    Apr 23, 2020

    This member is having financial hitch at the moment due to slowing down of his business income.Promised to settle his dues soon and report his business progress to lenders.

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  • Robinson    Mar 8, 2020

    Gira promised that he is going to repay his loan overdues soon, he is only having a few challenges for now.

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  • Gira    Jan 24, 2020

    The year has started on a slow note, but we hope it will pick up soon

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  • Robinson    Jan 18, 2020

    Gira didn't know when his first installment was due. So we agreed that he starts making payments next week.

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  • Gira    Dec 20, 2019

    Greetings,
    Thank you lenders for your assistance since the beginning and standing with me till now.
    This loan will go a long way with the initial setup costs of the new business.
    Thank you once again

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  • Rdcmole    Dec 19, 2019

    Good luck and best wishes for you and your business.

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  • Theo    Dec 13, 2019

    Good Business!

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  • Mary    Dec 12, 2019

    Diversifying your business is a key to success Gira. With Zidisha I hope to see you own a whole fleet of motorbikes!

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