Metalic silos to store maize

Emmanuel

Amerikwai, Kenya

100% repaid

Entrepreneur

Name

Emmanuel

Member since

March 2015

On-time repayments

26 installments  •  42%

About Me

My name is Emmanuel Karani,I am the 2nd born son of Mr Rodgers Karani and Mrs. Imelda Nyamitha. We are 7 children in our family. I went to Sigalame secondary school> I completed my secondary education in 2013 ,I passed well and is doing farming to raise fees for a degree course,since my parents can not afford to pay for me.
After completing secondary school ,I stayed at home jobless for a while ,I knew I could not get a white collar job because the market is flooded with graduates who were jobless. I have always wanted to do my own things and that is when the idea of utilizing our two acres peace of land come into my my mind. I knew these was a resource and swung into action. I cleared the land and with the help of friends prepared it for planting.However things did not work as per my expectation,i did not have money to buy seeds and had to plant local non-certified seeds which of-cos did not do well. I got little harvest but used that as a stepping stone.I sold the harvest and prepared for the next season. the next season did not disappoint. I am now diversifying my farm and has started doing horticulture,just to make sure ,my cash flow is constant through out the year.
I like watching football during my free time.I also dedicate some time to teach young girls and boys in my local primary school for there are no enough teachers.

My Business

I am a farmer,and I grow maize and vegetables in my farm. Maize is the major activity but i grow vegetables to ensure I get cash always.The returns in both ventures are good .
Maize is a staple food here and the demand is always high.Just in case the prices are low,I always hold my maize so that I can sell later at the best prices.
I choose farming because it was the most profitable business that required little capital .like for my case i started with zero capital.
I spend average $150 a month and my revenues is $350 a month.
I use my profits to support my family through paying fees for my sisters and brothers,business expansion and saving for my degree course.

Loan Proposal

dear lenders.
I am requesting for a loan to enable me buy a metallic silo that I would use for storing my maize so as to avoid post harvest losses which account for nearly 30% losses. The metalic silos are new innovative where for medium and small scale farmers to store there produce for a longer time. A single silo goes for $250 and stores 15bags of maize. I have already saved for one silo and wish to add a second one so as to accommodate all my harvest which will be around 4o0 bags. Thank you for reading my profile

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$190.00

Date disbursed

Jun 8, 2015

Repayment status

On Time

Projected term

6 weeks

Lenders

A

andyfletcher

I want my "My loans" page back, Qatar

Tavin

Ottawa, Canada

M

marcelitohb

Bremen, Germany

L

leniwiec

Poznan, Poland

C

CheapThrills

Liminka, Finland

Pascal Coyles

Ghent, Belgium

TheGoodData

London, United Kingdom

G

GEMMGMT

United States

Mark

Nijmegen, Netherlands

MW

Matt Willis

United States

Jon

Sweden

Robin Padberg

Pétion-Ville, Haiti

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  • Wendy Emlyn    Mar 8, 2016

    Hello Emmanuel, is there any news of Esther Ajiambo, who you invited to join Zidisha?

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  • Emmanuel    Aug 1, 2015

    Thank you my dear lenders, i will use the loan to buy a drier for vegetables.

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  • Emmanuel    Jul 29, 2015

    Dear lenders please support me. Thank for the support these far

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  • Emmanuel    Jul 28, 2015

    Hello dear lenders,please help me reach 100%.I am still at 0%with only 5 days left please.

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  • Emmanuel    Jul 23, 2015

    Thank you lenders,I will be harvesting maize from next week and I would pick my metallic silos from the fabricator tomorrow. I am so grateful

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  • Emmanuel    Jul 22, 2015

    Dear lenders,I hope all is well.Back here I am well looking forward to bumper maize harves.I cleared my loan yesterday. waiting for it to reflect.

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  • Emmanuel    Jun 7, 2015

    Hello lenders,I am very pleased to accept the bids and thank you for helping me raise my loan within a short time. I would use the money to buy silo for storage. Thank you once again

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  • Mirriam    Jun 5, 2015

    All the best Emmanuel Karani. Lenders kindly visit my page too

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  • Okyere    Jun 4, 2015

    www.zidisha.org/borrower/lo.... Please lenders I need your help. I have 3 days left. Thanks

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  • Emmanuel    May 30, 2015

    Thank you lenders for the kindness you extended to me . I was able to buy more pipes and hence irrigate large portion of land which has increased my productivity and revenues all together. Thank you

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  • Emmanuel    Mar 28, 2015

    hello lenders,I am kindly requesting you to help me raise my loan.I have only two days left. Any small contribution will be highly appreciated.Good day and greet everyone for me.

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