Restock existing store & open a new branch

Alex Masumbuko

Mombasa, Kenya

22% repaid

Entrepreneur

Name

Alex Masumbuko

Location

Mombasa, Kenya

On-time repayments

324 weekly installments  •  90%

About Me

My name is Alex Masumbuko. I was born in Kitui County of Eastern region of Kenya. I was born in a family of farmers where my parents practised small scale farming. I spent my childhood years assisting my parents with their day to day chores.

I went to local schools where I studied up to secondary school but I could not proceed with my education since my parents were unable to afford college fees. I then decided to move to Mombasa in search of a job. I did not secure a job as expected and I started hawking small wares from door to door.

I made savings which enabled me to open a small electrical shop which I am running to date.

I am married with one child who is 2 years old. I am a committed member of my church where I am involved in many group activities.

My Business

My business deals with sale of electrical items such as wiring cables, wall sockets, bulbs etc. I am a retailer and I source my merchandise from wholesalers. I normally sell my items to contractors and technicians who do electrical work.

I decided to start this business due to the rapid expansion of Mombasa city where many new buildings are coming up and there is a big demand for electrical items. This is the main reason why I started this business since I wanted to get a market share of the boom.

I make a profit of about $380 which I use to support my family and also for business expansion.

Loan Proposal

I am glad my business has grown over time and I have increased my stock which in turn has boosted my sales and profitability. My store is in the city center but I need to open another branch in an peri-urban area. This will enable to reach more people who are unable to reach the city due to the prohibitive transport costs.

The new store will cost me around USD 1000 which will be enough to lease the store and put fixtures and branding. I will then use another USD 2500 to buy stock for the new store and the existing one too.

My clientele has grown over time and I am sure of doing well in my new venture. I will repay the loan on time as I have done previously.

Show original English  

About Me

My name is Alex Masumbuko. I was born in Kitui County of Eastern region of Kenya. I was born in a family of farmers where my parents practised small scale farming. I spent my childhood years assisting my parents with their day to day chores.

I went to local schools where I studied up to secondary school but I could not proceed with my education since my parents were unable to afford college fees. I then decided to move to Mombasa in search of a job. I did not secure a job as expected and I started hawking small wares from door to door.

I made savings which enabled me to open a small electrical shop which I am running to date.

I am married with one child who is 2 years old. I am a committed member of my church where I am involved in many group activities.

My Business

My business deals with sale of electrical items such as wiring cables, wall sockets, bulbs etc. I am a retailer and I source my merchandise from wholesalers. I normally sell my items to contractors and technicians who do electrical work.

I decided to start this business due to the rapid expansion of Mombasa city where many new buildings are coming up and there is a big demand for electrical items. This it the main reason why I started this business since I wanted to get a market share of the boom.

I make a profit of about $480 which I use to support my family and also for business expansion.

Loan Proposal

I am glad my business has grown over time and I have increased my stock which in turn has boosted my sales and profitability. My store is in the city center but I need to open another branch in an peri-urban area. This will enable to reach more people who are unable to reach the city due to the prohibitive transport costs.

The new store will cost me around USD 1000 which will be enough to lease the store and put fixtures and branding. I will then use another USD 2500 to buy stock for the new store and the existing one too.

My clientele has grown over time and I am sure of doing well in my new venture. I will repay the loan on time as I have done previously.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$3,787.07

Date disbursed

Jan 21, 2019

Repayment status

Late

Projected term

34 months

Cost to entrepreneur

Service fee: 5% of $3,787.07 = $170.24

Credit risk payment: $851.23

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PHU99

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IM

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Petaling Jaya, Malaysia

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Kitale, Kenya

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jake7705

Wilsonville, United States

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payette

Ottawa, Canada

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drorm

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jmwinga

Denver, United States

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thegreek1020

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Peaches

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chrishol

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MalcolmL

San Francisco, United States

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FrancoisGarcia

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Den Haag, Netherlands

J

Jonas

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RJonR

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Justin

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B

benlenarts

Netherlands

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JeffH

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suraj_sindhia

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United Kingdom

meryn

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Marko

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Netherlands

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malig

Switzerland

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Kber9156

North Parramatta, Australia

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EKuras

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Vienna, Austria

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Saint Louis, United States

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ruth11

United Kingdom

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thenwhen

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A

ajayhk

San Jose, United States

smastermind

Jerusalem, Israel

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ewaters1

Australia

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rakchickenman

Perth, Australia

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expatri

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San Francisco, Ca, United States

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Vasily Kudrin

Moscow, Russia

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Washington, DC, United States

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Dowdin

United Kingdom

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Fremont, Ca, United States

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jsbisa

New Orleans, Louisiana, United States

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Mikat

United States

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RonEddy

United States

S

simonthompson99

United Kingdom

D

dscottprod

United States

B

bscent

Hong Kong

AndrewNeu

Ho Chi Minh, Vietnam

B

blambert

United States

Vesa

Helsinki, Finland

Scangaid

Pittsburgh, United States

Laparo

Dusseldorf, Germany

J

JonAlec

United States

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United Kingdom

Grant Xavier Storer

Seattle, Wa, United States

I

idris

United States

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jdelaporte

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Keith

Luxembourg

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Nicole

Pittsburgh, United States

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Medagan

San Franciso, United States

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Schwäbisch Gmünd, Germany, Germany

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Joggele

Austria, Austria

Pascal Coyles

Ghent, Belgium

K

KiraDee

United States

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United States

Otto Barten

Amsterdam, Netherlands

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Toronto, Canada

S

satheajay

United States

C

ColoradoSkier

Denver, United States

P

Prometheus

Duisburg, Germany

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N

Nicolaas

Doha, Qatar

SV

sven vdk

Twickenham, United Kingdom

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United States

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London, United Kingdom

I

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Horsholm, Denmark

M

MicroLender53

United States

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Netherlands

B

bwmoore

United States

Robert Long III

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reluck

Marseille, France, France

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ross22

United States

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thehigginsons

United Kingdom

S

SuzanneD

United States

M

mbarbier

United States

D

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United States

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HL

Holly Laird

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S

Stephan

Netherlands

JP

James Parker

Sacramento, United States

K

Kristiina

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JL

Joao Leal

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SK

Sebastian Krohn

Amsterdam, Netherlands

KM

Kirsty M

United Kingdom

Haim Si

Mexico, Mexico

Jonas

Switzerland

Darcy

Ottawa, Canada

Nigel Titley

Milton Keynes, United Kingdom

S

Sven

Netherlands

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pombo

United States

SE

Sven E

Mannheim, Germany

T

Tim

Cologne, Germany

DR

Daniel R

Berlin, Germany

E

Erich

Zurich, Switzerland

Joerg

Velen, Germany

UN

Uwe Neumann

Frankfurt Germany, Denmark

M

Marcus86257

United States

Dave Bogard

New York, United States

Villa Maria Outliers

Montreal, Canada

Roy

Espoo, Finland

M

mmartin

United States

Family Mueller

Petershagen, Germany

R

Robert

Berlin, Germany

Elias

Ulm, Germany

S

Steve

United States

MD

Miles Dodge

CORVALLIS, United States

SMOICE

Berlin, Germany

MW

Matt Willis

United States

W

Wade

United States

JD

Jo Dane

Melbourne, Australia

Nicholas Corbett

Toronto, Canada

Jake Badger

Roskilde, Denmark

H

Hakon

Drammen, Norway

JM

John Meserve

United States

Andrew

Melbourne, Australia

Laurie

United States

S

SP

United States

Kate Courteau

United States

MA

Mary Art Hunt

United States

C

Chitti421

United States

Craig

Memphis, TN, United States

E

erica

antwerpen, Belgium

JC

Jethro Carr

Wellington, New Zealand

HN

Hai Nguyen

Switzerland

AT

avni trivedi

United Kingdom

Daniel Hammarberg

Gothenburg, Sweden

Kristin Rhodes

Kansas City, Kansas, United States

JS

Johan Steen

Malmö, Sweden

RM

Roxane Milot

Gatineau, Québec, Canada

JK

Hamburg, Germany

Max Lettenberger

Madison, WI, United States

KP

Kelly Partyke

United States

Julia

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Kevin

San Francisco, United States

HS

Harry Shulman

United States

MI

Matt Insler

United States

JC

JD Conley

United States

M

Marc

Newcastle upon Tyne, United Kingdom

KD

Kent Don

United States

TB

Taylor Brown

United States

S

Shannon

United States

Pedro Lopez

United States

Mouhamed

United States

KL

Ket Lin

United States

Cameron Graham

Nashville, TN, United States

NH

N Holt

United States

C

cota

United States

John Prendiville

Portland, United States

YM

Yelka Mikolji

United States

George

Corvallis, Oregon, United States

S

Stein

Diest, Belgium

ME

Manaal Eisa

Washington DC, United States

F

Florian

Munich, Germany

RH

Rebecca Hahn

Halle, Germany

CNV

United States

IH

Ian Hearn

United States

PT

Paul T

Amsterdam, Netherlands

J

John

United Kingdom

Carla

Amsterdam, Netherlands

R

Rhys

Australia

Framework Eyewear

Utrecht, Netherlands

Pedro R-C

Cambridge, United States

Solon Brown

Singapore, Singapore

Martin Nielsen

Aarhus, Denmark

M

Mart

United Kingdom

R

Rahel

Austria

J

Juan

Netherlands

G

Gianni

Venice, Italy

JM

john meserve

United States

Kavitha Amarnath

Sydney, Australia

AK

Anita K

Maryland, United States

RV

Rob Van Dam

United States

P

patricio

Yorba Linda, Ca, United States

AH

ajay hampapur

United States

N

Nick

United States

E

eriklonnroth

United Kingdom

YK

Yonghwan Kim

Republic of Korea

Aran Dunlop

United States

Abdullah

United States

Hana

United Arab Emirates

Akirahugo

Dortmund, Germany

wissam

Jeddah, Saudi Arabia

T

Trish

Hong Kong

MG

Mike G

United States

Douglas St Quintin

Sydney, Australia

TF

Tom Fawcett

United States

Surya Setiyaputra

Sydney, Australia

Rosario von Li

San Jose, Ca, United States

Amanda Orson

Stamford, Ct, United States

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Adam

United Kingdom

M

Marzl

Germany

Arnaud M

Sydney, Australia

AK

Achim Königs

Bonn, Germany

Eugen Stamm

Zurich, Switzerland

Taylor

Memphis, United States

Cliff

United States

EB

Ellen Batten

Kalamazoo, Michigan, United States

R

Roanna

Alberta, Canada, Canada

GN

Gabriel N

Switzerland

AO

Amara Ogle

United Kingdom

AO

Ahana Ogle

United Kingdom

JH

Julia Hermann

United States

B

Bramlage

United States

R

Ryan

United States

Elise E

United States

MT

Marco Tietz

United States

WS

william smith

United States

SH

Steven Huntington

London, United Kingdom

CH

Cris Higham

South Africa

P

Peter

Germany

Dan Michael

Oslo, Norway

Thomas

Sweden, Sweden

Gabriel Fenili

Santo André, Brazil

Tam Thao Nathan

United States

Sigrid

Belgium

D

Dermo

Dublin, Ireland

MT

Mark Turner

United States

MR

Mean Rat

Netherlands

JC

Justin cohan

United States

S

stevensau

United States

N

Noah

United States

EthicalHost

Toronto, Canada

M

Marianne

Netherlands

KE

Karen Epolito

Syracuse, NY, United States

GG

Gituru Gitumbi

Seattle, United States

PR

Priscilla Rathbone

Seattle, Washington, United States

J

Jon

United States

V

Vidar

Oslo, Norway

Joelle Steiver

Brumunddal, Norway

DS

Dana Smith

United States

S

Stephanie

Zurich, Switzerland

Remo

Lucerne, Switzerland

P

Phips

Switzerland

H

Huub

Switzerland

Iris

Ireland

I

isaac

United Kingdom

DK

Danny Kelly

United States

GW

Gregory Wilkie

Halifax, Nova Scotia, Canada

RC

Rudi Chen

United States

Stephan W

Witten, Germany

M

Magnus

Switzerland

SR

Sharyn Ribich

United States

KK

karl kerksiek

United States

B

Boris

Bern, Switzerland

Carla

United States

KT

Kate Turner

United States

Mary

Germany

NG

Nick Gorrell

Surfers Paradise, Queensland, Australia

FA

Felipe Ardila

United States

N

Nancy

United States

Tim and Kathy

Oregon, United States

G

Gil

Portugal

E

Elynne

United States

SA

Steve A

Newbury, United Kingdom

GC

Greger Cronquist

Göteborg, Sweden

NM

Neil M

London, United Kingdom

BW

Betty Waweru

United States

A

Adam

United Kingdom

David

Mantua, Ohio Usa, United States

Myria

New Mexico, United States

Angela Linwood

Minneapolis, Minnesota, United States

A

AJ

United States

Ramon Maghsoudi

San Francisco, United States

RT

Rob Torti

United States

United States

Kevin

United States

AL

Adam Larkin

United States

Zack Stein

United States

V

Vasil

Belarus

I

ixeldog

atlanta, United States

GA

Giovanni and Yelena

New York, Ny, United States

JA

Jan Andresen

Hamburg, Germany

AS

Aida Smith

United States

SM

Sachet Marion

United States

johannes

Taipei, Taiwan

E

Elle

New York, United States

Bart Vogelzang

Ladysmith BC, Canada

James

London, United Kingdom

SA

Shar Alamdari

Los Angeles, United States

J

jeananne

United States

G

Gary

United States

Ren

Minneapolis/StPaul, United States

L

Lucy

Australia

K

Katharina

Germany, Germany

F

Frank

United States

Martin Kraus

Traiskirchen, Austria

S

Suzannah

New York City, United States

H

Hans

Czech Republic

HS

Harry Smith

United States

Craig Travis Provyn

Bradenton, Florida, United States

Benjamin Kniaz

Boston, United States

SH

Stephanie He

United States

WS

Warren Shen

United States

ES

Evan Simons

United States

RS

Rich Stein

United States

Geoguillot

California, United States

Cora and Andi

Frankfurt, Germany

LH

Liljana Howe

United Kingdom

Gerrit

Palm Harbor, FL, United States

KJ

Kevin J Baird

Cleveland, OH, United States

Richard Benyon

United States

IC

Ian Coutts

Chicago, USA, United States

Katie

United States

NM

Nitya Marepally

San Ramon, CA, United States

CD

Cathy Droz

United States

JV

Jose Vidal

New York, United States

M

MC

Canada

Day Family

Melbourne, Australia

Donald

United States

MM

MB McKenna

United States

Grégoire

Zurich, Switzerland

KL

Karen L Brown

United States

HD

Hardik Desai

United Kingdom

BE

Bob Ewing

United States

V

Veronica

United States

JD

JASON DORSETT

United States

PW

Patrick White

Albuquerque, NM, United States

V

VJ

Canberra, Australia

AB

Andrew Bent

United States

Shane Bugeja

Mankato, Minnesota, United States

R

Ryan

Albuquerque, NM, United States

R

Ralf

Germany

RG

Ryan Gough

United States

Ellen

Michigan, United States

S

Stephanie

Los Angeles, United States

E

Ejvin

United States

SS

Sara Sobota

United States

JK

Judy K

United States

K

Kyle

Durban, United Kingdom

Ken

Mequon, WI, United States

CS

Chris Salzman

United States

AD

Amy Dinh

United States

PC

Peter Cordier

United States

MB

Mimi Botkin

United States

RC

Ricky Cain

United States

L

Lastoni

United States

HH

Heather Hill

United States

B

Bart

Netherlands

D

Dalton

San Francisco, United States

CJ

Chris Jones

Seattle, United States

HCPSPIRIT

Helsinki, Finland

L

leoman

United Kingdom

hervey liu

United States

Haroon S

United States

Betsy

United States

DW

David Westmoreland

Colorado Springs, Colorado, United States

Dean Suminski

Portland, Oregon, United States

Diane U

Olympia, Wa, Usa, United States

E

ericb321

Republic of Korea

Jean Wren Chan

United States

S

Southbanker

Reading, United Kingdom

AS

Anna Schwarz

United States

GS

Gary Sinard

Franklin, TN, United States

M

Margaret

United States

ED

Eunan Doherty

donegal ireland, Ireland

Bo Rosén

Eslöv, Sweden

Kenny

San Diego, United States

Paul Thompson

York, United Kingdom

JM

Joris Moen

Heibloem, Netherlands

M

Mack

Harbor, Oregon, United States

PZ

Phillip Zink

United States

A

Aaron

United States

KA

Khaled Asmri

Saudi Arabia

Mike

Indianapolis, United States

DW

Dan Winetsky

United States

Martha Fleury

Bethesda, MD, United States

D

dfg

United States

WC

Walter Clarke

Phoenix, United States

BB

Ben Breen

United States

B

Brian

Rancho Cordova, United States

JH

Joseph Hwang

Houston, United States

W

Will

United States

S

SD

Japan

L

Liam

New Zealand

CG

Curtis Glasgo

United Arab Emirates

Katja

Switzerland

Tyler Metcalf

Utah, United States

S

Sandi

Ocean Shores, Australia

AH

Antioch House Church

Kansas City, Kansas, United States

F

Florian

Netherlands

M

MounirCC

Antwerp, Belgium

Keith Chan

Toronto, Canada

Ronald Chua

Kuala Lumpur, Malaysia

S

Sarah

Arlington, United States

N

Nova

Brooklyn, United States

Annie

New York, NY, United States

BN

Bence Nagy

Czech Republic

A

Alex

United States

S

S

Canberra, Australia

D

dsf

United States

JH

Jane Hanford

United Kingdom

Nethanel Kohen

NYC, United States

KJ

Karin Joy

Philadelphia, PA, USA, United States

B

Bartl

United States

daniel

maryborough, Australia

AB

Ashira Blazer

United States

KT

K Turner

United States

BA

Burf and Patsy

St. John's, Canada

HB

Hugo Boss

United Kingdom

CL

Cathey Leach

United States

LM

Laurie Menke

United States

MR

Micky Richards

United Kingdom

C

Corran

United Kingdom

SL

Sue L

Singapore

United States

Darren Jeppson

Denver, Colorado, United States

BG

Bruce Garretson

Portland, Oregon, United States

AK

Aleks Kovski

United States

RC

Robert Chen

United States

Mai Phuong Nguyen

Nashville, United States

JF

Jon Freach

United States

L

lysander

Australia

PL

Peter Lim

New Zealand

AP

Ariel Pollak

United States

LP

Loudoun Polo

United States

RD

Roel De Meester

Antwerpen, Belgium

LM

Lee Montecucco

Washington State, United States

Tracie Rathsack

Baltimore, MD, United States

AM

Andy Marston

United Kingdom

T

T

United States

AA

Andrew and Kim

Nashville, TN, United States

JO

Jeff OHaleck

Seattle, United States

PA

Peter A

New York City, United States

Curtis Tokarchuk

Toronto, Canada, Canada

FP

Fred Pratt

United States

J

JB

Germany

JM

Joseph Moore

United States

EL

edna l rauch

United States

K

Kirstin

United States

Richard Paulin

Melbourne, Australia

GP

Giacomo Poderi

Copenhagen, Denmark

MH

Matt Hodges

United Kingdom

CH

Christian Holck

United Kingdom

Genuine Interest

Singapore, Singapore

MO

Markus Oma

United States

TD

Tim Duthie

United Kingdom

DO

Denis Ontiveros

Guildford, United Kingdom

B

Ben

United States

K

kc

United States

Magnus Palmgren

Gothenburg, Sweden

BR

Brian Rickman

United States

SZ

Shaun Zigler

United States

M

Malte

Switzerland

I

Ivan

New York, United States

We Not Me

St. Paul, Minnesota, United States

R

RM

Australia

KM

Karen Marshall

Alice Springs, Australia

D

Dave

Canada

GA

Gal Ashuach

רעננה, Israel

MV

Michael Vereb

United States

N

NickN

United States

E

Eva

Montreal, Canada

Girolamo Marroccoli

Basel, Switzerland

LT

Lisa Taylor

California, United States

E

EllisWMiller

United States

H

Harrison

United States

Francesca

Scotch Plains - New Jersey, United States

CL

Chris Lee

United States

Daisuke

Tokyo, Japan

EA

Eric Ayers

Atlanta, United States

Adrian

Liverpool, United Kingdom

BS

Brian Schmidt

United States

SW

SL Wilson

United States

AF

Amon Feen

Göttingen, Germany

M

Mika

Switzerland

KF

Kathy F

Memphis, TN, United States

Michael Winter

Hessisch Oldendorf OT Rumbeck, Germany

Dustin Lape

Lynchburg, United States

Peter Collins

Darmstadt, Germany

BH

Brad Holaway

Scottsdale, United States

JP

Jesus Pizarro

United States

B

Bram

Germany

Nathan

Columbus, United States

SF

Sofia Faruqi

United States

GB

Glenn Butler

United States

R

Roman

Germany

Cambium Foundation

Kirkland, United States

AL

Anna Lusero

United States

RS

Ralph Smyth

United Kingdom

S

Shayla

United States

Daniel Carvalho

Lusaka, Zambia

Jacey Hilbers

Waco, TX, United States

GF

Gammon Family

United States

United Kingdom

SS

Sean Sullivan

Austin, TX, United States

CT

Calin Tif

United States

NB

Nikolaus Bührer

Karlsruhe, Germany

J

Jakub

United States

CA

Chad Aboud

Toronto, Canada

E

eoghan

Switzerland

JH

Jacob HG

United States

Ask Alex a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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