Zambia

Opening storefront for selling dressed chickens


This Loan
0% Repaid


Disbursed Amount: $548.11
Date Disbursed: Jul 19, 2017
Repayment Status: On Time
Repayment Frequency: Weekly Projected Term: 7 months
Cost of Loan: $27.39
Show Cost Details

Cost of this loan

Service Fee: 5% of $548.11 = $27.39


Story
About Me

My full names are Jesper Kumuhuza. I was born on the 16th of January, 1992 in Northwestern Province of Zambia. I started my grade one in 1998 at Ikelenge Primary School. My father was working a truck driver for a Catholic mission in our area. It was not an easy job for my dad to educate six children from the income he got from his job as a driver. We used to walk about 10 kilometers from and to school every weekday with my siblings and a few friends.

I attended my grade one up to grade twelve at Ikelenge Primary School and High school, respectively. Attaining education in the village was challenging as there were a lot of hurdles that I faced personally and as a family. It was through my determination and hard work that I managed to pull through to grade 12. Despite the hardships I went through, I scored good results and got accepted at the University of Zambia.

One thing that has helped me to overcome my challenges in life and pull through is because I am super focused, determined and organized on what I believe in and what is good for my life and the community I live in.

From college, I learnt that life/education is not about getting a job only, but changing the environment. I believe in a poverty-free community. I want to plant a good environment for my children, family and community; hence I started my own business.

Chipata is a good town because it is a border town, with good business opportunities, developing at a high rate and yet to be called City.

During my free time, I like to read and research, surfing on the internet so that I stay informed and up to date with the world.

My Business

I run poultry for broiler chickens. The poultry is located near to my house and it can accommodate up to 300 chickens. I buy small chicks from local sellers and then keep them until they are ready for consumption, then I sell them, too. Of late, chicken is one of the most consumed [dishes] in Zambia. Many Zambians buy chicken on a daily basis for home consumption and businesses (for instance, those running cafeterias and restaurants). Chicken is cheap and affordable; this helps even the poor to have the ability to buy chicken pieces and have a good meal in a day. So chicken is in demand in Chipata, and as a person who has a heart for the community, I chose to run one (poultry) so as to provide the public with enough relish.

At the moment, the cost for selling one whole chicken is about K40 ($3.8) each. The small chicks cost about three Kwacha (Zambian Kwacha) each. The cost for selling one big chicken is arrived at after calculating all the expenses on feed and medicine for the chicks.

I use the profit from my business to pay for my house rentals, bills, and food. Apart from this, I also help my father since he is old now. The remaining profit I reinvest in the business with the dream of expanding it.

Loan Proposal

After keeping and selling live chickens for quite a good time, I have decided to open a selling center for dressed chickens. This is one of my expansions in the business as I look forward to a greater future. I am therefore going to use this loan to pay for rentals for the shop I will be using, which costs about $50 per month. I also wish to buy a small refrigerator costing about $300 that I will use in preserving the dressed chickens. I will also buy a butchery scale to use in selling the chickens. The scale costs about $100. Among the things I need to purchase for this new projects are plastic bags for our customers also.

This will help us increase profit and sales because now we will be able to sell even chicken pieces to people who cannot mange to buy a full chicken. Thank you so much and looking forward to your endless support for my business.



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About Me

My full names are Jesper Kumuhuza. I was born on 16th January, 1992 in Northwestern Province of Zambia. I started my grade one in 1998 at Ikelenge Primary School. My father was working a truck driver for a Catholic mission in our area. It was not an easy job for my Dad to educate six children from the income he got from his job as a driver. We used to walk about 10 kilometers fro and to school every week day with my siblings and a few friends.

I attended my grade one up to grade twelve at Ikelenge Primary school and High school respectively. Attaining education in the village was challenging as there were a lot of hurdles that I faced personally and as a family. It was through my determination and hard work that I managed to pull through to grade 12. Despite the hardships I went through, I scored good results and got accepted at the University of Zambia.

One thing that has helped me to overcome my challenges in life and pull through is because am supper focused, determined and organized on what I believe in and what is good for my life and the community I live in.

From college, I learnt that life/education is not about getting a job only, but changing the environment. I believe in a poverty free community. I want to plant a good environment for my children, family and community; hence I started my own business.
Chipata is a good town because it is a border town, with good business opportunities, developing at a high rate and yet to be called City.

During my free time, I like to read and research, surfing on the internet so that I stay informed and up to date with the world.

My Business

I run poultry for broiler chickens. The poultry is located near to my house and it can accommodate up to 300 chickens. I buy small chicks from local sellers and then keep them until they are ready for consumption then I sale them too. Of late chicken is one of the most consumed as relish in Zambia. Many Zambians buy chicken on a daily basis for home consumption and business for instance those running cafeterias and restaurants. Chicken is cheap and affordable, this helps even the poor to have the ability to buy chicken pieces and have a good meal in a day. So chicken is on demand in Chipata and as a person who has a heart for the community, I chose to run one (poultry) so as to provide the public with enough relish.

At the moment, the cost for selling one whole chicken is about K40 ($3.8) each. The small chicks cost about three Kwacha (Zambian Kwacha) each. The cost for selling one big chicken is arrived at after calculating all the expenses on feed and medicine for the chicks.

I use the profit from my business to pay for my house rentals, bills, and food. Apart from this, I also help my father since he is old now. The remaining profit I reinvest in the business with the dream of expanding it.

Loan Proposal

After keeping and selling live chickens for for quite a good time, I have decided to open a selling center for dressed chickens. This is one of my expansions in the business as I look forward for a greater future. Am therefore, going to use this loan to pay for rentals for the shop I will be using which is costing about $50 per month. I also wish to buy a small refrigerator costing about $300 that I will use in preserving the dressed chickens. I will also buy a butchery scale to use in selling the chickens. The scale costs about $100. Among the things i need to purchase for this new projects are plastic bags for our customers also. This will help us increase more profits and sales because now we will be able to sale even chickens pieces to people who can not mange to buy a full chicken. Thank you so much and looking forward to your endless support in my business.


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Opening storefront for selling dressed chickens

Jesper Kamuhuza
Chipata, Zambia

0% Repaid