Pay tuition fees

Charles

Bungoma, Kenya

100% repaid

Entrepreneur

Name

Charles

Member since

July 2018

On-time repayments

7 installments  •  29%

About Me

I have managed to manoeuvre through hardships to hit my target to reach higher education(degree) level. I make steel door/windows to earn a living. I plan to start my own business ( I work for someone)to enjoy full profits and creat employment for my fellow youths. I like playing soccer.

My Business

I don't run a busines at the moment but I am looking forward to start one. I will make sure I create employment to my fellow youths and help them improve their living standards. I save at least 100dollars monthly. Together with zidisha loans,I have hopes of starting my own business soon.

Loan Proposal

I will top up the amount to 120dollars and pay my tuition fee. This will provide a cool learning environment for me for better grades at the end of the term. Thanks for your support in advance.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Jan 12, 2019

Repayment status

On Time

Projected term

1 week

Lenders

larry

Sweden

rjb

Phnom Penh, Cambodia, United Kingdom

Wendy

Los Angeles, United States

D

David

United States

GC

Gabriel Collins

United Kingdom

Melanie White

United States

A

Anonymous

United States

M

marjorie

Netherlands

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  • Lotus Flower    Apr 19, 2019

    Re: www.zidisha.org/forum-threa... [forum-thread/6006]
    Something that I noticed hasn't been mentioned there yet, which the Director does state in the FAQs (but which you may not have read yet?) is that to ensure a high on-time repayment rate of 90% or better (in order to qualify for credit-limit increases), payments have to be made on time. "On Time" at Zidisha means paid exactly on the due date or within the ten-day grace period after the due date. It's important to remember, as is alluded to in the FAQs, that only on-time and late payments go into the calculation of the on-time repayment rate. Early payments unfortunately are ignored when it comes to determining that score.

    www.zidisha.org/faq
    "How is my on-time repayment score calculated?" "Your on-time repayment score is the percentage of all weekly installments that have fallen due for all loans you have taken with Zidisha, which you paid on time. NOTE THAT PAYMENTS ARE ONLY COUNTED ONCE THEIR DUE DATE HAS PASSED." [emphasis added]

    I hope this information helps you.

    Kind regards,
    Laurie

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  • Charles    Apr 2, 2019

    My previous loan helped me stock my clothing store. Am sure my income will increase with over 4% since my new stock is what's on the trend. Thanks team zidisha, feel appreciated.

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  • Charles    Apr 1, 2019

    I will use this loan to stock up my clothing business. This will help me grow stable financially. Thanks for your consideration.

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  • Charles    Apr 1, 2019

    I paid fee from my previous loan. Amazingly I happened to land on some extra cash and decided to repay the loan before the spread time limit. Thanks for your support guys

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    • Lotus Flower    Apr 2, 2019

      While it's admirable that you would like to pay early,
      please keep in mind that doing so is not advantageous
      for your on-time repayment percentage. The only
      payments which are used for that calculation are
      on-time payments and late payments. Unfortunately,
      early payments don't get considered at all, for that score.

      An "on-time" payment at Zidisha is defined as
      one paid exactly on the due date or within the
      ten-day grace period after the due date.

      Please read the FAQ page:
      www.zidisha.org/faq#borrowi...
      "How is my on-time repayment score calculated?"
      "Your on-time repayment score is the percentage
      of all weekly installments that have fallen due for
      all loans you have taken with Zidisha, which you
      paid on time. NOTE THAT PAYMENTS ARE ONLY
      COUNTED ONCE THEIR DUE DATE HAS PASSED."
      [emphasis added]

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  • Lotus Flower    Mar 30, 2019

    Charles, please be aware:

    Lenders cannot help you with anything technical or administrative.
    Therefore, this isn't the correct place to try to reach the Staff,
    which currently is comprised of only two (2) people: www.zidisha.org/team.

    For more information, please read
    here: www.zidisha.org/loan/buying...
    and here: www.zidisha.org/loan/busine...

    Thanks, and best wishes.

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  • Charles    Mar 30, 2019

    My last loan paid my fee arrears. Though it has taken me so long to pay back am glad I did it. Things have not been working out for me, but for now they aren't that bad. Thanks for your support. I wonder why my credit limit was pushed down!!

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  • Charles    Jan 8, 2019

    I will use this loan to pay my tuition fee, it will ensure a condusive learning environment for me hence good grades. Thank you guys

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  • J    Sep 12, 2018

    Dear Charles,

    Please create a support ticket using the help menu (www.zidisha.org/borrower/help).

    Kind regards,
    Joost
    Team Zidisha

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  • Charles    Sep 12, 2018

    Halloo, I applied a loan of 10dollars early August,it was approved but it's yet to be disbursed untill now,..a month down the line!! What could be the problem?

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  • Charles    Jul 25, 2018

    Hi,I received your loan of 0.12$. I will pay this loan in time to increase my credit limit to help me clear my tuition fee. Thanks for your regards,may God bless you abundantly!

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