Loan to purchase a photocopy machine for my cybercafe

Entrepreneur

About Me

Have really grown, Born in 1981 in a rural area named Manga scheme in Nyamira county of Nyamira County - Kenya. Married to a lovely and supportive wife Catherine blessed with two Kids, in July 2016 I lost my little sister who had a 8 year old daughter. We decided to take her as our own. Now we are parents to 2 beautiful girls and 1 handsome boy. The girls want to be doctors so we can be treated at home while the boy wants to be a police officer to arrest all those who mistreat the mum.

After my primary and secondary education I joined Thika Institute of technology for a Diploma course in Information technology for three years. I later got a Job and worked for 5 months without pay. But then on a positive side I gained experience on various things (computer repair, networking and installation).
In 2007 a friend loaned me two computers and from savings I started a cyber café which has grown to over 15 computers today.

In March 2014 a friend introduced me to Zidisha and I was awarded 150 dollars, which I brought webcams. My profit margin grew and I got new clients, Have made more friends from my list of clients.
In life have learnt a lot of lessons. Of late my 1st and only employer is one of my best client. Sometimes we Joke how he never paid me even after making alot of profits on installation for him.

My Business

At first (2014) my cyber café offered services ranging from provision of internet services, computer services, Networking and installation, Phone application installation and later after receiving loans from zidisha, The cyber is far better then when it started. It now owns a two photocopy machines, Bbetter printers, a digital
camera and a generator machine all brought from funds and interest loaned from Zidisha, the profit margin grows dispute the daily challenges

PROFITS
I hired a 1 acre land for 4 years (starting Jan 2015) at a cost of ksh 7000 per year. in this land have been planting maize and groundnuts and it has an added advantage since i don’t buy maize flour any more (Form the profits i brought building materials).

Have also been paying school fee per year, something that was impossible before.
I started a poultry project which had a few challenges, when I started it was a little hard since I was buying the feedings but since the chickens are laying eggs now I don’t have much problem in feeding them plus am getting eggs for my family and a little. profit to add up to the cyber business.

From the chicken and cyber profits have managed start building my three bed roomed house which is half way (flooring and finishing)

Loan Proposal

In one of my previous loans i brought a printer (Epson px660 ) which is three in one - can print,photocopy and scan- with this printer i have been doing small photocopies for client and am happy to say the client base for photocopy client is growing, but am facing some challenges.
1. I cant make bulk photocopies
2. I cant print and photocopy at the same time (in times when i have two or more clients)
3. Am forced to do alot of head cleaning which leads to alot of waste of ink (Head cleaning is when the printouts are not clear)

Have proposed in my next loan I'll purchase a new photocopy @65000
From my savings which honestly have grown I'll top-up the difference which is Kshs 26000 and get a new photocopy machine. I believe I'll stop out sourcing bulk copies and at the same time increase my income per day.

With this photocopy i believe it'll open new business routes like selling of photocopy/printing papers and printing and photocopying of exams for schools.

To lenders I kindly request you to fund this project and my promise is to pay back on time.

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