Preparing cocoa seedlings to cultivate

Ronald

Berekum, Ghana

100% repaid

Entrepreneur

Name

Ronald

Member since

February 2015

On-time repayments

199 installments  •  83%

About Me

I am kyere Ronald.I started schooling at AKAB Complex School, continued at Berekum secondary school, completed and continued at tertiary Stage.
I am working as a sole proprietorship as farmer. I entered into farming in the year 2013 with some capital of about $500 with two workers who are being paid monthly.

My Business

NURSERY OF COCOA SEEDS
When finished second cycle, I was gingered to farm. looking at my community I opt for nursery of cocoa seeds simply because, majority of people living in these area are cocoa growers. They have rich lands for agriculture .Many of them choose to grow cocoa. I use that opportunity to start to cocoa seeds nursery. Few people were doing that and during the farming season cocoa seedlings become scarce. I was able to produce 3000 cocoa seedlings in my first year.surprisely; people were chasing me for it. Now, I am able to produce 300000 cocoa seedlings throughout the year.Some of the challenges associated with the cocoa nursery include; ordering of the cocoa seeds, nursery site/space/shade, potting/polybag filling, planting seed, watering, and pest and diseases control.

THANKS TO LENDERS.
I give thanks to all the Zidisha lending groups and the individual lenders who made my dream came into reality.
May God bless and fill all their sources of income so that they may get some to finance the needy ones like me.

Loan Proposal

Zidisha Community has so far helped me alot through my farming project.They have helped me to cultivate my first seventy thousand cocoa seedlings.without them,i wouldn't be able to employ those five workers who are helping me on the farm.
Secondly,people always praise me about the help i have expose on those(3) poor orphans.
Also,i have able to spray the farm(cocoa ) regulary to prevent deseases and also have apllied twice fertilizer on the farm.these activities have helped the farm in terms of it's growth.
But I still need help from Zidisha lenders.Due to the gravity of the workload,i want them to lend me another loan.One may ask why another loan? This is because,we are in a rainy season here.because of that there is a high rate of unwanted weeds found in the farm.The five workers can't control the seven hecters of cocoa land.In-view of that i want to employ additional four workers (costing $500)to help me to control those unwanted weeds.Since the cocoa plants are too young,it can't compete with the weeds.And if care is not taking,the weeds will destroy the cocoa plants which i don't want it to happen in that way.
Secondly,I have promised the Orphans that I will finance their education to high level.In-view of that I need $200 to pay their school fees and their feeding fees.
Also,I need money($100) to buy some different chemicals to spray the farm to avoid certain deseases.
Right now,i have thirty thousand cocoa seedlings on nursary beds which will be ready to sell in a near days.

REPAYING OF THE LOAN.
I promise you,i am going to pay back to your satisfaction,because,I have extra thirty thousand cocoa seedlings on nursary beds to sell to the natives(farmers) here and around my area.they are patronizing my service and it yields me a huge profits and can pay the loan from these profits to HELP ZIDISHA TO GROW.
I PROMISED NOT TO DISPOINT ZIDISHA COMMUNITY.I WILL PAY BACK AS I HAVE DONE TO THE PREVIOUS LOANS.Thank YOU so much.

Feedback

14

None

None

  • guenter    Apr 7, 2017

    Congratulations!!

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  • Dean Suminski    Mar 18, 2017

    Congratulations on repaying your loan! I think I will have a cup of cocoa to celebrate.

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  • Flipmore    Mar 17, 2017

    Ronald has fully repaid his loan, on time, and with very good communication. He is an excellent role model.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$345.00

Date disbursed

Jun 21, 2015

Repayment status

On Time

Projected term

3 months

Lenders

BM

Benedicte Monroe

Sarasota// Phnom Penh, United States

mbunifu

San Jose, United States

Hope2012

United Kingdom

Zidisha

Sterling, United States

sebastienrosa

Quebec, Canada

Krtecek

Balzers, Liechtenstein

IA

Ismini and Jerry

Stamford, USA, United States

A

argos

Zurich, Switzerland

T

Taupe

Balzers, Liechtenstein

Hedwich

Gorssel, Netherlands

Jonas

Brussels, Belgium

DavidHS

United Kingdom

Flipmore

Vancouver, Canada

mepster

San Francisco, Ca, United States

T

Tim47

United States

Michel Bavin

Antwerp Area, Belgium

Dave Bogard

New York, United States

A

AmyLuYenYin

Brisbane, Australia

Cathy

Melbourne, Australia

MW

Matt Willis

United States

DN

Don Nichols

United States

Lou Kaucic

Sanbornton, NH, United States

KD

Kent Don

United States

Mark Grey

Redding, CT, United States

Ask Ronald a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Hermann    Jul 19, 2019

    My cousin paid 382 from his account for me and Zidisha refused to credit my account and reversed it to the wrong person. Get in touch with me pls Ronald.

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  • Hermann    Jul 19, 2019

    Ronald Julia said they have wrongly sent 382 to your account. Money that must be credited to my account. Pls reverse that money back to me on 0244169654

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  • Joshi    Jan 29, 2019

    Ronald,
    you confirmed back in Oct 2018 that you received the loan and bought all the items you needed. However, since then, you have not made any repayments (you have missed initial 11 payments by now) and nor have you provided any updates here. Lenders understand that there can be difficulties in a project. But they expect to be kept informed about it. Can you let us know where things are with your project?

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  • Ronald    Oct 20, 2018

    I have bought all the items for the project. I thank my lenders very much

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  • Ronald    Oct 16, 2018

    I have receive the money. I thank all lenders very much. I am going to buy the items to start the business.

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  • Ronald    Oct 13, 2018

    Lenders, you are highly welcome for such wonderful thing you have done

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  • Ronald    Oct 13, 2018

    Wao!!! In fact I am very sincere for how far my lenders have sent me. I thank all of them for what they have done to me. May God richly bless their source of income.

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  • Jeanette    Oct 13, 2018

    Ronald, I hope these seedlings are healthy and your business is successful!

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  • Joshi    Oct 13, 2018

    Hello Ronald,
    wish you all the best in your cocoa seedlings business. Looks like your loan will be fulfilled completely soon and you can get started!

    Am curious about one thing. You have indicated in your loan proposal that you will buy "80,000 Cocoa seedlings (400)". So you yourself buy such seedlings, grow them in a little more mature plants and then sell them to your customers?

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    • Ronald    Oct 13, 2018

      Exactly so. Here,there are different types of cocoa hybrids. So I am supposed to go to the farmers and select the germinated ones and do the nursery .

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      • Joshi    Oct 13, 2018

        Interesting. If you easily can, please share pictures of a seedling as you grow it. This is something entirely new for me! All the best.

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  • Jennie    Oct 13, 2018

    This looks like a great project! Good luck!

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  • Ronald    Oct 12, 2018

    Wao!, I am about to go! Please help me

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  • Nikolaus Bührer    Oct 12, 2018

    Hi Ronald,

    hope your doing well with your cocoa business.
    I wish you all the best my friend.

    Best regards
    Niko

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  • Isabella    Oct 12, 2018

    I hope it goes very well Ronald

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  • Sean Sullivan    Oct 11, 2018

    Best wishes in your endeavors Ronald!

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  • J    Oct 11, 2018

    I hope that the remaining part of your loan will be funded soon. Good luck!

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  • Joggele    Oct 10, 2018

    Are you using pesticides? If you go fully organic I will lend you more in future projects :-) All the best!

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    • Ronald    Oct 11, 2018

      I will try to consider that next time. Thank you very much Joggele.

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  • Ronald    Oct 10, 2018

    Thank you, Valis for your kind gesture.

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  • Valis    Oct 10, 2018

    Good luck Ronald!

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  • Ronald    Oct 9, 2018

    I give thanks to all my lenders for their support both in prayers and advice during my loan repayment.

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  • Ronald    Sep 17, 2018

    Flipmore,may I get your email accounts? This is mine( [email protected])

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