Tom
Nairobi, Kenya
68% repaid
Name
Tom
Member since
January 2014
On-time repayments
97 installments • 39%
My name is Tom Gard. I hail from Bware Village in Migori County. I am a freelance writer by profession. I offer my online writing service through http://tomgardwritersbureau.kbo.co.ke. Apart from writing as a business, i also offer training to upcoming freelance writers. I have so far been able to train 25 young school leavers who are now actively involved in writing as a business. These are people who now write independently.
I have largely been involved in providing writing service to both individuals and companies with online businesses, something that i have been doing for the past seven (7) years.
I have so far received two Zidisha loans, which i have repaid successfully. The loans have enabled me to improve on both quality and quantity of my writing service and i am very much thankful to all Zidisha lenders who have funded my past loan applications.
My writing business brings in enough revenue that i will be able to use in servicing advanced loan. In addition to business earnings, i also receive a significant amount of money from the writing training service that i offer. This goes a long way in boosting my revenue. I am therefore in a good position to service advanced loan(s).
I used the fisrt Zidisha loan to buy a used PC, which has done me good. Not only have i been able to write more; i have been able to meet deadlines as set by my clients. I now wish to have a second loan that i will use to buy a another used PC and a printer.
I am a highly committed individual with a strong belief in everything that i do. This is evident in how i ventured into freelance writing as a business before naturing it into a fully-fledged business that now brings in revenue.
Hallow to Zidisha lenders. This is my third Zidisha loan application. I used the first two loans to improve both the quality and quantity of my writing business. The business is now performing extremely well and is self sustaining.
I now wish to diversify from writing and printing to filming and photography. I wish to use this third loan amounting to $450 to buy a professional Camcorder complete with its accessories. I have done my research and established that a quality professional Camcorder costs around $350. I will need to add some amount to the remaining $100 to buy a tripod stand and other important accessories.
I will be able to offer event video coverage service once i have the Camcorder. I live right within Nairobi City where social events are common occurrences every weekend (weddings, parties, sports activities). I have ready clients who are ready to buy my service, which i intend to offer at a very competitive price.
Repaying my loan will not be a problem since i will be able to borrow from my existing writing business should anything go wrong with the new business. I look forward to receiving your support in this regard. Thank you all.
Positive
5
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$443.00
Date disbursed
Jul 24, 2014
Repayment status
Late
Projected term
20 months
Other loans
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Amount repaid
$384.85
Amount remaining
$178.34
Expected completion
Mar 26, 2016
Status
Repaying late
Installment amount
$5.81
Expected Payments | Actual Payments | ||
---|---|---|---|
Aug 2, 2014 | $27.50 | Aug 2, 2014 | $27.50 |
Aug 9, 2014 | $27.50 | Aug 2, 2014 | $27.50 |
Aug 16, 2014 | $27.50 | Aug 2, 2014 | $0.02 |
Aug 9, 2014 | $27.48 | ||
Aug 23, 2014 | $0.02 | Aug 9, 2014 | $0.02 |
Aug 30, 2014 | $5.81 | Aug 9, 2014 | $0.01 |
Sep 4, 2014 | $5.80 | ||
Sep 6, 2014 | $5.81 | Sep 4, 2014 | $0.01 |
Sep 10, 2014 | $5.80 | ||
Sep 13, 2014 | $5.81 | Sep 10, 2014 | $0.01 |
Sep 19, 2014 | $5.80 | ||
Sep 20, 2014 | $5.81 | Sep 19, 2014 | $0.01 |
Sep 24, 2014 | $5.80 | ||
Sep 27, 2014 | $5.81 | Sep 24, 2014 | $0.01 |
Oct 1, 2014 | $5.80 | ||
Oct 4, 2014 | $5.81 | Oct 1, 2014 | $0.01 |
Oct 4, 2014 | $5.80 | ||
Oct 11, 2014 | $5.81 | Oct 4, 2014 | $0.01 |
Oct 11, 2014 | $5.80 | ||
Oct 18, 2014 | $5.81 | Oct 11, 2014 | $0.01 |
Oct 20, 2014 | $5.80 | ||
Oct 25, 2014 | $5.81 | Oct 20, 2014 | $5.81 |
Nov 1, 2014 | $5.81 | Oct 20, 2014 | $0.01 |
Oct 27, 2014 | $5.80 | ||
Nov 8, 2014 | $5.81 | Oct 27, 2014 | $5.81 |
Nov 15, 2014 | $5.81 | Oct 27, 2014 | $0.01 |
Nov 15, 2014 | $5.80 | ||
Nov 22, 2014 | $5.81 | Nov 15, 2014 | $0.01 |
Nov 29, 2014 | $5.80 | ||
Nov 29, 2014 | $5.81 | Nov 29, 2014 | $0.01 |
Dec 6, 2014 | $5.80 | ||
Dec 6, 2014 | $5.81 | Dec 6, 2014 | $0.01 |
Dec 10, 2014 | $5.80 | ||
Dec 13, 2014 | $5.81 | Dec 10, 2014 | $0.01 |
Dec 22, 2014 | $5.80 | ||
Dec 20, 2014 | $5.81 | Dec 22, 2014 | $0.01 |
Dec 29, 2014 | $5.80 | ||
Dec 27, 2014 | $5.81 | Dec 29, 2014 | $0.01 |
Jan 13, 2015 | $5.80 | ||
Jan 3, 2015 | $5.81 | Jan 13, 2015 | $5.81 |
Jan 10, 2015 | $5.81 | Jan 13, 2015 | $5.81 |
Jan 17, 2015 | $5.81 | Jan 13, 2015 | $5.81 |
Jan 24, 2015 | $5.81 | Jan 13, 2015 | $0.01 |
Feb 24, 2015 | $5.80 | ||
Jan 31, 2015 | $5.81 | Feb 24, 2015 | $0.01 |
Mar 7, 2015 | $5.80 | ||
Feb 7, 2015 | $5.81 | Mar 7, 2015 | $0.01 |
Mar 14, 2015 | $5.80 | ||
Feb 14, 2015 | $5.81 | Mar 14, 2015 | $0.01 |
Mar 15, 2015 | $5.80 | ||
Feb 21, 2015 | $5.81 | Mar 15, 2015 | $5.81 |
Feb 28, 2015 | $5.81 | Mar 15, 2015 | $5.81 |
Mar 7, 2015 | $5.81 | Mar 15, 2015 | $5.81 |
Mar 14, 2015 | $5.81 | Mar 15, 2015 | $5.81 |
Mar 21, 2015 | $5.81 | Mar 15, 2015 | $0.01 |
Aug 24, 2015 | $5.80 | ||
Mar 28, 2015 | $5.81 | Aug 24, 2015 | $5.81 |
Apr 4, 2015 | $5.81 | Aug 24, 2015 | $5.81 |
Apr 11, 2015 | $5.81 | Aug 24, 2015 | $5.81 |
Apr 18, 2015 | $5.81 | Aug 24, 2015 | $5.81 |
Apr 25, 2015 | $5.81 | Aug 24, 2015 | $5.81 |
May 2, 2015 | $5.81 | Aug 24, 2015 | $5.81 |
May 9, 2015 | $5.81 | Aug 24, 2015 | $5.81 |
May 16, 2015 | $5.81 | Aug 24, 2015 | $5.81 |
May 23, 2015 | $5.81 | Aug 24, 2015 | $5.81 |
May 30, 2015 | $5.81 | Aug 24, 2015 | $5.81 |
Jun 6, 2015 | $5.81 | Aug 24, 2015 | $5.81 |
Jun 13, 2015 | $5.81 | Aug 24, 2015 | $5.81 |
Jun 20, 2015 | $5.81 | Aug 24, 2015 | $5.81 |
Jun 27, 2015 | $5.81 | Aug 24, 2015 | $5.81 |
Jul 4, 2015 | $5.81 | Aug 24, 2015 | $5.81 |
Jul 11, 2015 | $5.81 | Aug 24, 2015 | $5.81 |
Jul 18, 2015 | $5.81 | Aug 24, 2015 | $5.81 |
Jul 25, 2015 | $5.81 | Aug 24, 2015 | $5.81 |
Aug 1, 2015 | $5.81 | Aug 24, 2015 | $5.81 |
Aug 8, 2015 | $5.81 | Aug 24, 2015 | $5.81 |
Aug 15, 2015 | $5.81 | Aug 24, 2015 | $5.81 |
Aug 22, 2015 | $5.81 | Aug 24, 2015 | $5.81 |
Aug 29, 2015 | $5.81 | Aug 24, 2015 | $0.01 |
Sep 5, 2015 | $5.81 | ||
Sep 12, 2015 | $5.81 | ||
Sep 19, 2015 | $5.81 | ||
Sep 26, 2015 | $5.81 | ||
Oct 3, 2015 | $5.81 | ||
Oct 10, 2015 | $5.81 | ||
Oct 17, 2015 | $5.81 | ||
Oct 24, 2015 | $5.81 | ||
Oct 31, 2015 | $5.81 | ||
Nov 7, 2015 | $5.81 | ||
Nov 14, 2015 | $5.81 | ||
Nov 21, 2015 | $5.81 | ||
Nov 28, 2015 | $5.81 | ||
Dec 5, 2015 | $5.81 | ||
Dec 12, 2015 | $5.81 | ||
Dec 19, 2015 | $5.81 | ||
Dec 26, 2015 | $5.81 | ||
Jan 2, 2016 | $5.81 | ||
Jan 9, 2016 | $5.81 | ||
Jan 16, 2016 | $5.81 | ||
Jan 23, 2016 | $5.81 | ||
Jan 30, 2016 | $5.81 | ||
Feb 6, 2016 | $5.81 | ||
Feb 13, 2016 | $5.81 | ||
Feb 20, 2016 | $5.81 | ||
Feb 27, 2016 | $5.81 | ||
Mar 5, 2016 | $5.81 | ||
Mar 12, 2016 | $5.81 | ||
Mar 19, 2016 | $5.81 | ||
Mar 26, 2016 | $3.92 |
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