Cement, nails, and other equipment for building homes

James

Gem Yago, Kenya

Funds disbursed

$0 to go

100% funded of $174 goal

0

days left

Entrepreneur

Name

James

Member since

October 2017

On-time repayments

31 installments  •  87%

About Me

I'm James Owino Okoth born in 03 September 1998 in Gem Kambare location. I am the sixth child in a family of eleven children fed,brought up and guarded by my widowed mother.My father died in 2001, leaving eleven children for my mother to feed and educate by mere subsistence farming and working for villagers to obtain money. I went to Aluor primary school and did my kcpe examination in 2013,passed and proceeded to Ratiya youth polytechnic college in Bondo constituency to study building and construction. I finished my course in 2015 and went to Bondo town to search for masonry job opportunities to earn a living. I got sufficient jobs,saved some money and I got married in 2016 the following year and God the Creator blessed me with a baby boy and still very young to make decisions on his future carrier. In Gem Kambare, we experience heavy rainfall which is good for farming and cattle keeping to earn a living. During Sundays, I usually attend to church service, watch good movies, read Bible and magazines to relieve boredom and monotony of similar activity.

My Business

In Bondo,I receive masonry jobs tenders like plastering of houses, stone pitching, floor screading,construction of zero joints stones and any other building and construction works.The money received is used to provide food for the family, clothes, paying of school fees for my 2 young brothers and a sister who are still schooling in primary classes,settling various family expenses like electricity bills,water and traveling costs and purchasing of building and construction equipment.

Loan Proposal

The disbursed amount will be used to buy 10 bags of cement at a cost of KES 7500, 5 bags of water proof cement(penetron) at a cost of KES 3500, 5 kg of steel nails at a cost of KES 1500,a pair of gum boot at a cost of KES 1500,5 packets of red oxide at a cost of KES 2000 .These purchases will increase profit margin, school fees for the children will be paid when schools open,clothes for the family bought, food will be provided well and all business and work expenses will be paid well.

Feedback

1

None

1

  • Margaret    Apr 13, 2019

    No effort to repay in over 4 months. I dislike leaving negative comments but do believe in accountability, without it there would be no Zidisha to make loans.

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  • Margaret    Jan 16, 2018

    Excellent repayment!

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Loan Info

Project Type

Classic Loan

Disbursed amount

$174.00

Date disbursed

Nov 15, 2018

Repayment status

Late

Projected term

2 weeks

Lenders

PaulE

Cockeysville, MD, United States

M

Margaret

United States

JH

Joseph Hwang

Houston, United States

RS

Rohan Singh

United States

HH

Helen Horseman

United Kingdom

J

Netherlands

B

Ben

United States

Sla Tyr

Switzerland

CJ

Carrie Jean

United States

Nico Robin

Osaka, Japan

KO

Kenneth Oram

Warrington, United Kingdom

Eike Christian Lorenzen

Flensburg, Germany

JM

Janina M

United Kingdom

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  • Margaret    Feb 24, 2019

    Hi James,
    I have contributed to several of your last loans but am disappointed to see you have made no effort to repay this one.
    I see you have missed all of your scheduled payments. Please make an effort to repay, you can log into your account and change the amount and time frame. Zidisha gives you a great opportunity to grow your business, don’t waste the chance to succeed. Margaret

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  • Joshua    Dec 6, 2018

    The man had agreed to pay is past due to fulfill the agreement he made with his lenders the zidisha team

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  • James    Nov 13, 2018

    Thank you so much my dear lenders and entire Zidisha platform for funding my account.This will improve my living standard and positive thoughts towards future of my children. The disbursed amount will be used to buy 10 bags of cement at a cost of KES 7500, 5 bags of water proof cement(penetron) at a cost of KES 3500, 5 kg of steel nails at a cost of KES 1500,a pair of gum boot at a cost of KES 1500,5 packets of red oxide at a cost of KES 2000 .These purchases will increase profit margin, school fees for the children will be paid when schools open,clothes for the family bought, food will be provided well and all business and work expenses will be paid well.

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  • J    Nov 11, 2018

    I hope that the remaining part of your loan will be funded soon. Good luck!

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  • Eike Christian Lorenzen    Nov 10, 2018

    Hello James, i wish you a successful project and a good time! Greetings from Germany, Eike

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  • James    Nov 8, 2018

    Thanks for the financial support offered to me. The amount was used to buy 20 bags of bamburi cement for plastering at a cost of KES 15000,4 packets of red oxide at a cost of 1200, 4 small packets of water proof cement(penetron) at a cost of KES 800,some quantity of timber for constructional works at a cost of KES 850.These purchases had increased income by 50% and also living standard of the family members was also improved.All the required basic needs of the family members provided and work and house bills shall be paid adequately. Thanks so much for services provided.

    Feedback

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  • James    Apr 30, 2018

    Thanks for the financial support offered to me. The amount will be used to buy 20 bags of bamburi cement for plastering at a cost of KES 15000,4 packets of red oxide at a cost of 1200, 4 small packets of water proof cement(penetron) at a cost of KES 800,some quantity of timber for constructional works at a cost of KES 850.These purchases will increase income by 50% and also living standard of the family members improve.All the required basic needs of the family members will be provided and work and house bills shall be paid adequately. Thanks so much for services provided.

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  • Carl Corvin    Apr 28, 2018

    Go girl!

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  • matthewstephen    Apr 27, 2018

    God bless

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  • James    Apr 13, 2018

    The disbursed amount be will used to buy (1) 4 bags of bamburi cement at a cost of KES 2920/=,(2)a small trowel for finest work at a cost of KES 200/=,(3)2 litres of turpentine at a cost of KES 300/=,(4)repairing of other old plumbing tools at a cost of KES 300/=.This aided in purchasing food, clothes, paying school fees, improved living standard of family and catering for some secondary needs in the family. I'm expecting this purchase to increase income by 50% and definitely positive improvement in financial status

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  • James    Mar 30, 2018

    I had a contract of plastering 2 toilets and 4 classrooms of Dunya primary school and I was paid all the balances. So I would like to repay zidisha loan balance of KES 10698.

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  • Kindness Koalition    Mar 26, 2018

    Thanks for your full repayment of the loan James. KIndness Koalition made loans to 9 different people. As soon as all the loans have been paid back, we plan on making more loans ;)

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  • James    Jan 29, 2018

    Thanks so much lenders,johny koalition and Zidisha platform for funding my loan .It will aid in purchasing 4 bags of bamburi cement at a cost of KES 2920/=,a small trowel at a cost of KES 200/=,2 litres of turpentine at a cost of KES 300/= and repairing old tools at a cost of KES 300/=.It will also increase income by 40% and improve financial situation. Mostly basic needs shall be bought like food, clothes, settling work and family expenses paid.

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  • Kindness Koalition    Jan 28, 2018

    Aloha James! I've fully funded this loan for you to help increase your income. Please post a photo of your family. Keep up the good work! - Johnny, Kindness Koalition Hawaii

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  • James    Jan 22, 2018

    Thanks so much for the last loan disbursed to me and really good and helpful to my family. With the loan disbursed in the course of last year, I bought 2 bags of bamburi cement at a cost of KES 1460,a packet of red oxide at a cost of KES 300,wire brush at a cost of KES 100 and steel board for plastering and a packet of chalk costing KES 400.These purchases had increased my income by 50% .All basic needs required by family like food, clothes, hospital bill, household expenses, fare, school fees and other secondary requirements also bought. It also increased good income, improve living standard and good state of financial thinking thus less financial stress.

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  • James    Nov 30, 2017

    Zidisha lenders and entire team,thanks so much for the second loan disbursed to me. I have already used this loan to buy two bags of bamburi cement at a cost of KES 1460/=,a packet of red oxide at a cost of KES 300/=,two wire brushes for rubbing hard surfaces at a cost of KES 100/=,new steel board for finest smoothing surfaces during plastering and other works at a cost of KES 350/= and a packet of coloured chalks for marking surfaces at a cost of KES 50/=.I would like to grow credit limit, communicate regularly with zidisha platform,save little money for future use and help me strive out of poverty. This helps to provide basic necessities,services,family obligations settled well because of money, school fees for the kids paid and catering for other expenses. Thanks you very much indeed.

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  • James    Nov 25, 2017

    Thanks so much for funding my loan. It will be used to buy bamburi cement at a cost of KES 1460/=, steel board and a packet of chalk for marking lines at a cost of KES 400/=,red oxide costing KES 300/=,and wire brush for hard stains at a cost of KES 100/=.This will improve financial status, school fees paid,basics needs bought and increase in living standard of a family.

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  • James    Nov 1, 2017

    Thank you so much for the Zidisha loan disbursed from Zidisha platform.Loan disbursed will be used to purchase trowel, measuring tape, spirit level and u nails at a cost of KES 700/=,overall coat,masonry hammer and plumb bob at a cost of KES 350/=.This loan will help me to buy clothes, food, paying school fee and medical bills.Also it helps to build poultry shade and it will increase my earnings by 50% and gradually improve living standard of the family members.

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