Modern cowhouse for my dairy farm

Joseph

Kimangu Rongai, Kenya

100% repaid

Entrepreneur

Name

Joseph

Member since

August 2012

On-time repayments

352 installments  •  71%

About Me

I am 56 years of age married with 4 hardworking boys. My parents managed to educate me up to form four.During my time in school i liked football and debate and i was looking to contest for a civic or parliamentary seat but my vision was overtaken by business. I joined the business world with a small retail shop. I do live in Rongai, Kimangu farm where I bought a piece of land. It is about 4 km from Rongai town and opposite Kimangu primary school. I do live with my dear wife because the boys are adult and has left us to build start their family. Infact now we are as hownwe were when we met for the first time without children. we do enjoy for the what God has done to us.

My Business

I started involving myself in business of a retail shop but I saw it is no paying like Dairy farming
I started with a calf which i was given by a friend of mine. By that time the calf was only three days old but i managed to feed it until it reaches four months although it was not all tha easy. After taking care of it it reaches 18 months when it was feed with the good bleed from the A.I. Then it was another time of waiting nine good months. The total period i waited to get milk from my own cow was 27 months. When i started milking, I got visitors asking for milk and i started selling the milk to my neighbours untill i saw the dairy farming being among the best way of investing
The cows are paying because the price of the milk has gone up and the demand is very high in our area. I have enough time of resting because keeping the animals in Zero grazing does not need great struggle. Another thing i have seen the benefit of Zero grazing is that, i do get manure from the animals for my shamba.

Loan Proposal

Due to the increase of cows I now want to renovate my cow houses which they are not in good condition. This loan will enable me to buy some materials for that job. The remaining I will see if I can build a modern cow house which will make my cows comfortable.

Feedback

9

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Loan Info

Project Type

Classic Loan

Disbursed amount

$569.00

Date disbursed

Apr 5, 2016

Repayment status

On Time

Projected term

14 months

Lenders

F

florian

Mettmenstetten, Switzerland

ElWal

Kirn, Germany

ads68

Melbourne, Australia

F

flaguy999

Tampa, United States

H

howard

Vence, France

xtrahardware

Cazenovia, United States

G

guggl

Vienna, Austria

SuperMario28

Cudahy, United States

SMOICE

Berlin, Germany

AF

Alysn Ford

United States

PG

Paul Graham

United States

wissam

Jeddah, Saudi Arabia

KN

Ken Nielsen

United States

SS

Steve Smith

Winchester, Ma, United States

Ren

Minneapolis/StPaul, United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

SH

Stephanie He

United States

A

Ari

United Kingdom

David McLauchlan

Seattle, United States

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  • Elisha    Jan 24, 2021

    he say he will pay soon as he get well financially.

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  • Joseph    Jan 12, 2021

    I will be good

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  • Joseph    Jan 6, 2021

    Okay

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  • Janice    Dec 7, 2020

    I called him and reminded about his past dues to pay immediately.

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  • Joseph    Sep 4, 2020

    Okay with the amount

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  • Joseph    Jul 28, 2020

    I am okay with that repayment amount

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  • Joseph    May 8, 2020

    I will be able to pay that installment for now.

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  • Joseph    Apr 1, 2020

    For now I will pay that amount. Thank you

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  • Joseph    Feb 24, 2020

    Am comfortable with that installment for now

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  • Joseph    Dec 27, 2019

    Am comfortable with the amount

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  • Joseph    Nov 11, 2019

    I will that installment for now

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  • Joseph    Sep 25, 2019

    I request to pay that amount for now due to some other issues I am handling

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  • Joseph    Aug 28, 2019

    Since some issues to cater I would like to lower my payments for now

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  • Joseph    Jul 25, 2019

    The business is doing well, but for now I have some issues which needs finances that is why I have reduced my payments.

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  • Joseph    Jun 19, 2019

    I will be able to pay the indicated amount for now since I am improving my dairy farming then I will adjust it

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  • Joseph    May 20, 2019

    The business is not doing well due to shortage of rain.

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  • Joseph    Mar 26, 2019

    The business is not doing well at the moment due to drought season

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  • John    Mar 9, 2019

    I called Joseph and according to what he says, he adjusted the installment amount, which only goes for 5 days. He didn't know so and he thought once adjusted it remains that way, I informed him that if he needs to re-adjust, he should do so and it's only valid for 5 days, he understood. John.

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  • John    Jan 27, 2019

    I called Joseph and he told me that he will pay for last week and this week's arrears.

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  • Joseph    Nov 26, 2018

    For now I will be able to raise 200 per installment since most of people have traveled causing less supply of milk. But coming next year all will be well.

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