Entrepreneur
Name
Judy
Member since
April 2014
On-time repayments
207 installments • 65%
About Me
I am Judy Karambu. I am 29 years old and married with two lovely daughters. I live in Chogoria, located in the eastern part of Kenya. I am a graduate with a degree in nursing. I am currently working as a tutor at nursing college with very little income that cannot sustain my family fully. I intend to do my master's, hence the reason for my enterprenuship. My business generates income to support my family and savings for my master's education.
I am motivated by the fact that I have to make my life and those of my children better. I juggle my time as a tutor and a businesswoman. I have just enrolled for my master's of science in nursing education and I am hoping I will manage to push through, since I believe in investing in education. I look forward to receiving your support, as you have always done in the past.
My Business
I have been selling handbags since May of last year. I started the business to supplement my meagre salary as a tutor. The initial capital invested in the business was $232 and I buy the bags from Nairobi's Gikomba and Kariokor markets. At first most of my customers were colleagues and neighbours; however, my clientele has increased because of referrals.
My intentions are to expand my business to include secondhand clothes and shoes. I want to make my business grow to a big boutique where my customers can find everything under one roof.
My business has now picked up. I have added an M-Pesa [mobile money transfer] agent, and I am now selling clothes and shoes and I still want to expand and open another subbranch in a nearby market in order to raise more income to help me in my master's which I have just started. Thanks in advance.
Loan Proposal
Once again thank you zidisha family for your continued support. The loans services you have been offering has been of great help to many.I wish to apply for another loan in order to raise funds to add stock of shoes and handbags for ladies. Am targeting the market that is likely to grow since the schools are soon closing and many people will be around too for holidays .am looking forward to getting the loan fully funded and I will repay it on time .Thank you.Be blessed
About Me
I am Judy Karambu. I am 32 years and married with two lovely daughters.I live in Chogoria located in the eastern part of Kenya. I am a graduate with a degree in nursing. Am currently working as a tutor at Nursing college with very little income that can not sustain my family fully.I intend to do my masters hence the reason for my enterprenuship.my business generates income for my family support and savings for my masters education. I am motivated by the fact that I have to make my life and those of my children better. I juggle my time as a tutor and as a business woman.I have just enrolled for my masters of science in nursing education and i am hoping i will manage to push through since i believe in investing in education.i look forward to receiving your support as you have always done in the past.Be blessed
My Business
I have been selling handbags since may last year. I started the business to supplement my meagre salary as a tutor. The initial capital invested in the business was $232 and I buy the bags from Nairobi's Gikomba and Kariokor markets. At first most of my customers were colleagues and neighbours however,my clientele has increased because of referrals. My intentions are to expand my business to include second clothes and shoes. I want to make my business grow my business to a big boutique where my customers can find everything under one roof.my business has now picked.i have added mpesa agent,now selling clothes and shoes and i still want to expand and open another subbranch in a nearby market in order to raise more income to help me in my masters which i have just started.Thanks in adavnce.
Loan Proposal
Once again thank you zidisha family for your continued support. The loans services you have been offering has been of great help to many.I wish to apply for another loan in order to raise funds to add stock of shoes and handbags for ladies. Am targeting the market that is likely to grow since the schools are soon closing and many people will be around too for holidays .am looking forward to getting the loan fully funded and I will repay it on time .Thank you.Be blessed
Feedback
Positive
13
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$681.00
Date disbursed
Oct 18, 2017
Repayment status
On Time
Projected term
11 months
Other loans
Lenders
Jake Gibson and Beverly Picardo
San Francisco, United States
Ask Judy a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.
Summary
Amount repaid
$680.27
Amount remaining
$0.00
Date repaid
Oct 12, 2018
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Oct 29, 2017 | $14.85 | Oct 27, 2017 | $14.85 |
| Nov 5, 2017 | $14.85 | Nov 3, 2017 | $14.85 |
| Nov 12, 2017 | $14.85 | Nov 18, 2017 | $14.85 |
| Nov 19, 2017 | $14.85 | Dec 8, 2017 | $14.85 |
| Nov 26, 2017 | $14.85 | Dec 8, 2017 | $14.85 |
| Dec 3, 2017 | $14.85 | Dec 8, 2017 | $14.85 |
| Dec 10, 2017 | $0.00 | ||
| Dec 17, 2017 | $0.00 | ||
| Dec 24, 2017 | $0.00 | ||
| Dec 31, 2017 | $0.00 | ||
| Jan 7, 2018 | $9.90 | Jan 7, 2018 | $9.90 |
| Jan 14, 2018 | $9.90 | Feb 8, 2018 | $9.90 |
| Jan 21, 2018 | $9.90 | Feb 8, 2018 | $9.90 |
| Jan 28, 2018 | $9.90 | Feb 8, 2018 | $9.90 |
| Feb 4, 2018 | $9.90 | Feb 8, 2018 | $9.90 |
| Feb 11, 2018 | $9.90 | Mar 16, 2018 | $9.90 |
| Feb 18, 2018 | $9.90 | Mar 16, 2018 | $9.90 |
| Feb 25, 2018 | $9.90 | Mar 16, 2018 | $9.90 |
| Mar 4, 2018 | $9.90 | Mar 16, 2018 | $9.90 |
| Mar 11, 2018 | $9.90 | Mar 16, 2018 | $9.90 |
| Mar 18, 2018 | $9.90 | Apr 18, 2018 | $9.90 |
| Mar 25, 2018 | $9.90 | Apr 18, 2018 | $9.90 |
| Apr 1, 2018 | $9.90 | Apr 29, 2018 | $9.90 |
| Apr 8, 2018 | $9.90 | Apr 29, 2018 | $9.90 |
| Apr 15, 2018 | $0.00 | ||
| Apr 22, 2018 | $0.00 | ||
| Apr 29, 2018 | $0.00 | ||
| May 6, 2018 | $0.00 | ||
| May 13, 2018 | $4.96 | May 30, 2018 | $4.96 |
| May 20, 2018 | $4.96 | May 30, 2018 | $4.94 |
| Jun 21, 2018 | $0.02 | ||
| May 27, 2018 | $4.96 | Jun 21, 2018 | $4.96 |
| Jun 3, 2018 | $4.96 | Jun 21, 2018 | $4.96 |
| Jun 10, 2018 | $9.90 | Jun 21, 2018 | $9.90 |
| Jun 17, 2018 | $9.90 | Jun 21, 2018 | $9.86 |
| Aug 5, 2018 | $0.04 | ||
| Jun 24, 2018 | $9.90 | Aug 5, 2018 | $9.90 |
| Jul 1, 2018 | $9.90 | Aug 5, 2018 | $9.90 |
| Jul 8, 2018 | $9.90 | Aug 5, 2018 | $9.90 |
| Jul 15, 2018 | $9.90 | Aug 5, 2018 | $9.90 |
| Jul 22, 2018 | $9.90 | Aug 5, 2018 | $9.90 |
| Jul 29, 2018 | $9.90 | Aug 5, 2018 | $9.86 |
| Aug 9, 2018 | $0.04 | ||
| Aug 5, 2018 | $9.90 | Aug 9, 2018 | $1.98 |
| Aug 9, 2018 | $7.92 | ||
| Aug 12, 2018 | $9.90 | Aug 9, 2018 | $9.90 |
| Aug 19, 2018 | $9.90 | Aug 9, 2018 | $1.98 |
| Aug 12, 2018 | $7.92 | ||
| Aug 26, 2018 | $9.90 | Aug 12, 2018 | $9.90 |
| Sep 2, 2018 | $9.90 | Aug 12, 2018 | $1.98 |
| Sep 10, 2018 | $7.92 | ||
| Sep 9, 2018 | $9.90 | Sep 10, 2018 | $9.90 |
| Sep 16, 2018 | $9.90 | Sep 27, 2018 | $9.90 |
| Sep 23, 2018 | $9.90 | Sep 27, 2018 | $9.90 |
| Sep 30, 2018 | $9.90 | Oct 12, 2018 | $9.90 |
| Oct 7, 2018 | $9.90 | Oct 12, 2018 | $9.90 |
| Oct 14, 2018 | $254.65 | Oct 12, 2018 | $254.65 |
BernadetteV Oct 13, 2017
Ed Apr 25, 2017
BernadetteV Apr 25, 2017
Loading...