School fees for master's in nursing education

Judy

Chogoria, Kenya

100% repaid

Entrepreneur

Name

Judy

Member since

April 2014

On-time repayments

207 installments  •  65%

About Me

I am Judy Karambu. I am 29 years old and married with two lovely daughters. I live in Chogoria, located in the eastern part of Kenya. I am a graduate with a degree in nursing. I am currently working as a tutor at nursing college with very little income that cannot sustain my family fully. I intend to do my master's, hence the reason for my enterprenuship. My business generates income to support my family and savings for my master's education.

I am motivated by the fact that I have to make my life and those of my children better. I juggle my time as a tutor and a businesswoman. I have just enrolled for my master's of science in nursing education and I am hoping I will manage to push through, since I believe in investing in education. I look forward to receiving your support, as you have always done in the past.

My Business

I have been selling handbags since May of last year. I started the business to supplement my meagre salary as a tutor. The initial capital invested in the business was $232 and I buy the bags from Nairobi's Gikomba and Kariokor markets. At first most of my customers were colleagues and neighbours; however, my clientele has increased because of referrals.

My intentions are to expand my business to include secondhand clothes and shoes. I want to make my business grow to a big boutique where my customers can find everything under one roof.

My business has now picked up. I have added an M-Pesa [mobile money transfer] agent, and I am now selling clothes and shoes and I still want to expand and open another subbranch in a nearby market in order to raise more income to help me in my master's which I have just started. Thanks in advance.

Loan Proposal

I wish to apply for another loan of [$479] to enable me pay my first trimester 2016 school fees and add some stock to my business.

I am undertaking a Master of Science program in Nursing Education, now in my second year, at Kenya Methodist University. I look forward to full funding of my loan to enable me pay the fees as required and also add stock to my business. Once again, I am grateful to Zidisha for the continued support. Be blessed.

Show original English  

About Me

I am Judy Karambu. I am 32 years and married with two lovely daughters.I live in Chogoria located in the eastern part of Kenya. I am a graduate with a degree in nursing. Am currently working as a tutor at Nursing college with very little income that can not sustain my family fully.I intend to do my masters hence the reason for my enterprenuship.my business generates income for my family support and savings for my masters education. I am motivated by the fact that I have to make my life and those of my children better. I juggle my time as a tutor and as a business woman.I have just enrolled for my masters of science in nursing education and i am hoping i will manage to push through since i believe in investing in education.i look forward to receiving your support as you have always done in the past.Be blessed

My Business

I have been selling handbags since may last year. I started the business to supplement my meagre salary as a tutor. The initial capital invested in the business was $232 and I buy the bags from Nairobi's Gikomba and Kariokor markets. At first most of my customers were colleagues and neighbours however,my clientele has increased because of referrals. My intentions are to expand my business to include second clothes and shoes. I want to make my business grow my business to a big boutique where my customers can find everything under one roof.my business has now picked.i have added mpesa agent,now selling clothes and shoes and i still want to expand and open another subbranch in a nearby market in order to raise more income to help me in my masters which i have just started.Thanks in adavnce.

Loan Proposal

I wish to apply for another loan of 47545 to enable me pay my first trimester 2016 school fees .I will use 25000 of that money tompay part of my fees and use 22545 to add some stock to my business.I am undertaking master of Science program in Nursing Education,now in my second year at Kenya Methodist University.
I look forward to full funding of my loan to enable me pay the fees as required and also add stock to my business.Once again am grateful to zidisha for the continued support.Be blessed.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$479.00

Date disbursed

Mar 18, 2016

Repayment status

On Time

Projected term

7 months

Lenders

Kylie

Mount Martha, Australia

C

cjmenchaca

Austin, United States

M

Mark

Melbourne, Australia

IM

Isak Maaseide

Tromso, Norway, Norway

Paul Buchheit

Mountain View, United States

H

harriet

United Kingdom

melissapmeier

United States

M

mbarbier

United States

K

K

United States

V

Vivek

Arlington, VA, United States

BB

Ben Bellows

United States

PG

Paul Graham

United States

G

GS2

Germany

wissam

Jeddah, Saudi Arabia

Mary

Germany

E

Erika

Ontario Canada, Canada

Craig Newmark

United States

The Zinc Team

San Francisco, United States

WS

Warren Shen

United States

Seppo Ruohonen

Vantaa, Finland

Ask Judy a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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Summary

Amount repaid

$502.95

Amount remaining

$0.00

Date repaid

Nov 14, 2016

Status

Fully repaid

Repayment History

Expected Payments Actual Payments
Mar 27, 2016 $10.07 Mar 30, 2016 $10.07
Apr 3, 2016 $10.07 Apr 4, 2016 $10.07
Apr 10, 2016 $10.07 Apr 9, 2016 $10.07
Apr 17, 2016 $10.07 Apr 17, 2016 $10.07
Apr 24, 2016 $10.07 Apr 25, 2016 $10.07
May 1, 2016 $10.07 May 3, 2016 $10.07
May 8, 2016 $10.07 May 10, 2016 $10.07
May 15, 2016 $10.07 May 27, 2016 $10.07
May 22, 2016 $10.07 May 27, 2016 $10.07
May 29, 2016 $10.07 Jun 6, 2016 $10.07
Jun 5, 2016 $10.07 Jun 13, 2016 $10.07
Jun 12, 2016 $10.07 Jun 25, 2016 $10.07
Jun 19, 2016 $10.07 Jul 5, 2016 $10.07
Jun 26, 2016 $10.07 Jul 5, 2016 $10.07
Jul 3, 2016 $10.07 Jul 14, 2016 $10.07
Jul 10, 2016 $10.07 Jul 14, 2016 $10.07
Jul 17, 2016 $10.07 Jul 18, 2016 $10.07
Jul 24, 2016 $10.07 Jul 28, 2016 $10.07
Jul 31, 2016 $10.07 Aug 1, 2016 $10.07
Aug 7, 2016 $10.07 Aug 7, 2016 $10.07
Aug 14, 2016 $10.07 Aug 20, 2016 $10.07
Aug 21, 2016 $10.07 Aug 30, 2016 $10.07
Aug 28, 2016 $10.07 Aug 31, 2016 $10.07
Sep 4, 2016 $10.07 Sep 4, 2016 $10.07
Sep 11, 2016 $10.07 Sep 11, 2016 $10.07
Sep 18, 2016 $10.07 Sep 24, 2016 $10.07
Sep 25, 2016 $0.00
Oct 2, 2016 $0.00
Oct 9, 2016 $50.37 Oct 4, 2016 $10.07
Oct 23, 2016 $40.29
Oct 16, 2016 $50.37 Oct 23, 2016 $10.07
Nov 1, 2016 $40.29
Oct 23, 2016 $50.37 Nov 1, 2016 $10.07
Nov 10, 2016 $40.29
Oct 30, 2016 $89.95 Nov 10, 2016 $60.44
Nov 14, 2016 $29.51

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