Entrepreneur
Name
Judy
Member since
April 2014
On-time repayments
207 installments • 65%
About Me
I am Judy Karambu. I am 29 years old and married with two lovely daughters. I live in Chogoria, located in the eastern part of Kenya. I am a graduate with a degree in nursing. I am currently working as a tutor at nursing college with very little income that cannot sustain my family fully. I intend to do my master's, hence the reason for my enterprenuship. My business generates income to support my family and savings for my master's education.
I am motivated by the fact that I have to make my life and those of my children better. I juggle my time as a tutor and a businesswoman. I have just enrolled for my master's of science in nursing education and I am hoping I will manage to push through, since I believe in investing in education. I look forward to receiving your support, as you have always done in the past.
My Business
I have been selling handbags since May of last year. I started the business to supplement my meagre salary as a tutor. The initial capital invested in the business was $232 and I buy the bags from Nairobi's Gikomba and Kariokor markets. At first most of my customers were colleagues and neighbours; however, my clientele has increased because of referrals.
My intentions are to expand my business to include secondhand clothes and shoes. I want to make my business grow to a big boutique where my customers can find everything under one roof.
My business has now picked up. I have added an M-Pesa [mobile money transfer] agent, and I am now selling clothes and shoes and I still want to expand and open another subbranch in a nearby market in order to raise more income to help me in my master's which I have just started. Thanks in advance.
Loan Proposal
Greetings zidisha family,
I am applying this loan to enable me pay school fees for my two daughters for the second term which commences on 02/05/2017.Given this loan,I will repay it weekly and be able to clear it with 4months.Thanks once more for your continued support.your zidisha loan,I have been able to make lots of personal process .many people have benefited too.Thanks and be blessed
About Me
I am Judy Karambu. I am 32 years and married with two lovely daughters.I live in Chogoria located in the eastern part of Kenya. I am a graduate with a degree in nursing. Am currently working as a tutor at Nursing college with very little income that can not sustain my family fully.I intend to do my masters hence the reason for my enterprenuship.my business generates income for my family support and savings for my masters education. I am motivated by the fact that I have to make my life and those of my children better. I juggle my time as a tutor and as a business woman.I have just enrolled for my masters of science in nursing education and i am hoping i will manage to push through since i believe in investing in education.i look forward to receiving your support as you have always done in the past.Be blessed
My Business
I have been selling handbags since may last year. I started the business to supplement my meagre salary as a tutor. The initial capital invested in the business was $232 and I buy the bags from Nairobi's Gikomba and Kariokor markets. At first most of my customers were colleagues and neighbours however,my clientele has increased because of referrals. My intentions are to expand my business to include second clothes and shoes. I want to make my business grow my business to a big boutique where my customers can find everything under one roof.my business has now picked.i have added mpesa agent,now selling clothes and shoes and i still want to expand and open another subbranch in a nearby market in order to raise more income to help me in my masters which i have just started.Thanks in adavnce.
Loan Proposal
Greetings zidisha family,
I am applying this loan to enable me pay school fees for my two daughters for the second term which commences on 02/05/2017.Given this loan,I will repay it weekly and be able to clear it with 4months.Thanks once more for your continued support.your zidisha loan,I have been able to make lots of personal process .many people have benefited too.Thanks and be blessed
Feedback
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Loan Info
Project Type
Classic Loan
Disbursed amount
$459.00
Date disbursed
May 9, 2017
Repayment status
On Time
Projected term
6 months
Other loans
Lenders
Østre Gausdal, Norway
Germany
United States
United States
Jake Gibson and Beverly Picardo
San Francisco, United States
United States
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Summary
Amount repaid
$459.11
Amount remaining
$0.00
Date repaid
Oct 13, 2017
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| May 21, 2017 | $34.52 | Jun 13, 2017 | $34.52 |
| May 28, 2017 | $34.52 | Jun 13, 2017 | $34.52 |
| Jun 4, 2017 | $34.52 | Jun 23, 2017 | $34.52 |
| Jun 11, 2017 | $34.52 | Jun 23, 2017 | $34.52 |
| Jun 18, 2017 | $34.52 | Jun 23, 2017 | $34.52 |
| Jun 25, 2017 | $34.52 | Jul 3, 2017 | $34.52 |
| Jul 2, 2017 | $0.00 | ||
| Jul 9, 2017 | $9.86 | Jul 16, 2017 | $9.86 |
| Jul 16, 2017 | $9.86 | Jul 16, 2017 | $9.86 |
| Jul 23, 2017 | $9.86 | Jul 29, 2017 | $9.86 |
| Jul 30, 2017 | $9.86 | Jul 29, 2017 | $9.86 |
| Aug 6, 2017 | $9.86 | Aug 13, 2017 | $9.86 |
| Aug 13, 2017 | $9.86 | Aug 13, 2017 | $9.86 |
| Aug 20, 2017 | $9.86 | Sep 6, 2017 | $9.86 |
| Aug 27, 2017 | $9.86 | Sep 28, 2017 | $9.86 |
| Sep 3, 2017 | $9.86 | Sep 28, 2017 | $9.86 |
| Sep 10, 2017 | $9.86 | Sep 29, 2017 | $9.86 |
| Sep 17, 2017 | $9.86 | Sep 29, 2017 | $9.86 |
| Sep 24, 2017 | $9.86 | Sep 29, 2017 | $9.86 |
| Oct 1, 2017 | $9.86 | Oct 7, 2017 | $9.86 |
| Oct 8, 2017 | $9.86 | Oct 7, 2017 | $9.86 |
| Oct 15, 2017 | $9.86 | Oct 13, 2017 | $9.86 |
| Oct 22, 2017 | $9.86 | Oct 13, 2017 | $9.86 |
| Oct 29, 2017 | $9.86 | Oct 13, 2017 | $9.86 |
| Nov 5, 2017 | $9.86 | Oct 13, 2017 | $9.86 |
| Nov 12, 2017 | $9.86 | Oct 13, 2017 | $9.86 |
| Nov 19, 2017 | $49.32 | Oct 13, 2017 | $49.32 |
| Nov 26, 2017 | $15.24 | Oct 13, 2017 | $15.24 |
BernadetteV Oct 13, 2017
Ed Apr 25, 2017
BernadetteV Apr 25, 2017
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