To put toward computer-training overhead expenses

Martin    Nov 11, 2018

I am not able to pay full amount at this point but will adjust later

Martin    Oct 21, 2018

I fell I'll and got hospitalized I'm regaining now, once the business pick up I'll repay the whole amount. I wish to express my gratitude to Zidisha family for patience.

Martin    Mar 15, 2018

Hello my esteemed Lenders,
It's my pleasure to express my heartfelt gratitude for your kind gesture to finance my loan. I will utilize the loan for the purpose to which I applied and repay in due course. This loan will go a long to support my Digital Literacy classes in subsidizing the learners payments for the training materials. Some learners are from a very humble background and therefore needs a lot of support to acquire computer skills which are among the basic skills in the 21st Century. Thank you for being part of the great team that supports this vital community empowerment program. It's my humble prayer that even the next time I apply that you kindly be of support.
Kind Regards,
Martin

Martin    Mar 6, 2018

I am humbled by my esteemed lenders for having trust in my noble initiative through extending their generosity by committing their most valuable funds to me. I highly appreciate. I'll put the resources into right use and commit myself to repaying as promised. I am so happy.
Kind regards.

Martin    Mar 1, 2018

Hello my Lenders,

I wish to most sincerely thank you for the past loan which enabled me cater for stationery for my training sessions. The funds harnessed my trainings in that I could provide training notes without necessarily waiting for the students to pay up. These created a good rapport with the community members and made my work very smooth.

Martin    Feb 23, 2018

Hello my lenders, I have just relocated to my new training center and have quite spent on on logistics. I am starting the next class on Monday and hope to raise my repayment schedule.

Martin    Feb 17, 2018

Hello my lenders and Zidisha community. I wish to reduce my installments due to the fact that I am shifting the training from Bahati to a place called Kabatini. This exercise is a bit expensive coz it to involves moving the whole computer lab with a hired vehicle. I look forward to adjusting the installments later. Kind regards

• J    Feb 17, 2018

  Thank you for the update and success with the movement.

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  • Martin    Feb 18, 2018

    Welcome my esteemed Lender. You are truly a mentor and my inspirer. God bless you, Joost.

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  • Martin    Mar 1, 2018

    Hi Joost, Its quite a while since we communicated. I am now in a new training center where I am training Anglican Church Lay Leaders. I have posted another loan aimed at urgently producing their training notes. I hope you will kindly look into it for kind consideration, humbly. I'll highly appreciate.
    Kind Regards,

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  • Martin    Mar 3, 2018

    Hello my friend Joost, hope you are doing great. I repaid the last loan honestly and I appreciate your positive comments. Kindly, I appeal to you kindly to top-up the remaining percentage to enable me conduct my training conveniently, just a humble appeal.

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Martin    Feb 5, 2018

Thank you very much for lending to me. I apologize for having taken long to acknowledge the receipt of the loan. The reason s that I have been writing to Zidisha technical team to repair my system since last week, since I have not been able to post any comments of late. I have been trying to post acknowledgement in vain.Kindly.

Martin    Feb 4, 2018

Thank to very much my esteemed Lenders for your kindness. My loan was funded within a very short while following valuable guidance and advice of my Lender. Attached hereby are pictures of my January class who graduated yesterday with Commonwealth Computer Navigator's Certificate courtesy of Zidisha Lenders. Receive my heartfelt gratitude.

Martin    Feb 4, 2018

Hello my esteemed Lenders. I am inexplicably happy and appreciative of your kindness. Your valuable advice and guidance proved very helpful hence my loan got funded within commendable time. I feel so indebted to Zidisha and the entire Lenders who have continually made it their humble obligation to commit their finances for purposes for uplifting the lives of the needy citizens. Thank you very much.

Martin    Feb 3, 2018

I lack enough words to express my gratitude, Joost for your financial support, valuable advice, and moral support that you've accorded me. I can only pray that the Divine Almighty God continually see you through and meet all the desires of your heart. I'll surely be able to conduct my next training with ease. Today I am having a graduation ceremony for the January computer class. NB: they qualify to be awarded Commonwealth Computer Navigator's Certificate. Best regards, sir

J    Feb 2, 2018

Success. I hope the remaining part of this loan will be funded soon.

• Martin    Feb 2, 2018

  Thanks alot, I wonder what usually happens... Will the funds you had contributed be returned?

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  • J    Feb 2, 2018

    Yes. It's transferred back to my "Lending Account Balance". I can immediately use it to fund another loan. (Repayments are also transferred to the same Account Balance).
    
    It's also possible for me to transfer between PayPal and my "Lending Account Balance". But then I have to pay PayPal transaction fees.

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    • Martin    Feb 2, 2018

      I am so grateful for your valuable assistance, Joost. You are outstandingly helpful and reliable, Sir. May the Almighty God bless you abundantly. Kind regards.

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Peter Massey    Feb 1, 2018

Dear Martin

I also hope you get the funding you need.
It is very important that children and others have computer skills. Education is essential.
Where would you get your computer supplies from? Do they have a website or anything like that?
Perhaps it is possible, and I will not promise anything, that I can buy the paper and inks etc from here and you can then collect them.

Peter Massey

• J    Feb 1, 2018

  There is a topic on the forum about gifts.
  www.zidisha.org/forum-thread/4
  
  Just my two cents. A loan is better than a gift.

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  • Martin    Feb 1, 2018

    I concur with you Joost. It's in line with Zidisha initial principles and beats dependence syndrome, since one has to make efforts to ensure the loans are repaid and also the lender feels involved in changing lifes through his/her resources. It's brings mutual psychological satisfaction. Best regards, Joost as I look forward for your few coins before time expires, kindly.

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    • Martin    Feb 1, 2018

      Thanks Joost for your kindness. I am truly humbled by your response to my request. I am still optimistic that time will not expire before my request is fully funded. Regards.

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  • Martin    Feb 2, 2018

    Hello Joost, I have decided to apply your great advice regarding sticking to my credit limit, and therefore have cancelled the MFL. This was mainly informed by the fact that lenders seem to lend only funds that are within my credit limit. Hopefully, the loan will be funded abit faster. Regards.

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• Martin    Feb 1, 2018

  Hello Peter, thanks for your interest in my initiative. I hope and wish you have gone through my profile which states that I teach computer skills to the less fortunate in the Great Rift Valley region of Kenya since 2014. I secured some money and acquired computers from Computers 4 Africa, actually I have a full computer lab. Regarding the website, I couldn't afford the high cost of annual maintenance, so for about 2 years now my website has not been active. The aim of this loan is to enable me have materials in place to produce notes as well as Ms Word, Ms Excel guiding exercises. The learners earn meagre wages and they pay little by little before they lapse of the training time. The key point here is that you are assisting very very needy cases, Sir from very hard-to-access areas. I think Madam Director has a rough idea of what I mean by remote part of some of these African terrain. Kindly, bear with these kind of cases, and get the reason of why some of us end up praying for Divine blessings from God Almighty. Its as serious as that, my dear friend, Peter. Kind regards.

  

  

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• Martin    Feb 2, 2018

  Hello Peter, I have heeded to Joost's advice regarding sticking to my credit limit instead of including members funds in my loan. Therefore, I cancelled my earlier loan and re-aplied for another. I am hereby looking forward to your kind consideration, as you had done so that my application does not take long to be funded. It's just my humble request. Best regards.

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• Martin    Feb 2, 2018

  Hello my friend, Peter. I do hope you you are aware I changed my loan profile. I am awaiting your kind response, humbly.

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Martin    Jan 31, 2018

Thanks Petter for your kind consideration, I am humbled. I am still hopeful that time will not lapse before other kind-hearted lenders demomonstrate their such kindness and fund my remaining request. I am still optimistic. Kind regards.

Martin    Jan 28, 2018

Thanks alot Peter Massey for your funding, I promise never to let you down. Your confidence in me with your funding will never be in vain, Sir. I highly appreciate.

Martin    Jan 23, 2018

Hello my lenders. I humbly borrow 5043 KES to assist me to purchase printing papers worth 1750 KES, printer ink valued at 2700 KES and photo papers worth 450 KES, all will amount to 4900 KES. The rest will be used for transport. This loan will immensely boost mt training initiative since some of the trainees are from very humble background and only afford to pay little by little. I humbly apeal that I be assisted to be able to offer the community computer training effectively and efficiently so as to enable my objective of crossing the digital divide.

Martin    Jan 22, 2018

I kindly apply for this loan to cater for purchasing of printing papers and printer ink, all valued at 4900 KES. The rest will go towards transport. This loan will boost my trainings and in turn enhance my earnings. The profit earned will be injected back to the training initiative and the rest directed towards family upkeep and children education fees.

Martin    Jan 22, 2018

Hello my esteemed lenders. I kindly apply for this loan to help in purchasing printing papers for my computer skills class training materials, i.e. 5 reams costing 1750KES, 3 sets of printer ink, costing 2700KES, and photo papers costing 450KES; all totaling to 4900KES. The rest will cater for transport cost.
My previous loans have been so helpful in that the funds have enabled my trainings to be effective. This is mainly because some trainees are from very humble background who pay little by little till they complete the course.
The profit I accrue from these trainings goes towards feeding my family, my children's education, catering for internet costs among other areas.
So far Zidisha Lenders have been of immense help and I am humbled to be part of these great initiative. I foresee a situation where after two years of continued Zidisha assistance I will have crossed the poverty line and hopefully become one of the lenders so as to stand with those in need.

Martin    Jan 22, 2018

Hello my esteemed lenders. I kindly apply for this loan to help in purchasing printing papers for my computer skills class training materials, i.e. 5 reams costing 1750KES, 3 sets of printer ink, costing 2700KES, and photo papers costing 450KES; all totaling to 4900KES. The rest will cater for transport cost.
My previous loans have been so helpful in that the funds have enabled my trainings to be effective. This is mainly because some trainees are from very humble background who pay little by little till they complete the course.
The profits I accrue from these trainings goes towards feeding my family, my children's education, catering for internet costs among other areas.
So far Zidisha Lenders have been of immense help and I am humbled to be part of these great initiative. I foresee a situation where after two years of continued Zidisha assistance I will have crossed the poverty line and hopefully become one of the lenders so as to stand with those in need.

Martin    Jan 22, 2018

The previous loan assisted me to train without any problems given that most of the trainees are from very humble families who only afford to pay little by little till the complete the class. The earnings goes towards catering for my family upkeep, children's education fees, internet cost among other training overheads.