Expansion to win contracts and buying more hair styles for my beauty salon

Audrey

Lusaka, Zambia

100% repaid

Entrepreneur

Name

Audrey

Member since

October 2016

On-time repayments

77 installments  •  62%

About Me

My name is Audrey Kalenga. I was born in 1987 in Kitwe (copperbelt) in Zambia. I am married with 2 children, a boy and a girl, and one of them is at preschool and the other is still 1yr 9months. I never completed my high school level because both parents were not able to manage to pay for my school because they were poor. I am coming from a family of 4 and I am the second born. My elder sister completed her grade 12 but she can't go to further studies due to money. That is why I started planning to look for a loan to boost my business, so that I could manage to help my elder sister and my other siblings to go to school and also to finish my education. My husband helped me with his small earnings to buy wigs for my small hair salon. My sister is currently helping me to manage my beauty shop, and it is really doing fine.

My Business

I started by plaiting traditional hair, and I got advantage of the market. I used to receive a lot of people from different towns, then I saw the demand for other styles like wigs but I did not have enough to order for my customers. Other customers used to come with their wigs. So, I got some money from the same and ordered a few, but they could not last for a week, then I thought of ordering many in order to manage all the customers. After I saw it to be a good idea to have everything in one place, I met Mr. Ferdnard who told me about Zidisha, and that is how I was so fast to find out about Zidisha. I got interested in applying for a loan so that I could order hair dressers, hair dryers, different types of wigs, new beauty cosmetics (like many types of cream) as per my customer requests. I really want to order everything that is supposed to be there.

Loan Proposal

I still need to reorder the new and latest hair styles for my salon to attract more customers in town. I have made as much of ZMW 2500. Thank you, my Lenders, once again for making my life easier. This time around, I will expand more because I have a chance of winning contracts from wedding organizers, and they will always count on my salon for my services.

Show original English  

About Me

My Name is Audrey Kalenga. I was born in 1987 in Kitwe (copperbelt) in zambia, i am married with 2 children boy and a girl, and one of them is at preschool and the other is still 1yr 9months. I never completed my high school level because my both parents were not able to manage pay for my school because they were poor. I am coming from a family of 4 and i am the second born, My elder sister completed her grade 12 but she cant go further studies due to money, thats why i started planing to look for a loan to boost my business after my husband helped me with his small earnings to buy wigs for my small hair soloon. So that i can manage to help my Elder sister and my ther siblings to go to school and also to finish my education. My sister is currently helping me to manage my beauty shop, and its really doing fine.

My Business

I started by plating traditional hair, and i got advantage of the market. I used to receive a lot of people from different towns, then i saw the demand for other styles like wigs but did not have enough to order for my customers. but other customers used to come with their wigs. So, i got some money from the same and ordered few, but could not last for a week, then i thought of ordering too many in order to manage all the customers. Now that i have seen it to be a good idea to have everything in one place, i met Mr Fernard who told me about Zidisha, and that's how i was so fast to find out few about Zidisha and i got interested in applying for a loan so that i can order hair dressers, hair driers,different types of wigs, new beauty cosmetics like many types of cream as per my customer requests. I really want to order everything that is supposed to be there.

Loan Proposal

I still need to reorder new and latest hair styles for my saloon to attract more customers in town. I have made a Budget of ZMW 2,505. Thank you my Lenders once again for making my life easy. This time around, I will expand more because i have a chance of winning contracts from wedding organizers, and they will always count on my saloon for my services. this is my Budget for the next Loan. I will Get 6 (six) 2017 New Professional 2300W Powerful Hair Dryer with Negative Ion Generator $15x6= $90, And then i get 1 box of 100% Human Hair New Fashion High Quality Special Cool Medium Curly Blonde Wig 10 Inches at $146.51 and also 2(two) New Style Professional 48W LED UV Gel Light Polish Nail Dryer at $16x2=$32 totaling to $268.51. And the balance of $5 will be used for1(one) bottle hair spray. And i have already done the order, I am just waiting for my Loan to be fully funded. Thanks!

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$288.00

Date disbursed

May 11, 2017

Repayment status

On Time

Projected term

11 months

Lenders

AH

Aleksi H

Helsinki, Finland

T

ToddK

Indianapolis, IN, USA, United States

S

simranandtyler

London, Ontario, Canada

C

cjmenchaca

Austin, United States

K

kingcamo1095

Mountain Home, United States

mojobob

Hayward, United States

P

Pavane

Kungsbacka, Sweden

xtrahardware

Cazenovia, United States

lizandsteve

guelph, Canada

M

Malibu

Westwood, United States

C

ColoradoEmac

United States

GiselleF

United Kingdom

Paul Buchheit

Mountain View, United States

B

bugdaniel

Switzerland

M

marcof

Netherlands

johnhudson

Washington, DC, United States

B

bscent

Hong Kong

R

reganbrian

United States

Per Dahl

Norrköping, Sweden

SV

sven vdk

Twickenham, United Kingdom

M

MrsSim

London, United Kingdom

SuperMario28

Cudahy, United States

S

Stephan

Netherlands

SK

Sebastian Krohn

Amsterdam, Netherlands

D

Daniel

Stuttgart, Germany

Dave Bogard

New York, United States

Ben Triola

St. Louis, United States

Villa Maria Outliers

Montreal, Canada

Greg Howard

Reno, Nv, United States

Paul

Crandon, United States

BV

Ben Veal

United Kingdom

TT

Ted Tomlinson

United States

BB

Ben Bellows

United States

B

Brent

United States

Kyle Holohan

United States

R

rzb

Germany

Eugen Stamm

Zurich, Switzerland

AG

abel ghita

Bucharest, Romania, Italy

K

kris

Belgium

Roman Achmatow

Leipzig, Germany

EthicalHost

Toronto, Canada

V

Vidar

Oslo, Norway

Jes-c

United States

Kevin

United States

GA

Giovanni and Yelena

New York, Ny, United States

Larissa

Germany

Sinan Taifour

Munich, Germany, Germany

E

El

United States

K

Katharina

Germany, Germany

LR

Laetitia Rocha

United Kingdom

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

chessplayer

Berlin, Germany

Thomas Naimoli

United States

BE

Bob Ewing

United States

K

Kyle

Durban, United Kingdom

C

Campbell

New Zealand

Mike

Indianapolis, United States

CY

Carly Yoshida

United States

Paul Buchheit

Mountain View, United States

Tyler Metcalf

Utah, United States

AB

Ashira Blazer

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

BA

Burf and Patsy

St. John's, Canada

Ask Audrey a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Marcus    Nov 22, 2019

    Dear Audrey,
    after quite a while I really hope you're doing fine again and that you can start to make small repayments again. We would like to help also other borrowers with the money we get back. If you can't pay back anymore then please let us know.
    Thank you very much and good luck with your business and your health,
    Marcus

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  • Marcus    Feb 20, 2019

    Dear Audrey,
    I hope you recovered from your illness and are in a good health again.
    Did you have a chance to start your business again?
    Good luck and take care,
    Marcus

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  • Fernard    May 26, 2018

    Dear lenders i have spoken to Audrey Kalenga recently and said that her business went due to family challenges but she will begin repaying as soon as she resumes on her business.

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  • Fernard    Apr 21, 2018

    Dear lenders Audrey Kalenga it seems she is not committed to her loan, i suggest not recommend her for next loan .

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  • Fernard    Mar 19, 2018

    Dear lenders Audrey Kalenga from the last time i communicated to her , her contact no.s have been off.Even when i use zidisha button to contact her still i do not go through, am still making follow ups until i get hold of her.

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  • Fernard    Jan 20, 2018

    Dear lenders Audrey Kalenga she is one of my V/M, she has not yet recovered from her illness and has not yet resumed work.

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  • Fernard    Dec 20, 2017

    Dear lenders, i have spoken to Audrey and i managed to get hold of her but she is ill, she has been bed ridden for the past 2 weeks and i also visited her in her hospital bed, she is recovering steadily and once she recovers fully she will resume work and conduct her day to day business activities.Regards Fernard

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  • Audrey    Nov 19, 2017

    I would like to reduce the repayment amount to ZMW20 so that i pay for 4 weeks in advance and travel on a business trip and come back after 3 weeks to avoid being in RED.

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  • Audrey    Nov 10, 2017

    8,419 ZMW is the amount i received and i used it to as follows, ZMW5,000 went for orders for beauty cosmetics stock, and ZMW3,419 went to help in the construction of my saloon building since i want to move out and be working in my own building to avoid rentals. Thank you my Lenders.

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  • Audrey    Nov 7, 2017

    I have relieved my Loan in the amount of 8,419 ZMW, Thank you my Lenders for this loan and i will use it for two separate projects, and that is building my own saloon and reordering of cosmetic stock.

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  • Audrey    Nov 6, 2017

    Dear my Lenders, Thank you once again for the Loan, I am sorry i am moving on a faster rate, and i will use this Loan for building my own Saloon in order to avoid rentals that keeps on increasing every 4 month and another half of the Loan i will use it for new stock of beauty cosmetics to keep me going as i prepare for the new wedding project.

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  • Audrey    Nov 5, 2017

    Dear my Lenders, i am proud to let you know that my previous Loan was a success. I ordered different types of beauty cosmetics for my saloon at the total cost of ZMW5,000 and that was when i was busy preparing for big project of decorating the wedding reception and beautifying the wedding line up and the bride for the wedding of the former president's daughter. And i used all the cosmetics and it was a success and my name is like fragrance, and i have another one similar coming soon. And i made a profit of about ZMW19,000. And i now want to build my own saloon to avoid renting. Thank you very much!

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  • Marcus    Nov 4, 2017

    Dear Audrey,
    thank you so much for the update of your success story. We are all so grateful to have the chance to be a small part of your life. You and your team earned the success by yourself and your had work.
    May God bless you all.

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  • Audrey    Nov 4, 2017

    Dear my Lenders, i want to take this opportunity once again to generally share with you my success. From the time i have been with Zidisha, I have had accelerated in my businesses greatly and Zidisha has made me to be highly recognized even from the royal family that i am one of the best hair dresser, designer, and decorator of weddings. This happened because i had too much stock in my saloon and every customer would always find and get what they are looking for and when i did my dressing to the bride and the line up team, they shined like stars and i could see the smiles from the face of princess that she was so happy. This is because of your Lenders. You have changed my life, and i am never the same and i now have employees meaning you have not helped me alone but the entire team of everyone connected to me.

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  • Audrey    Oct 31, 2017

    I will be comfortable repaying that because i want to be repaying for few weeks in advance.

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  • Audrey    Oct 30, 2017

    Dear my Lenders, i am here by apologizing for my late repayment on my Loan, and this was due to the delay on the payment i was waiting for from my customer that i used all my stock of cosmetics on her wedding and it had been very successful. And i have just received my payment today and i have also repaid my loan for all the skipped installments. And i have done another order of stock of cosmetics to resume work and soon i will be repaying my Loan in full because i have another huge contract to prepare. Thank you.

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  • Fernard    Oct 24, 2017

    Dear lenders, Audrey she is still on course i spoke to her she is only waiting for payments from her wedding job she worked on, they payments are ready she is only waiting for the cheque to be signed so that money can be released, she has promised me any time soon she will make a good lamp some of money.

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  • Audrey    Oct 17, 2017

    Dear my Lenders, i am beginning my Loan repayments next week on Monday that is when i am receiving the full payment for everything i did on the wedding. Otherwise, i had a successful operations at the wedding. And everything went well accordingly. Thank you very much.

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  • Audrey    Oct 3, 2017

    Dear my Lenders, i received ZMW 4,775.00 in total and the wedding preparation is going on very well after receiving the stock of beauty cosmetics. I will update you on how the wedding will be and my returns. Thank you so much for your help.

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  • Audrey    Sep 29, 2017

    Thank you my Lenders, I ordered a box of different types of powder, Lip sticks, crowns and many other beauty cosmetics from a budget of $560 and i will have to pay for the delivery to my saloon.I really need the stock as soon as possible because the wedding line up girls including the bride on her wedding in 1 week. So i have to prepare as soon as possible for i have run out stock of beauty cosmetics.Thank you so much.

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