Stocking cooking gas cylinders for a cleaner energy source

Teresah Wamuyu

Kiptangwanyi, Kenya

100% repaid

Entrepreneur

Name

Teresah Wamuyu

Location

Kiptangwanyi, Kenya

On-time repayments

212 weekly installments  •  100%

About Me

I was born in the Central Province of Kenya (Nyeri). My parents were peasant farmers with some coffee plantation, only, to tend to. It was challenging for them to guarantee us a decent lifestyle. However, despite these limitations, my parents believed in my education. They did their very best to ensure I went to school. It’s heartbreaking that they are not here anymore to witness the results of their hard work and faith in me, but wherever they are, am sure they are smiling and proud of their efforts.
I ended up a teacher, teaching in primary schools. I taught for over 25 years until I decided to seek early retirement to focus on making my small business work.
I am married with four children. My husband is a primary school teacher. Thanks to God, my eldest son secured a job and is working towards cementing his career. The second born has just started his small business. My third born is in his 3rd year of university. He has been helping me out so much over the holidays in running my cereals business. He is very interested in joining me after university to try and scale this business. My only daughter, the last born, is in her 1st year in the university. She's studying for a career in the tourism & hospitality industry. It has been quite a struggle educating my children, but it is with God’s glory that we have managed.
Zidisha was very pivotal when I decided to start my business. A business, for me, was not only a means of meeting the needs of my community and creating a source of income, but also a way of liberating myself and empowering more of the people around me. I have always had a passion for helping people in need. Throughout my teaching career, I have lived with and accommodated different persons and treated them as family; ranging from a few orphaned kids, a HIV Positive girl, a son of a single mother, to my nieces who needed financial support. I do not do all these because I had any adequate financial capability, but rather because I felt it was the right thing to. That is why I look at my business as a means of not only empowering myself, but most importantly, a way of empowering my customers and persons I care about. That is my passion.

My Business

My recent loan application was intended to purchase motorcycles, which would help transport my products to far-flung remote areas. I tested this distribution model first by leasing out a couple motorcycles to do the transportation for me. It quickly became clear that motorcycles wouldn't transport the bulk of my products as efficiently as I would have liked. I, therefore, looked for and acquired a second-hand Toyota Carina sedan car for about $1,500 (I paid $1000 in cash and the rest in 10 monthly installments). Well, it's a cranky old car but it did the job...most of the time!
I managed to distribute loaves of bread (Elliot's) to retailers in my countryside. The year wasn't so bad either. Although the Kenyan elections affected my business a little, I managed to forge ahead by the trust of my customers and by the Grace of God.
My retail business grew into a wholesale business, and I saw a need to establish another shop on the opposite side of the road. Currently, am dealing in foodstuffs including flour, cereal, loaves of bread, and beverages like sodas and juices. This being a pretty semi-arid area, foodstuffs have the greatest demand. I also introduced clothes and kid's shoes. Oh, and I managed to send my youngest daughter to university! All thanks to the business and you, Lenders!

Loan Proposal

Previously, people around my area have used charcoal and wood as sources of cooking energy. With the increased awareness of Global Climate Change, people have started leaning towards safer and cleaner energy sources. I intend to lead the change by introducing the use of Cooking Gas here. The demand has been on the rise, with a lot of customer requests. With my reputation for selling affordably, I should manage to get some sales going. As a result, I will be proud to create one additional employment opportunity!
I expect to make a margin of 13% from the sale of Cooking Gas cylinders and thereafter about 20% on Gas Refill services.

The breakdown is as follows:
Stocking Gas Cylinders- $2000 (80 6KG Cylinders)
Cost of Transportation to my Shop- $324.43
Renting Space- $200 (2 months worth of Rent)
Preparing the Space (Carpentry, design & equipment)- $100
Miscellaneous/ Emergency- $672

Feedback

6

None

None

  • TomF925    May 30, 2016

    Great payback record and business acumen in marketing foodstuffs to rural Kenyans. I wonder if she could expand into solar and other technologies to establish distributed, clean local energy. With solar, rural areas can leapfrog over outdated entrenched technology (centralized power stations) and avoid addiction to expensive fossil fuels.

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    • Teresah Wamuyu    May 31, 2016

      Thanks Tom. Clean energy could be a wonderful venture I agree. Just requires giving it proper thought. But first, assist me feed our people. Thanks alot.

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  • KirstenShute    Jun 17, 2015

    Great repayment record, thank you!

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  • mossuto    Feb 11, 2015

    tks

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  • Kjartan    Sep 30, 2014

    Repaid before due

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    • Teresah Wamuyu    Jan 27, 2015

      Hello Kjartan,
      Thank you sincerely for supporting me over that period of time. I repaid early when my poultry business did well and i was ready to diversify to a closely-related business for which my new application is now based.
      I seek your support on this one too.
      Thank you so much.

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  • granite    Sep 25, 2014

    repaid as promised

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    • Teresah Wamuyu    Jan 27, 2015

      Hi Granite,
      I wish to extend my gratitude for the support you have bestowed on me over the period. The support was fruitful and has led me into having the courage and confidence to pursue another venture this year.
      I seek your support on the same too.
      Thank you.

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  • KM    Sep 23, 2014

    Repaid almost a year ahead of time ?!

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    • Teresah Wamuyu    Sep 24, 2014

      Hello Kilmeny, Yes am very thankful to you for having given be an opportunity to grow my poultry business. It became profitable and that's why i was able to repay a year ahead of time. The poultry business is now running on its own, i have appointed a manager to actively run it. I have decided to diversify into a cereals store that will stock maize, beans, sorghum etc. My intended plan of financing is by using some of the profits from the poultry business and perhaps some more financing from Zidisha. Am eternally grateful to you Kilmeny and other lenders for supporting us all through. God bless you.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$3,210.24

Date disbursed

Nov 27, 2019

Repayment status

On Time

Projected term

6 months

Cost to entrepreneur

Service fee: 5% of $3,210.24 = $144.31

Credit risk payment: $721.58

Lenders

IJAZBOF

Chihuahua, Mexico

C

Cblodgett

Zurich, Switzerland

M

marvin24

Giessen, Germany

Brian

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C

Christian

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R

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Rungsted, Denmark

KYLE LARSON

Little Falls, United States

investor

Candiac, Canada

Elinor

Maple Lake, MN, United States

M

MiguelGago

Guimarães, Portugal

C

chkuo

Taipei, Taiwan

mbunifu

San Jose, United States

BrassHat

Boston, United States

S

SueB1

Los Alamos, United States

AltruisticSelfishnes

Chicago, United States

COOPITALIST

Toronto, Canada

M

michaelkwolek

Boulder, United States

J

Jorgetmorais

Vila Nova de Gaia, Portugal

KivaTom

Tillamook, Oregon, United States

S

soren

Göteborg, Sweden

ErikN

Stockholm, Sweden

S

staktrace

Toronto, Canada

T

Tec69200

Jacksonville, United States

KyRoamer

Louisville, Kentucky, United States

Ambrose

Calgary, Canada

P

pcooney

barrie, Canada

F

FHult

Stockholm, Sweden

Martin

Manama, Bahrain

T

Tallago3

Munich, Germany

R

Roman

Barcelona, Spain

johnandmoliehi

Canton, New York, United States

MienDeGraeve

Ouagadougou, Burkina Faso

D

DRSZ73

Portsmouth, United Kingdom

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cjmenchaca

Austin, United States

ytrio

Madrid, Spain

P

pmyadlowsky

Charlottesville, United States

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hwwijono

Jakarta, Indonesia

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Berkeley, United States

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andreas

St. Georgen / Gusen, Austria

E

Elisa

Espoo, Finland

Apmay

Melbourne, Australia

gr8ful

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A

AlexCheng

Seattle, United States

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M

MattLondon

London, United Kingdom

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Springville, United States

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OneSummer

Muenster/Westphalia, Germany

A

anonymous123

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C

cyrilleberger

Gammalkil, Sweden

F

florian

Mettmenstetten, Switzerland

P

Pengetilafrika

Mårslet, Denmark

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graememoss

Amsterdam, Netherlands

F

FilemonInvest

Odense, Denmark

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Tomball, Tx, United States

L

Lenah

Vert Saint Denis, France

Mannysgirl

Surrey, Canada

J

JandC

Watsonville, United States

MM

Mollie Milesi

Jeruslem, Israel

SeeMeeFi

Ontario, Canada

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Dublin, Ireland

A

Aleks

Oslo, Norway

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ebronken

Oslo, Norway

Cloudways

Malta, Malta

P

Piotr

London, United Kingdom

Ellwood

Wimborne, United Kingdom

Andreas1974

Fristad, Sweden

N

nicknz

Wellington, New Zealand

Paul and Rachel

London, United Kingdom

AdvancingCompassion

San Diego, United States

dcorbetta

Carate Brianza, Italy

A

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Karkola, Finland

Namaste250

Pittsford, United States

K

Katehar

Maple Valley, WA, United States

ads68

Melbourne, Australia

Hype1

Ashburn VA, United States

Kev19083

Bryn Mawr, United States

jimmycarterforever

Missoula, United States

T

tjgiving

Oakland, United States

MillerClark

London, United Kingdom

swendl

Iowa, United States

Andreas Kiss

Vienna, Austria, Austria

R

ram1919

San Jose, United States

E

eboleaga

Mexico City, Mexico

rfriedenberg

New Jersey, United States

P

Peksa

Espoo, Finland

E

erogers

Vancouver, Canada

postnihilist

Honolulu, United States

G

GrandmaMae

Wausau, United States

Sunnyside

Stafford, United Kingdom

J

JayZKay

New York, United States

mrgonzalo

San Francisco, CA, United States

A

Andy

Berlin, United States

nakamura

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panamaman

Philadelphia, United States

8

8chrono8

London, United Kingdom

hugomesser

Blokker, Netherlands

T

teepo

Espoo, Finland

MichaelOsburg

Hochheim, Germany

C

cardiff

Falls Church, United States

S

Sgmco

Chandler, United States

RckyMntFamily

Colorado, United States

NativeTexan

Dfw Metroplex, United States

TimK01

Auckland, New Zealand

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

ShaneS

Port Pirie, Australia

M

Marod

Edmonton, Canada

EstanislaoCruz

Ewa Beach, United States

M

marcmesich

Kaohsiung, Taiwan

D

Don100

Wilton, United States

tswickrama

Orlando, United States

melzisme

Kl, Malaysia

paulclinton

malaga, Spain

Hedwich

Gorssel, Netherlands

M

mlepisto

Florida, United States

Zal0m0n

Atlantis!!!! x), Mauritania

K

kingcamo1095

Mountain Home, United States

A

AndrewC

London, United Kingdom

H

HobbyCollector

Beach City, United States

R

RCHeying

Marietta, United States

P

Pavane

Kungsbacka, Sweden

R

run426

DeBary, United States

Hank

Göteborg, Sweden

O

Ohio

Ohio, United States

stever

Cape Coral, United States

C

cerowain

Melbourne, Australia

JonB

London, United Kingdom

P

phoebius

Cambridge, United Kingdom

D

Dutch_lender

Leiderdorp, Netherlands

thomas2666

Brisbane, Australia

ibc123

Seattle, United States

Z

zangalan

Maryland, United States

M

Mountainmanduy

San Jose, United States

Domista

Perth, Australia

Games4Charities

Rochester, United States

B

BMcDermott

Washington, DC, United States

K

khassi

AinEbel, Lebanon

J

jumpfunky

Dortmund, Germany

A

ADISI

Bern, Switzerland

E

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Marin county, United States

P

pvranas

Boulder, United States

MrMichigander

Marquette, United States

Jamesaubrey

Norman, United States

PlanetEarth

Somewhere close, United Kingdom

zZola

Gilford, United States

O

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Christchurch, New Zealand

M

mark3339

San Diego, United States

J

jonastang

Hong Kong, Hong Kong

mikeice

Kohler, United States

C

Clben7

Cincinnati, United States

P

Purplejeep

Moravia, United States

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Middletown, United States

S

scottpz

branford, United States

I

ImSirFing

United States

D

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Netherlands

D

DanielW

United States

sderickson

Berkeley, CA, United States

K

kristina19

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M

martyb

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SBlue1

Germany

Z

zvrk2014

Brookline, MA, United States

Shemuel

New Jersey, United States

A

axienjii

Amsterdam, United Kingdom

N

nilvehsm002

Boston, MA, United States

U

undertow

Zadar, Croatia

M

Mullagh

United Kingdom

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nycjen

United States

R

roozbeh

United States

M

misaheat

United States

AllieJ

Camberwell, Australia

J

Jonas

Linköping, Sweden

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rossgarlick

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Bivouac

Hillsboro, United States

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theironbank

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M

mpcovcd

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DavidHS

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S

stuartxyz

Denver, Colorado, United States

P

plhughes

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M

merk85

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B

bugdaniel

Switzerland

K

Kber9156

North Parramatta, Australia

Louella

Australia

mepster

San Francisco, Ca, United States

C

cojoakerr

United Kingdom

J

jsbisa

New Orleans, Louisiana, United States

T

tmarkus

Netherlands

B

bscent

Hong Kong

B

blambert

United States

S

Staffan

Mölndal, Sweden

V

vbud

United States

Buzzel

Frankfurt, Germany

Grant Xavier Storer

Seattle, Wa, United States

E

edbean

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martinw

Stockholm, Sweden

Loungin

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S

sarahb

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T

Tim47

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K

Keith

Luxembourg

K

kennychit

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Otto Barten

Amsterdam, Netherlands

T

tgambo2

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B

Bennphoto

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C

cocolo

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adrianz

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M

MicroLender53

United States

Y

Yanque

Madrid, Spain

C

Crainster

Chapel Hill, United States

G

GEMMGMT

United States

P

pnrjulius

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I

ipartola

United States

V

VeraG

Germany

lottospots

Reading, United Kingdom

OllieOladele

London, United Kingdom

Matthias Schulz

Berlin, Germany, Germany

himynameismartin

Czech Republic

reluck

Marseille, France, France

Kyle Hoback

Jersey City, NJ, United States

R

ross22

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E

Ejackson

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organic

Portugal

D

djlayton4

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Mike and Jacqui

United Kingdom

HL

Holly Laird

Austin, United States

S

Stephan

Netherlands

K

Kristiina

All Countries

JL

Joao Leal

United Kingdom

Valeria Cremonesi

Casalpusterlengo, Italy

Becky Thompson

Leeds, United Kingdom

A

Aaron

United States

Nigel Titley

Milton Keynes, United Kingdom

UD

Ulf D

Frankfurt am Main, Germany

Peter R

Fulda, Germany

P

Philip

Bremen, Germany

S

Sven

Netherlands

Matthias

Frankfurt Am Main, Germany

T

Tobi

Germany

Joerg

Velen, Germany

TS

Taylor Shann

United States

M

Marcus86257

United States

P

PC

United States

Dave Bogard

New York, United States

A

Amelia

United Arab Emirates

PV

Patrick van der Meer

MANTGUM, Netherlands

TM

Theo Mbise

Switzerland

Lauren

United Kingdom

B

Barncat

United States

M

mmartin

United States

A

Alexander

Innsbruck, Austria

SteveFylde

United Kingdom

T

Tom

Germany

R

Robert

Berlin, Germany

A

Alan

United Kingdom

Paul

Auckland, New Zealand

MW

Matt Willis

United States

T

Teresa

Australia

T

Tarik

Ludwigshafen, Germany

W

Wade

United States

Anna Hoad

Toronto, Canada

G

GS

Germany

H

Hank

New Zealand

H

Hakon

Drammen, Norway

MB

michael breen

United Kingdom

DF

Daniel Fehr-Krahn

Winnipeg, Canada

Andrew

Melbourne, Australia

PR

peter reibold

United States

Kate Courteau

United States

Craig

Memphis, TN, United States

K

K

United States

Lou Kaucic

Sanbornton, NH, United States

KO

Kevin OBrien

Denver, CO USA, United States

Richard

Shrewsbury, United Kingdom

E

erica

antwerpen, Belgium

CN

Cyprien Noel

United States

Tanner Schachtel

Victoria, Canada

Rukmini Sarkar

Washington DC, USA, United States

JC

Jethro Carr

Wellington, New Zealand

Hans Rytterbrant

Stockholm, Sweden

T

thedan33

Czech Republic

HN

Hai Nguyen

Switzerland

Daniel Hammarberg

Gothenburg, Sweden

moursund

Beaver Nation, United States

JK

Hamburg, Germany

Max Lettenberger

Madison, WI, United States

Julia

United States

Kevin

San Francisco, United States

HS

Harry Shulman

United States

FK

Faraz Khan

United States

MI

Matt Insler

United States

JC

JD Conley

United States

M

Marc

Newcastle upon Tyne, United Kingdom

DB

Divya Bhat

United States

KD

Kent Don

United States

TB

Taylor Brown

United States

EB

Erica Brescia

United States

Jennifer Weber

Canandaigua, Ny, United States

AF

Alysn Ford

United States

D

Dinu

Switzerland

RW

Roger Wang

United States

Pedro Lopez

United States

Mouhamed

United States

MG

Meron Gribetz

United States

KL

Ket Lin

United States

MH

Matt Harris

United States

Paul

Seattle, United States

Cameron Graham

Nashville, TN, United States

C

cota

United States

JD

Jeff DePree

United States

Sandra

Böblingen, Germany

John Prendiville

Portland, United States

George

Corvallis, Oregon, United States

S

Stein

Diest, Belgium

Jorgen V

Mol, Belgium

Z

zaroastra

somewhere over the rainbow, Portugal

ME

Manaal Eisa

Washington DC, United States

RH

Rebecca Hahn

Halle, Germany

CNV

United States

IH

Ian Hearn

United States

PT

Paul T

Amsterdam, Netherlands

Emma

Australia

RM

Robert Mulley

United States

TH

tom hd

United Kingdom

AG

Adal Ghiliu

Frankfurt am Main, Germany

J

John

United Kingdom

Carla

Amsterdam, Netherlands

Andri K

Baden, Switzerland, Switzerland

R

Rhys

Australia

TM

Tim Marvin

United States

Framework Eyewear

Utrecht, Netherlands

B

Brent

United States

Pedro R-C

Cambridge, United States

Solon Brown

Singapore, Singapore

Jean Boulware

Chicago, United States

Martin Nielsen

Aarhus, Denmark

P

Paul

Netherlands

JF

Jason Foti

United States

D

David

Chicago, United States

AW

Adam Wright

United States

F

Frits

Rotterdam, Netherlands

M

Mart

United Kingdom

R

Rahel

Austria

J

Juan

Netherlands

PR

Paul Rausch

United States

Mattie Shaw

Seattle, United States

M

Margaret

United States

Arend Thorp

Brooklyn, NY, United States

G

GS2

Germany

Robin Padberg

Pétion-Ville, Haiti

Sarah and Dave

Toronto, Canada, Czech Republic

G

Gianni

Venice, Italy

JM

john meserve

United States

Aylsham Rotary

Aylsham, Norfolk, Uk, United Kingdom

AK

Anita K

Maryland, United States

V

Varun

New Zealand

SG

Sharon G

Portland, United States

N

Nick

Greater London, United Kingdom

RV

Rob Van Dam

United States

P

patricio

Yorba Linda, Ca, United States

Mark Grey

Redding, CT, United States

J

Jeff

United States

N

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United States

E

eriklonnroth

United Kingdom

YK

Yonghwan Kim

Republic of Korea

J

Jason

United States

GT

Gowan Tervo

United States

TJ

Tovah Jordan

United States

Abdullah

United States

EF

Eddie Flores

NYC, United States

J

joelneville

United States

Akirahugo

Dortmund, Germany

wissam

Jeddah, Saudi Arabia

N

Nele

Germany

Joe Lamantia

Reston, Virginia, United States

Callum Guy

Suffolk, United Kingdom

MG

Mike G

United States

LH

Lindsey Hoy

Brisbane, Australia, Australia

I

Irene

Switzerland

Alicia

United States

Douglas St Quintin

Sydney, Australia

R

rzb

Germany

J

Joel

United States

Surya Setiyaputra

Sydney, Australia

Jason Ormand

New York City, United States

ST

Simon Thomas Zachari

Göttingen Germany, Germany

Rosario von Li

San Jose, Ca, United States

Amanda Orson

Stamford, Ct, United States

N

Nino

Switzerland

A

Adam

United Kingdom

M

Marzl

Germany

Arnaud M

Sydney, Australia

M

Mark

United States

Tobias Königs

Sancta Colonia Dei Gratia Romanae Ecclesiae Fidelis Filia, Germany

Diego

Monza, Italy

Eugen Stamm

Zurich, Switzerland

Christopher Hey

Sudbury, Canada

T

Tucker

United States

Taylor

Memphis, United States

Cliff

United States

EB

Ellen Batten

Kalamazoo, Michigan, United States

MP

Minah Park

Republic of Korea

AG

abel ghita

Bucharest, Romania, Italy

M

mariamfula

United States

AV

Alex Victor

Scottsdale, United States

NR

Nick Rioux

United States

B

Bramlage

United States

OH

Orion H.

United States

MT

Marco Tietz

United States

SH

Steven Huntington

London, United Kingdom

Rory McLaughlin

Dallas, United States

Roman Achmatow

Leipzig, Germany

GY

Gonul Yalcin

United States

Dan Michael

Oslo, Norway

Thomas

Sweden, Sweden

Gabriel Fenili

Santo André, Brazil

CC

Chris Cutter

United States

Strong

Netherlands

LD

Luã de Souza

Sydney, Brazil

V

Virginia

United States

L

LK

United States

Y

YTSJ

London, United Kingdom

Tam Thao Nathan

United States

D

Dermo

Dublin, Ireland

T

Tom

United States

MG

Michael Guthrie

United Kingdom

Stanislas L

London, United Kingdom

V

Vyas

United States

Philip Schueler

Newbridge, Ireland, Ireland

MR

Mean Rat

Netherlands

JC

Justin cohan

United States

S

stevensau

United States

K

Katka

St Albans, United Kingdom

KE

Karen Epolito

Syracuse, NY, United States

FJ

Flo Jo

United States

T

tonym

Australia

PR

Priscilla Rathbone

Seattle, Washington, United States

YV

Yuri Vanin

United States

J

Jon

United States

MF

Marissa Fiore

United States

DJ

David Jones

United Kingdom

JG

James Greer

United States

S

Stephanie

Zurich, Switzerland

Remo

Lucerne, Switzerland

P

Phips

Switzerland

D

derek

United States

MA

Michael Allen

Memphis Tennessee USA, United States

Iris

Ireland

I

isaac

United Kingdom

JC

juli camrud

United States

GW

Gregory Wilkie

Halifax, Nova Scotia, Canada

RC

Rudi Chen

United States

Madeleine

Switzerland

A

Ashley

United Kingdom

B

Boris

Bern, Switzerland

Carla

United States

MK

Michael K

United States

SB

Sue Bucholz

Sacramento, United States

MB

Mark Blatter

United States

WL

William Lisa

United States

KT

Kate Turner

United States

Rose Life

Columbus, United States

Sara R

Leuven, Belgium

NG

Nick Gorrell

Surfers Paradise, Queensland, Australia

Tim and Kathy

Oregon, United States

E

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United States

E

Elynne

United States

L

LuZi44

Basel, Switzerland

JB

John Brown

United States

J

Julie

Los Angeles, United States

A

Amy

United States

Julia Trigg

United Kingdom

RH

Robert Hamner

United States

M

Matthias

Australia

BR

Bob Reus

Netherlands

W

Wim

Netherlands

SA

Steve A

Newbury, United Kingdom

HPK

Switzerland, Switzerland

NM

Neil M

London, United Kingdom

BW

Betty Waweru

United States

K

Klasi

Germany

A

Adam

United Kingdom

C P

Mazatlan, Mexico

Sky Strouth

Los Angeles, United States

SS

Steve Smith

Winchester, Ma, United States

KirstenAlana

Los Angeles, United States

Myria

New Mexico, United States

Angela Linwood

Minneapolis, Minnesota, United States

RM

Ron Maze

United States

RB

Ruth Brown

United States

A

AJ

United States

Ramon Maghsoudi

San Francisco, United States

RT

Rob Torti

United States

L

Linda

United States

United States

Lily

Australia

Kevin

United States

B

Brett

Australia

Bill Ballew

Kansas City, Missouri, United States

SG

Suresh Gadad

United States

AC

Alan Cohen

United States

Zack Stein

United States

RC

Roy Chicky Arad

tel aviv, Israel, Israel

V

Vasil

Belarus

I

ixeldog

atlanta, United States

GA

Giovanni and Yelena

New York, Ny, United States

JA

Jan Andresen

Hamburg, Germany

Larissa

Germany

SM

Sachet Marion

United States

johannes

Taipei, Taiwan

Rick

United States

DF

D F

United States

DP

Doug Pennock

United States

MM

Matyas Matyas

Budapest, Romania

RK

Robin Kline

United States

E

El

United States

Bart Vogelzang

Ladysmith BC, Canada

JA

Joe and Deb Rinella

Kansas City Metro, United States

James

London, United Kingdom

SA

Shar Alamdari

Los Angeles, United States

Peggy Evans Wise

Memphis, TN, United States

Raymond Murphy

Carson Valley, NV, United States

E

Elizabeth

United States

QH

Qasim Halai

United States

EW

Eli Weiss

United States

J

jeananne

United States

MP

Matt Patton

United States

KG

Kate Goodwin

United States

SP

Stephanie P

United States

J

Jon

United States

Ed

Howells, United States

L

Lucy

Australia

K

Katharina

Germany, Germany

A

Annekatrin

Switzerland

J

jan

United States

Caitlin Campbell

Chicago, United States

LR

Laetitia Rocha

United Kingdom

F

Frank

United States

Martin Kraus

Traiskirchen, Austria

S

Suzannah

New York City, United States

Craig Travis Provyn

Bradenton, Florida, United States

S

Susan

Switzerland

Benjamin Kniaz

Boston, United States

MO

Mark Owens

United States

Seppo Ruohonen

Vantaa, Finland

Andrea

Rome, Italy

chessplayer

Berlin, Germany

ES

Evan Simons

United States

R

Robert

Chicago, United States

RS

Rich Stein

United States

JS

Jason Strauss

United States

Curious Customs

Austin, Texas, United States

P

Peggy

United States

MF

Mike Frawley

United States

Gerrit

Palm Harbor, FL, United States

KJ

Kevin J Baird

Cleveland, OH, United States

SM

Sue MacFarlane

United Kingdom

Richard Benyon

United States

MC

Mike Collura

United States

E

Eric

Canada

Vratik Krocik

Prague, Czech Republic

Deirdre

Yorkshire, United Kingdom

JH

Joseph Hwang

Houston, United States

Joost

Noord Brabant, Netherlands

T

Tanvir

United States

R

Roman

Slovakia

C

Cianna

United States

Sayuri

United Kingdom

M

Maria

Germany

Roel Vogels

Netherlands

Ask Teresah a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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