Zacharia Kinga Rukwaro

Nafaka Estate, Kenya

100% repaid



Zacharia Kinga Rukwaro

Member since

January 2013

On-time repayments

27 installments  •  33%

About Me

I was born 48 years ago in a family of 10 children 5 sons and 5 daughters. The family lived in Kiptunga sub- location Nakuru district. I’m a son of Rukwaro and Ruth Kinga. At an age of 8 years i joined Kiptunga primary school in standard one. The school life was very interesting in my life time. I was good in games like football, volleyball and was long distant runner.
My dream was focused on pursuing to the higher institution of learning especially in animal husbandly. I joined 4k club when I was class four where I learned how to keep rabbits, hens and farming.
The project from 4k club was so successful such that I won a ward of the best rabbit in local district show. Back at home my father kept cows, sheep and pountry. Every morning I could feed them before I report to school.
After doing my Certificate of Primary Education and passed, I joined Kimathi High School. My favorite subjects were siences subjects such as biology and agriculture. My dream of becoming medical/vet became so vivid and after a course of 4years,I did my Kenya Certificate of Education which opened a door to High School Advanced level. After completing this level, I joined Midlevel course where I did my Diploma in Lab Technician.
I got married in 1990 and we have been blessed with 4 boys and one

My Business

After completing my Diploma course, I was employed at Mama Ngina Secondary school where I am working up date. As I have said earlier that I had interest in animal husbandly, I started research of Drugs of chickens. Initially I started giving Vaccination to chickens. The demand grew like the bushfire. Initially, one day I could attend ten farmers at different places. For vaccination used to change a considerable amount of money. The challenges developed in the course of my business when uncurable disease arose. I was forced to learn through correspondence on disease Management which has been so helpful in this field. The business has rose such that I am covering almost the whole division.
With the expansion of the business, I need the Moto- Bike which will make me serve more customers at the right time without any delay. I love this business because it makes me busy through out and make me learn more and more in daily bases. Currently i do use a bicycle and it is very hard to reach my clients at the right time.

Loan Proposal

Thanks to Zidisha Team for the activation of my account and now I am very grateful applying for my first loan of I know it will help me continue with life. The loan will help me to buy some vaccination medicine of cows, donkeys, chicken among others. This will help me to meet the farmers demand and may be through this loan I will manage to meet more customers than before. Once again, thank you and I do promise to pay in good time.






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Sep 25, 2013

Repayment status

On Time

Projected term

8 months

Cost to entrepreneur

Service fee: $2.57




Manly, Australia

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  • Sammy Kanja    Jul 7, 2014

    Dear Lender,
    I'm Sammy kanja from Rongai Nakuru.Mr Rukwaro sound to be good man since we know each other.He has been busy in his daily activity,recently unexpected circumstance visited his activity.He is doing all means to overcome situation.
    Best regard,
    Sammy kanja.

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  • Sammy Kanja    Jul 7, 2014

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  • Zacharia Kinga Rukwaro    May 27, 2014

    Hallo lenders.Here am doing farming well and signs of rainfall are visible.
    Best regards,

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  • Sreval    Mar 27, 2014

    Well done Zacharia in repaying your loan. I trust your business is the success you planned. What plans do you have to grow your business?

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  • Zacharia Kinga Rukwaro    Mar 18, 2014

    Hi Zidisha Team and lenders,
    Thanks a lot for uplifting people`s way of living by lending Loans. I am one of beneficiaries since you lend me Ksh 8,000/= at the end of last year 2013. It did me amazing good, boosting in my Economic activity which I am currently practising.
    I am doing the Potatoe Farming in Mau Narok Rangers.Infact your lending was timely since it coincided with the planting season. The Land preparation was underway when the money arrived. With Ksh 7,000/= registration 1000 excluded I bought (Two) bags of Phosphate Fertilizer which I used to plant one Acre Plot of Potatoes Tubers. Challenges were many since it was a new project but finally the yield was so successful. At the end of the season I harvested 40 bags of Potatoes which I sold at price of Ksh 1,800/= per bag which gave me total gross of Ksh 72,00 0 (less 37,000/- for inputs).Net profit was ksh 35,000. Only in a period of 4 months. It was good profit. The yield was high due to the fertlizer that was applied and was from beloved lenders through Zidisha team.Much thanks.May God bless you all.I have already planted two Acres this year and I want to increase the capacity to Five Acres with your support. The cost of production of one Acre goes up to Ksh 30,000/=I hereby request from Management to offer me a bigger package ksh100,000 so that I can reach my dreams.
    With God’s Grace I hope the project will be successful and no doubt will improve the standard of living of my family. For instance, I have a Son who has joined College last Month. I used part of the money to pay the School fees and still he needs more for next semesters.If you respond to my request I will be very thankful in to expand the agribusiness.
    potatoes flowering
    Potatoes harvested.

    Yours truly,
    Zachary Kunga 17/3/2013

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