Victor

Mombasa, Kenya

100% repaid

Entrepreneur

Name

Victor

Member since

June 2013

On-time repayments

139 installments  •  16%

About Me

My name is Victor Ndaro Zuma, I was born in Mombasa County the coastal region of Kenya in the year 1987. I come from a very humble background being a third born in our family my ambition is to make sure I achieve what I have set to do. I am a graduate of Information technology all did up to certificate level. I am an Information Technology Consultant. I own a cybercafé in the suburb of Mtwapa town which is the fastest growing town in the east and central Africa. The main aim of starting this cyber business was to create know how of Information Communication Technology to the common mwananchi through service and training. As an IT personnel I focus on acquiring new softwares and upgrading my machines by the earnings I get from my business day by day.

My Business

Digital Communication Centre is the name of the business. Services offered in my organization are as follows:-
Internet, printing, video production, typesetting, international calls, scanning, chat service and Webcam chatting.
It is a spacious, customer friendly Computer Centre located 15 km from city of Mombasa in a Suburb called Mtwapa. We are at the heart of the suburb at the town centre. We work on 5 workstations plus the main server.
My targeted clients are the three generations that is the young, medium aged and the old.
My business is profitable because the services I offer are compulsory to the residents and as a Digital era everything has been computerized hence giving me gains in terms of finance.
Any business has challenges and in this cyber business they are many. Frequent power blackouts are many and as it is known no computer turns on without electricity hence if it goes for a whole day then no business for that day, one must have a generator.
Total monthly sales – 26,000
Rent – 6000
Power – 2800
Internet – 5000

Profit after deduction of expenses 12,200/=

Loan Proposal

this loan will help me grow as an individual in this business as i intend to use it as school fees so i can increase my knowledge hence increase my productivity. the first loan helped me add some equipment needed and with what i have i can comfortably pay for the loan .the course needs 40000 Shillings but i already have half the amount and i need the other half so i can start immediately since the intake is october. your help will help me have an edge in the market.a majorit of my competitors do not think of adding knowledge but mostly only the equipment.your help wiil be greatly appreciated .thank you for you r consideration .looking forward to hearing from you and hoping to be considered.

kind regards
victor.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$192.00

Date disbursed

Sep 17, 2013

Repayment status

On Time

Projected term

18 months

Lenders

torelizer

Reggio Emilia, Italy

B

Bpryse

Long beach, United States

Silver

Steiermark, Austria

K

k9rich

Bay Shore, United States

MindMuse

Talking Rock, United States

M

Mårten

Inden, Switzerland

KarmaComa

Gent, Belgium

N

NicolaG

Mantova, Italy

mraph

Virginia, United States

K

kingcamo1095

Mountain Home, United States

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