Entrepreneur
Name
Victor
Member since
June 2013
On-time repayments
139 installments • 16%
About Me
My name is Victor Ndaro Zuma, I was born in Mombasa County the coastal region of Kenya in the year 1987. I come from a very humble background being a third born in our family my ambition is to make sure I achieve what I have set to do. I am a graduate of Information technology all did up to certificate level. I am an Information Technology Consultant. I own a cybercafé in the suburb of Mtwapa town which is the fastest growing town in the east and central Africa. The main aim of starting this cyber business was to create know how of Information Communication Technology to the common mwananchi through service and training. As an IT personnel I focus on acquiring new softwares and upgrading my machines by the earnings I get from my business day by day.
My Business
Digital Communication Centre is the name of the business. Services offered in my organization are as follows:-
Internet, printing, video production, typesetting, international calls, scanning, chat service and Webcam chatting.
It is a spacious, customer friendly Computer Centre located 15 km from city of Mombasa in a Suburb called Mtwapa. We are at the heart of the suburb at the town centre. We work on 5 workstations plus the main server.
My targeted clients are the three generations that is the young, medium aged and the old.
My business is profitable because the services I offer are compulsory to the residents and as a Digital era everything has been computerized hence giving me gains in terms of finance.
Any business has challenges and in this cyber business they are many. Frequent power blackouts are many and as it is known no computer turns on without electricity hence if it goes for a whole day then no business for that day, one must have a generator.
Total monthly sales – 26,000
Rent – 6000
Power – 2800
Internet – 5000
Profit after deduction of expenses 12,200/=
Loan Proposal
this loan will help me grow as an individual in this business as i intend to use it as school fees so i can increase my knowledge hence increase my productivity. the first loan helped me add some equipment needed and with what i have i can comfortably pay for the loan .the course needs 40000 Shillings but i already have half the amount and i need the other half so i can start immediately since the intake is october. your help will help me have an edge in the market.a majorit of my competitors do not think of adding knowledge but mostly only the equipment.your help wiil be greatly appreciated .thank you for you r consideration .looking forward to hearing from you and hoping to be considered.
kind regards
victor.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$192.00
Date disbursed
Sep 17, 2013
Repayment status
On Time
Projected term
18 months
Other loans
Lenders
Mountain Home, United States
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