Entrepreneur
Name
Virginiah
Member since
May 2015
On-time repayments
206 installments • 39%
About Me
My name is virginiah njoki.I was born in subukia in Nakuru county.I was raised up in Kiborocho village in subukia. Subukia is a dry place most of the time. When i attained seven years old i joined nyataragi primary school, where i did my kcpe exam.There i got a certificate.since my parent were not well up ,i didn't continue with high school education.Later on i moved to Kiambu county in search of a job.The first job i got was a house girl.Th job was not wellpaying so i decided to quit. As years went by, i joined theological school were i got a certificate in theology.In 1998 i got married and by now i have got two children.My children aspire to be doctors .Kiambu is a cool and went place it's a high land.
My Business
Down the line i got connected to a person who taught me bead work.After three years of working, i had skill and a little capital.I decided to put my own business.At start the business was not promising but i encouraged my self and finally it picked up.Bead work mostly involves decorations.I make thing like mats,small baskets,neck less,handbag s using beads of different co lours.The work is comfortable because i work in my house and in my own speed.In a week i normally make 20$. During the pick season when the tourist come to our country Kenya, the business really pays well.My average income is 250$ per month. I uses my income to pay school fees,buy food stuff and pay house lent.
Loan Proposal
Dear lenders , i would like to apply for a loan of $100.I am intending to use the funds to buy beads at $70.Those will be around 30 beads packets of different colors and a thine wire which goes for $30 .This will be three rollers of wire. This will help me to increase my stock so that i may have products of different varieties and colors.I normally make marts, bowels, necklaces and costars.I know when i take more products to the market, i will make more profit and attracts more customers. This will help me to meet my family needs and other expenses.
Feedback
Positive
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Neutral
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Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$95.00
Date disbursed
Jan 25, 2016
Repayment status
On Time
Projected term
2 months
Other loans
Lenders
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Switzerland
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Summary
Amount repaid
$99.46
Amount remaining
$0.55
Date repaid
Mar 16, 2016
Status
Fully repaid
Installment amount
$0.55
Next installment
Apr 11, 2016
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Feb 1, 2016 | $19.00 | Jan 30, 2016 | $19.00 |
| Feb 8, 2016 | $19.00 | Jan 30, 2016 | $1.00 |
| Feb 6, 2016 | $18.00 | ||
| Feb 15, 2016 | $19.00 | Feb 6, 2016 | $4.00 |
| Feb 12, 2016 | $5.00 | ||
| Feb 17, 2016 | $10.00 | ||
| Feb 22, 2016 | $10.00 | Feb 17, 2016 | $10.00 |
| Feb 29, 2016 | $10.00 | Mar 2, 2016 | $10.00 |
| Mar 7, 2016 | $0.68 | Mar 2, 2016 | $0.68 |
| Mar 14, 2016 | $5.00 | Mar 16, 2016 | $5.00 |
| Mar 21, 2016 | $5.00 | Mar 16, 2016 | $5.00 |
| Mar 28, 2016 | $5.00 | Mar 16, 2016 | $5.00 |
| Apr 4, 2016 | $6.78 | Mar 16, 2016 | $6.78 |
| Apr 11, 2016 | $0.55 | ||
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