To finance my university education

Bismark Mawuse

Takoradi, Ghana

38% repaid

Entrepreneur

Name

Bismark Mawuse

Member since

June 2016

On-time repayments

258 installments  •  65%

About Me

Bismark Mawuse Bissi is my name I am twenty three years old. I come from Juapong in the volta region in the republic of Ghana, but live in Takoradi.
Ernest Bissi and Rebecca Arkon is my parent, both live in Juapong, and both are subsistence farmers. My parent has fifteen children and I am the Fifteenth child.
Out of the fifteen children only three of us manage to further school beyound basic education level. In the days of my schooling at basic level, I do petty trading with my mother; Aunties to enable me buy my basic needs.
After the completion of my secondary school education and due to financial difficulties in Juapong after the collapse of the only Juapong textile company in the town. I travelled to Takoradi (the oil and harbor city of Ghana) to find job, so as I can continue my education.
Currently, I work with a security company as a night security guard. I am also a level two hundred student at I.P.M.C. Training collage doing computer system engineering during the day time.
Having difficulties in paying my school fees and looking for loan and can’t get it, a friend introduced me to Zidisha.
I am therefore putting my story here on the Zidisha platform for lenders to lend to me to support my education, while I used my monthly salary as a night security guard to repay the loan.
It's my hope that I will complete school work as fully time, employ the teaming unemployed youth in the country. My ambition is that one day, i will also marry and have kids where I will be much more responsible for giving them quality education, and also supporting my community in areas of education, sport, good health, etc
My hobbies include reading, researching, football and boxing.

My Business

I am therefore using the Zidisha loan to pay my level three hundred first semester fees. It's my plan that when complete school, I would go into repair and servicing of computers for companies and selling of computers and computer hardware (parts).
Takoradi is the third biggest commercial town in Ghana. It has a harbour with a lot of shipping companies and clearing companies/agents. Also, there is an oil exploration in the deep sea (waters), therefore there is lot of economic activities.
I believed it’s a right place for me to use my skills, creativity, innovation and marketing, so as to liberate myself and my family from the shackles of poverty, and then make a meaningful living.
It’s also my plan to expand to other nearby towns and cities. Computer literacy is still low in most of the basic and second cycle schools. It's my hope that if my loan is successful with zidisha and I am able to complete my course, I would make computer literacy in rural communities a priority.
Computer Information Technology (I.C.T.) can be useful tool in fighting world poverty and that is one reason where I am joining this rightful course.
Also, I would be into the buying and selling of security gadget like CCTV cameras to enhance security situations in the cities. This would help the citizenry have safety so as to go about their normal business during the day and in the night. Within the first to three years of my business, reinvestment into the business would be my main agenda and also providing financial assistance to my family and neighbors. After the completion of my programme, I would be going into self-enterprising and would be providing employment opportunity for at least four additional persons.
Thank you,

Loan Proposal

I intend to pay my semester fee and buy books with the loan.
When successfully with this loan I intended to use;
1. $ 600 for my semester fees
2. $ 250 for books
3. $ 190 for computer practicals
4. $ 150 for transportation to and from school
5. $ 200 aside for my feeding, utility bills etc
In all $1390 I need for my course for the semester.

Feedback

None

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,353.00

Date disbursed

Oct 17, 2017

Repayment status

Late

Projected term

48 months

Lenders

MarktheMormon

Sandy, Utah, United States

W

willemsenphilippe

Edegem, Belgium

M

miriamg

Toronto, Canada

Lotus Flower

United States

Isabella

UK, United Kingdom

Gabriel Fenili

Santo André, Brazil

Ellen

Michigan, United States

JH

Joseph Hwang

Houston, United States

W

Will

United States

Paul Buchheit

Mountain View, United States

M

Mary

United States

A

Anonymous

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Jim Murray

United States

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  • Bismark Mawuse    Sep 30, 2021

    Today 30th September 2021 I made
    Loan repayment successfully done and I want to say thank you to all my lenders and also to the Zidisha Team for this great opportunity.
    God richly bless you all.

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  • Bismark Mawuse    Aug 10, 2021

    Loan repayment successfully done and I want to say thank you to all my lenders and also to the Zidisha Team for this great opportunity.
    God bless you all

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  • Bismark Mawuse    Apr 3, 2021

    Making all efforts gradually to clear all my debts.

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  • James    Feb 22, 2021

    I called him and he said he will soon make payment.

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  • Issaka    Jan 27, 2021

    Bismark said things are very difficult for him this time as he is jobless, he promised to make payments once he gets job

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  • Godfred    Dec 18, 2020

    One of Bismark reference I spoke told me he will ask him to repay

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  • Bismark Mawuse    Nov 24, 2020

    Today Tuesday 24th November, 2020 I am able to make payment, I want to say thank you to all my lenders and thank you to Zidisha staffs for your support and for this great opportunity.
    God bless you all

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  • Bismark Mawuse    Oct 13, 2020

    I was ill and visited the hospital hence my decision to adjust my repayment amount for the next five weeks

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  • Bismark Mawuse    Aug 26, 2020

    I was ill and now recovering, I therefore wish to adjust my repayment once again

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  • Bismark Mawuse    Jul 6, 2020

    I wish to adjust my repayment once again

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  • Bismark Mawuse    Feb 11, 2020

    Having financial difficulties and therefore wish to adjust my repayment.

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  • Bismark Mawuse    Sep 21, 2019

    The motor accident I had made me lost my job hence the difficulties in my payment. I'm back and now wish to resume payment.

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  • Bismark Mawuse    Apr 27, 2019

    Bismark Mawuse Bissi Apr 27, 2019
    Once again I have applied for another loan and I'm humbly appealing to all lovely lenders here on Zidisha platform to generously lend to me. As usual I would be faithfully in repaying your loan back to you without delay.
    Thank all of you and God bless you as you lend to me.

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  • Mary    Apr 11, 2019

    I see you have made a payment on your loan. Thank you for making an effort to repay what lenders were willing to give. Repayments help others to get loans funded.

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  • Isabella    Mar 25, 2019

    I hope you are getting better quickly, Bismarck.

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  • Bismark Mawuse    Mar 25, 2019

    On 25th March 2019 I made
    Loan repayment successfully done and I want to say thank you to all my lenders and also to the Zidisha Team for this great opportunity.
    God bless you all.

    Log in to reply • Share
  • Bismark Mawuse    Mar 1, 2019

    I was ill and admitted at the hospital hence my inability to pay the previous weekly repayment. I'm now discharged and gradually recovery, I therefore wish to reduce my weekly repayment for the next five weeks.
    Thankful to all my lenders, and thank you to the Zidisha staffs.
    God bless you all for your kindness and support.

    Log in to reply • Share
  • Christian    Nov 30, 2018

    I just call Bismark and he said he was ill and now recovery, so God's willing he would soon resume repayment and that he was sorry for the inconvenience.

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  • Bismark Mawuse    Nov 29, 2018

    I was ill and now recovery gradually, hence my decision ton adjust my repayment downward a little. I'm hoping to get back on track very soon.
    Thank you and God bless you all.

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  • Bismark Mawuse    Aug 27, 2018

    On 27th August 2018 I made
    Loan repayment successfully done and I want to say thank you to all my lenders and also to the Zidisha Team for this great opportunity.
    God bless you all.

    Log in to reply • Share


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