To finance my university education

Bismark Mawuse

Takoradi, Ghana

38% repaid

Entrepreneur

Name

Bismark Mawuse

Member since

June 2016

On-time repayments

258 installments  •  65%

About Me

Bismark Mawuse Bissi is my name I am twenty three years old. I come from Juapong in the volta region in the republic of Ghana, but live in Takoradi.
Ernest Bissi and Rebecca Arkon is my parent, both live in Juapong, and both are subsistence farmers. My parent has fifteen children and I am the Fifteenth child.
Out of the fifteen children only three of us manage to further school beyound basic education level. In the days of my schooling at basic level, I do petty trading with my mother; Aunties to enable me buy my basic needs.
After the completion of my secondary school education and due to financial difficulties in Juapong after the collapse of the only Juapong textile company in the town. I travelled to Takoradi (the oil and harbor city of Ghana) to find job, so as I can continue my education.
Currently, I work with a security company as a night security guard. I am also a level two hundred student at I.P.M.C. Training collage doing computer system engineering during the day time.
Having difficulties in paying my school fees and looking for loan and can’t get it, a friend introduced me to Zidisha.
I am therefore putting my story here on the Zidisha platform for lenders to lend to me to support my education, while I used my monthly salary as a night security guard to repay the loan.
It's my hope that I will complete school work as fully time, employ the teaming unemployed youth in the country. My ambition is that one day, i will also marry and have kids where I will be much more responsible for giving them quality education, and also supporting my community in areas of education, sport, good health, etc
My hobbies include reading, researching, football and boxing.

My Business

I am therefore using the Zidisha loan to pay my level three hundred first semester fees. It's my plan that when complete school, I would go into repair and servicing of computers for companies and selling of computers and computer hardware (parts).
Takoradi is the third biggest commercial town in Ghana. It has a harbour with a lot of shipping companies and clearing companies/agents. Also, there is an oil exploration in the deep sea (waters), therefore there is lot of economic activities.
I believed it’s a right place for me to use my skills, creativity, innovation and marketing, so as to liberate myself and my family from the shackles of poverty, and then make a meaningful living.
It’s also my plan to expand to other nearby towns and cities. Computer literacy is still low in most of the basic and second cycle schools. It's my hope that if my loan is successful with zidisha and I am able to complete my course, I would make computer literacy in rural communities a priority.
Computer Information Technology (I.C.T.) can be useful tool in fighting world poverty and that is one reason where I am joining this rightful course.
Also, I would be into the buying and selling of security gadget like CCTV cameras to enhance security situations in the cities. This would help the citizenry have safety so as to go about their normal business during the day and in the night. Within the first to three years of my business, reinvestment into the business would be my main agenda and also providing financial assistance to my family and neighbors. After the completion of my programme, I would be going into self-enterprising and would be providing employment opportunity for at least four additional persons.
Thank you,

Loan Proposal

I intend to pay my semester fee and buy books with the loan.
When successfully with this loan I intended to use;
1. $ 600 for my semester fees
2. $ 250 for books
3. $ 190 for computer practicals
4. $ 150 for transportation to and from school
5. $ 200 aside for my feeding, utility bills etc
In all $1390 I need for my course for the semester.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$1,353.00

Date disbursed

Oct 17, 2017

Repayment status

Late

Projected term

48 months

Lenders

MarktheMormon

Sandy, Utah, United States

W

willemsenphilippe

Edegem, Belgium

M

miriamg

Toronto, Canada

Lotus Flower

United States

Isabella

UK, United Kingdom

Gabriel Fenili

Santo André, Brazil

Ellen

Michigan, United States

JH

Joseph Hwang

Houston, United States

W

Will

United States

Paul Buchheit

Mountain View, United States

M

Mary

United States

A

Anonymous

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Jim Murray

United States

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Summary

Amount repaid

$515.78

Amount remaining

$836.55

Expected completion

Oct 22, 2021

Status

Repaying late

Installment amount

$13.02

Repayment History

Expected Payments Actual Payments
Oct 27, 2017 $27.89 Oct 25, 2017 $27.89
Nov 3, 2017 $27.89 Oct 25, 2017 $27.89
Nov 10, 2017 $27.89 Nov 8, 2017 $27.89
Nov 17, 2017 $27.89 Nov 8, 2017 $27.89
Nov 24, 2017 $27.89 Nov 22, 2017 $27.89
Dec 1, 2017 $0.00
Dec 8, 2017 $11.62 Dec 12, 2017 $11.62
Dec 15, 2017 $11.62 Dec 12, 2017 $11.62
Dec 22, 2017 $11.62 Dec 12, 2017 $11.62
Dec 29, 2017 $11.62 Dec 12, 2017 $11.62
Jan 5, 2018 $11.62 Dec 12, 2017 $11.62
Jan 12, 2018 $11.62 Dec 12, 2017 $11.62
Jan 19, 2018 $11.62 Dec 15, 2017 $11.62
Jan 26, 2018 $11.62 Dec 15, 2017 $11.62
Feb 2, 2018 $11.62 Dec 15, 2017 $11.62
Feb 9, 2018 $11.62 Dec 15, 2017 $11.62
Feb 16, 2018 $0.00
Feb 23, 2018 $0.00
Mar 2, 2018 $4.65 Mar 8, 2018 $4.65
Mar 9, 2018 $4.65 Mar 8, 2018 $4.65
Mar 16, 2018 $4.65 Mar 8, 2018 $2.32
Mar 31, 2018 $2.32
Mar 23, 2018 $4.65 Mar 31, 2018 $4.65
Mar 30, 2018 $4.65 Apr 9, 2018 $4.65
Apr 6, 2018 $4.65 Apr 9, 2018 $4.65
Apr 13, 2018 $4.65 Apr 9, 2018 $2.32
Apr 24, 2018 $2.32
Apr 20, 2018 $4.65 Apr 24, 2018 $4.65
Apr 27, 2018 $4.65 Apr 24, 2018 $4.65
May 4, 2018 $4.65 May 2, 2018 $4.65
May 11, 2018 $4.65 May 2, 2018 $4.65
May 18, 2018 $4.65 May 2, 2018 $2.32
Jun 7, 2018 $2.32
May 25, 2018 $4.65 Jun 7, 2018 $4.65
Jun 1, 2018 $4.65 Jun 7, 2018 $4.65
Jun 8, 2018 $4.65 Jun 7, 2018 $4.65
Jun 15, 2018 $4.65 Jun 7, 2018 $4.65
Jun 22, 2018 $4.65 Jun 7, 2018 $2.32
Aug 3, 2018 $2.32
Jun 29, 2018 $4.65 Aug 3, 2018 $4.65
Jul 6, 2018 $4.65 Aug 3, 2018 $4.65
Jul 13, 2018 $4.65 Aug 3, 2018 $4.65
Jul 20, 2018 $4.65 Aug 3, 2018 $4.65
Jul 27, 2018 $4.65 Aug 3, 2018 $4.65
Aug 3, 2018 $4.65 Aug 3, 2018 $4.65
Aug 10, 2018 $4.65 Aug 3, 2018 $4.65
Aug 17, 2018 $4.65 Aug 3, 2018 $4.65
Aug 24, 2018 $4.65 Aug 3, 2018 $4.65
Aug 31, 2018 $4.65 Aug 3, 2018 $4.65
Sep 7, 2018 $4.65 Aug 3, 2018 $4.65
Sep 14, 2018 $4.65 Aug 3, 2018 $4.65
Sep 21, 2018 $4.65 Aug 3, 2018 $4.65
Sep 28, 2018 $4.65 Aug 3, 2018 $4.65
Oct 5, 2018 $4.65 Aug 3, 2018 $2.32
Aug 27, 2018 $2.32
Oct 12, 2018 $4.65 Aug 27, 2018 $4.65
Oct 19, 2018 $4.65 Aug 27, 2018 $4.65
Oct 26, 2018 $4.65 Aug 27, 2018 $4.65
Nov 2, 2018 $4.18 Aug 27, 2018 $4.18
Nov 9, 2018 $0.00
Nov 16, 2018 $0.00
Nov 23, 2018 $0.00
Nov 30, 2018 $1.16 Mar 1, 2019 $1.16
Dec 7, 2018 $0.00
Dec 14, 2018 $0.00
Dec 21, 2018 $0.00
Dec 28, 2018 $0.00
Jan 4, 2019 $0.00
Jan 11, 2019 $0.00
Jan 18, 2019 $0.00
Jan 25, 2019 $0.00
Feb 1, 2019 $0.00
Feb 8, 2019 $0.00
Feb 15, 2019 $0.00
Feb 22, 2019 $0.00
Mar 1, 2019 $1.16 Mar 1, 2019 $1.16
Mar 8, 2019 $1.16 Mar 1, 2019 $1.16
Mar 15, 2019 $1.16 Mar 25, 2019 $1.16
Mar 22, 2019 $1.16 Mar 25, 2019 $1.16
Mar 29, 2019 $1.16 Apr 27, 2019 $1.16
Apr 5, 2019 $4.65 Apr 27, 2019 $4.65
Apr 12, 2019 $4.65 Apr 27, 2019 $4.65
Apr 19, 2019 $4.65 Apr 27, 2019 $4.65
Apr 26, 2019 $4.65 Apr 27, 2019 $4.65
May 3, 2019 $3.49 Apr 27, 2019 $3.49
May 10, 2019 $0.00
May 17, 2019 $0.00
May 24, 2019 $0.00
May 31, 2019 $0.00
Jun 7, 2019 $0.00
Jun 14, 2019 $0.00
Jun 21, 2019 $0.00
Jun 28, 2019 $0.00
Jul 5, 2019 $0.00
Jul 12, 2019 $0.00
Jul 19, 2019 $0.00
Jul 26, 2019 $0.00
Aug 2, 2019 $0.00
Aug 9, 2019 $0.00
Aug 16, 2019 $0.00
Aug 23, 2019 $0.00
Aug 30, 2019 $0.00
Sep 6, 2019 $0.00
Sep 13, 2019 $0.00
Sep 20, 2019 $0.00
Sep 27, 2019 $1.16 Sep 21, 2019 $1.16
Oct 4, 2019 $1.16 Sep 21, 2019 $1.16
Oct 11, 2019 $1.16 Sep 21, 2019 $1.16
Oct 18, 2019 $1.16 Sep 21, 2019 $1.16
Oct 25, 2019 $1.16 Sep 21, 2019 $1.16
Nov 1, 2019 $1.16 Nov 4, 2019 $1.16
Nov 8, 2019 $0.70 Nov 4, 2019 $0.70
Nov 15, 2019 $0.70 Nov 4, 2019 $0.70
Nov 22, 2019 $0.70 Nov 4, 2019 $0.70
Nov 29, 2019 $0.70 Nov 4, 2019 $0.70
Dec 6, 2019 $0.70 Nov 4, 2019 $0.70
Dec 13, 2019 $0.46 Nov 4, 2019 $0.46
Dec 20, 2019 $0.46 Nov 4, 2019 $0.46
Dec 27, 2019 $0.46 Nov 4, 2019 $0.46
Jan 3, 2020 $0.46 Nov 4, 2019 $0.46
Jan 10, 2020 $0.46 Nov 4, 2019 $0.46
Jan 17, 2020 $4.65 Nov 4, 2019 $0.46
Jan 29, 2020 $4.18
Jan 24, 2020 $4.65 Jan 29, 2020 $4.65
Jan 31, 2020 $0.00
Feb 7, 2020 $0.00
Feb 14, 2020 $0.23 Feb 11, 2020 $0.23
Feb 21, 2020 $0.23 Feb 11, 2020 $0.23
Feb 28, 2020 $0.23 Feb 11, 2020 $0.23
Mar 6, 2020 $0.23 Feb 11, 2020 $0.23
Mar 13, 2020 $0.23 Feb 11, 2020 $0.23
Mar 20, 2020 $3.49 Feb 11, 2020 $3.49
Mar 27, 2020 $0.00
Apr 3, 2020 $0.00
Apr 10, 2020 $0.23 Apr 7, 2020 $0.23
Apr 17, 2020 $0.23 Apr 7, 2020 $0.23
Apr 24, 2020 $0.23 Apr 7, 2020 $0.23
May 1, 2020 $0.23 Apr 7, 2020 $0.23
May 8, 2020 $0.23 Apr 7, 2020 $0.23
May 15, 2020 $0.23 Apr 7, 2020 $0.23
May 22, 2020 $0.23 Apr 7, 2020 $0.23
May 29, 2020 $0.23 Apr 7, 2020 $0.23
Jun 5, 2020 $0.23 Apr 7, 2020 $0.23
Jun 12, 2020 $0.23 Apr 7, 2020 $0.23
Jun 19, 2020 $4.65 Jul 6, 2020 $4.65
Jun 26, 2020 $4.65 Jul 6, 2020 $4.65
Jul 3, 2020 $4.65 Jul 6, 2020 $4.65
Jul 10, 2020 $0.70 Jul 6, 2020 $0.70
Jul 17, 2020 $0.70 Jul 6, 2020 $0.70
Jul 24, 2020 $0.70 Jul 6, 2020 $0.70
Jul 31, 2020 $0.70 Jul 6, 2020 $0.70
Aug 7, 2020 $0.70 Jul 6, 2020 $0.70
Aug 14, 2020 $0.00
Aug 21, 2020 $0.00
Aug 28, 2020 $0.23 Aug 26, 2020 $0.23
Sep 4, 2020 $0.23 Aug 26, 2020 $0.23
Sep 11, 2020 $0.23 Aug 26, 2020 $0.23
Sep 18, 2020 $0.23 Aug 26, 2020 $0.23
Sep 25, 2020 $0.23 Aug 26, 2020 $0.23
Oct 2, 2020 $0.00
Oct 9, 2020 $0.00
Oct 16, 2020 $0.23 Oct 13, 2020 $0.23
Oct 23, 2020 $0.23 Oct 13, 2020 $0.23
Oct 30, 2020 $0.23 Oct 13, 2020 $0.23
Nov 6, 2020 $0.23 Oct 13, 2020 $0.23
Nov 13, 2020 $0.23 Oct 13, 2020 $0.23
Nov 20, 2020 $2.32 Nov 24, 2020 $2.32
Nov 27, 2020 $0.00
Dec 4, 2020 $0.00
Dec 11, 2020 $0.00
Dec 18, 2020 $0.00
Dec 25, 2020 $0.00
Jan 1, 2021 $0.46 Mar 5, 2021 $0.46
Jan 8, 2021 $0.00
Jan 15, 2021 $0.00
Jan 22, 2021 $0.00
Jan 29, 2021 $0.00
Feb 5, 2021 $0.00
Feb 12, 2021 $0.00
Feb 19, 2021 $0.00
Feb 26, 2021 $0.46 Mar 5, 2021 $0.46
Mar 5, 2021 $0.46 Mar 5, 2021 $0.46
Mar 12, 2021 $0.46 Mar 5, 2021 $0.46
Mar 19, 2021 $0.00
Mar 26, 2021 $0.00
Apr 2, 2021 $0.46 Apr 3, 2021 $0.46
Apr 9, 2021 $0.46 Apr 3, 2021 $0.46
Apr 16, 2021 $0.46 Apr 3, 2021 $0.46
Apr 23, 2021 $0.46 Apr 3, 2021 $0.46
Apr 30, 2021 $13.02 Aug 2, 2021 $2.32
Aug 10, 2021 $2.32
Sep 30, 2021 $4.65
May 7, 2021 $13.02
May 14, 2021 $13.02
May 21, 2021 $13.02
May 28, 2021 $13.02
Jun 4, 2021 $52.07
Jun 11, 2021 $52.07
Jun 18, 2021 $52.07
Jun 25, 2021 $52.07
Jul 2, 2021 $52.07
Jul 9, 2021 $52.07
Jul 16, 2021 $52.07
Jul 23, 2021 $52.07
Jul 30, 2021 $13.48
Aug 6, 2021 $13.48
Aug 13, 2021 $13.48
Aug 20, 2021 $13.95
Aug 27, 2021 $13.95
Sep 3, 2021 $13.95
Sep 10, 2021 $13.95
Sep 17, 2021 $13.95
Sep 24, 2021 $52.07
Oct 1, 2021 $52.07
Oct 8, 2021 $52.07
Oct 15, 2021 $52.07
Oct 22, 2021 $45.79

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