To purchase a piece of land

Dancan Mongare

Nakuru, Kenya

2% repaid

Entrepreneur

Name

Dancan Mongare

Location

Nakuru, Kenya

On-time repayments

314 weekly installments  •  87%

About Me

My name is Dancan mong'are, I was raised in a family of 5 brothers where I am the second born, my father is a self employed in a lumbering industry while my Mom is a small scale farmer. I decided to start my computer service business so that I can support myself in my education and other personal emoluments . Currently I am pursuing my degree program in purchasing and supply management at Jomo Kenyatta University of Agriculture and Technology Nakuru CBD campus. My entire business helps me to relieve my parents from the strains of catering my studies and that of my brother's who are also at college "Kisumu polytechnic" . From my business I am able to pay my rent, bills and it also helped me buy myself a laptop which I use to do my research and assignment at school.

My Business

My business is a computer service program that deals with type setting, photo printing, internet services and computer software repairs. The goods I sell in my business include: printing papers, envelops, pens and pencils. My customers prefer my services since they are served very fast and get the goods at the lowest prices compared with the nearby competitors and this attracts many customers to my business, which means more profits. In a month it costs me in maintaining and replacement of printer parts including ink cartridges, purchase of more stock such as printing papers and other stationery, but also it earns me sales amounting to not less than ksh.25,000, giving me an average profit of kshs. 10,000 to kshs.18,000

Loan Proposal

the previous loan helped me purchase two more motorcycles that have enabled me increase my income than before.

for this loan i will use the money to purchase a piece of land near my working place to build a home and minimize the expenses that i do incur in paying rent. The land will cost approximately ksh. 500,000 whereby the additional amount will come from my savings and family contribution.

Show original English  

About Me

My name is Dancan mong'are i was raised in a family of 5 brothers where i am a second born and my father is a self employed in a lumbering industry while my Mother is a small scale farmer. i decided to start my computer service business so that i can support myself in my education and other personal emoluments . Currently have graduated with a degree in purchasing and supply management from Jomo Kenyatta University of Agriculture and Technology Nakuru CBD campus my entire business helped me to relief my parents from the strains of catering for my studies ,personal study expenses and that of my brother's were also at college "Kisumu polytechnic" . from my business am able to pay my Rent bills and also helped me to buy myself a laptop which i used to do my research and assignment at school. it also helps me in supporting my siblings with their school feels since as for now my dad is jobless and their yields from small scale farming does not help enough.

My Business

my business was offering computer cyber services that included printing, photo printing ,photocopying,scanning, binding and laminating. Then i was introduced to zidisha organization which enabled me to purchase improved machines that helped me run my business smoothly . But after my Graduation in November 2016 from JKUAT (Jomo Kenyatta University of Agriculture and Technology) my business earnings became unstable and started to fall . Thats when I saw an opportunity in Bodaboda which is transporting peopleand goods within Nakuru town using a motorbike. I decided and sold out all my business equipments and bought 2 brand new motorbikes and traded in the one i used to deliver goods and services to my cyber customers for the 3rd new one. Now i own 3 motorbikes whereby i operate one and lend the other 2 to people who offer me $3 a day. My business is unique in that my customer always trust me for delivering their goods ,believe in me for safety riding and prefer me because i respond to their phone calls almost immediately or giving them a genuine reason to wait for a few minutes in which they do.
With my motorbike I make atleast $5 to $10 a day earning me atleast $55 aweek and an additional $38 from the other two making upto $80 a week less all the expense. I do service my motorbikes twice a month for the better performance and durability guarantee which costs me fixed $27 and rarely change of tubes that i consider emergencies. I love my business since it enables me to pay all my bills ,rent,repaying my loan evenly without much strain and still safe upto $140 a month. Am so grad to be a benefited member of zidisha, thanks to zidisha Team for changing my Life.

Am now happy that with zidisha helping me expand my business . it has also enabled me support my young brothers with paying their school fees and thus reducing the strain of my parents they have been going through our well being.

Loan Proposal

the previous loan helped me purchase two more motorcycles that have enabled me increase my income than before.

for this loan i will use the money to purchase a piece of land near my working place to build a home and minimize the expenses that i do incur in paying rent. The land will cost approximately ksh. 500,000 whereby the additional amount will come from my savings and family contribution.

Feedback

8

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  • Mary    May 7, 2018

    Great Borrower!

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  • djkmoran    Sep 26, 2017

    I am not surprised at all Dancan on you yet again repaying another loan! Absolutely fantastic - wishing you continued success!

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  • djkmoran    Oct 29, 2016

    Congrats yet again Dancan on repaying another loan! I wish you all the best in the world and would be happy to assist you again!

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  • djkmoran    Jan 31, 2016

    Congrats again Dancan on repaying another loan! I wish you continued success!

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  • Daniel R    May 23, 2015

    Thank you for quick repayment. And best wishes for your business!

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    • Dancan Mongare    Aug 5, 2015

      Thank you Daniel R. I always work not to disappoint the good people who dared to invest their trust I me as much as their care.

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  • djkmoran    May 22, 2015

    Congrats Dancan on repaying your loan!

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    • Dancan Mongare    Aug 5, 2015

      Thank you djkmoran. You can always count your trust on me and never expect any disappointments.

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  • delete-this-account    Jan 20, 2015

    tks

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  • HappythroughHelp    Oct 12, 2014

    Congratulations on the business, Dancan, and I hope that the loan helps for you to expand!

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    • Dancan Mongare    Jan 25, 2017

      the loan from you as zidisha lenders has brought soo much change in my business and too to my living standards. thank you soo much HappythroughHelp

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andresol

Oslo, Norway

AD

Alex Dean

United States

S

solarkismet

Logan, United States

SH

Stephanie He

United States

J

Jason

New Jersey, United States

P

PlutusNOR

Trondheim, Norway

M

mguenter

Switzerland

A

Anninymouse

Southampton, United Kingdom

C

Colmena

Chicago, United States

AS

Andreas Schäfer

Basel, Switzerland

SS

Sam Smith

United States

C

chkuo

Taipei, Taiwan

S

SarahJoy

Peterborough, Canada

H

HoseB

San Francisco, United States

D

DandS

United States

MC

Melissa Corrigan

Richmond, California, United States

A

Avalokiteshvara

Yau Yat Chuen, Hong Kong

A

AndrewC

London, United Kingdom

C

CSM

Berlin, Germany

PB

Powered by me

European Union, Netherlands

Z

zvrk2014

Brookline, MA, United States

S

Stephan

Netherlands

A

Adam

United Kingdom

JC

Jordi Cohen

New York, NY, United States

M

Malte

Switzerland

France

G

glh25

Winooski, United States

J

Joannie333

Milwaukee, United States

N

nycjen

United States

F

factotums

United States

MD

Miles Dodge

CORVALLIS, United States

S

sarah4d2

Saint Louis, United States

J

jdallatezza

United States

B

blennert

Bakersfield, United States

K

Kumaran&Thea

London, United Kingdom

JR

John Ryabik

United States

D

Daniel

Hong Kong

TO

Thomas O'Neil

United States

SE

Sven E

Mannheim, Germany

F

fake_name

Boston, United States

E

E

Marin county, United States

ZS

Zach Silveira

Asheville, Nc, United States

NC

Noah Cohen

United States

W

Withnail

Reading, United Kingdom

S

Simmo

Sydney, Australia

R

Rking

Eugene, United States

V

Valis

Singapore, Singapore

D

DelapierceD

New York, United States

L

luckiestmonkey

United States

C

cjmenchaca

Austin, United States

L

Lemon

Switzerland, Switzerland

R

RealUtopia

San Diego, United States

M

mb210047

Miamisburg, OH, United States

JL

Joao Leal

United Kingdom

B

boronat

Brussels, Belgium

T

Tom

United States

Show all

Loan Info

Disbursed amount

$2,440.57

Date disbursed

Nov 15, 2019

Repayment status

Late

Projected term

24 months

Cost to entrepreneur

Service fee: 5% of $2,440.57 = $109.71

Credit risk payment: $438.86

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