Long-distance trade in smoked fish

Agnes Akushika Kpodovia

Sunyani, Ghana

91% repaid

Entrepreneur

Name

Agnes Akushika Kpodovia

Member since

March 2015

On-time repayments

331 installments  •  81%

About Me

My name is Agnes KPODOVIA. I come from Keta in the Volta Region of Ghana but resides in Sunyani, Brong Ahafo Region. I have four sibblings. I completed my Technical education at Sunyani Polytecnic in 1990.

My ability to further my education was truncated due to limited financial resources. I therefore decided to venture into trading at an early age.

It was a necessity to support my other brothers further their education, therefore, I had to go through terrible conditions in life. This made me to learn early; the skills of trading with the aim of assisting the family financially. We have been able to manage by divine providence, though things have been tough.

My Business

My line of business is buying and selling smoke fish (e.g. herrings); which I happen to learn from my mother in my early teenage years. These skills have taken me over 25 years in business.

I travel over 325 km every fortnight in search of smoke fish to purchase in the Greater and Central regions of Ghana.

My primary concern is the inability to find the requisite resources for business expansion. It is a profit yielding business.

It has been the supportive wire of the family for three decade and with Zidisha there will be superlative expansion capital to buy more baskets of smoked fish to sell.

Loan Proposal

My line of Business is retailing smoked fish. Given enough capital, this business is a very profitable one with huge profit returns in a very short term.

Much profit will accrue in higher investment in more baskets of smoked fish to retail among my established customers, which include Boarding Schools, Students, Catering service providers, governmental institutions and individuals from all walks of life.

I wish to put in this application for a loan of $2,500.0 to help expand my smoke fish retail shop.

A whole basket full of small fish will have 12 to 16 layers. A layer is about $84.00. A basket full of 12 layers of smoked fish will cost around $1,000.00.

I project about 70% increase in earnings if the application is endorsed and it will be a great source of fulfilment.

With Zidisha's enablement, I have been able to employ three extra hands.

Income Source

Many business have truely been affected but the impact in my town/district is not much.

The municipality which has a population of over 200,000 has no coronavirus case. The entire region of a population of almost 1,700,000 people have only one single case.

With adequate safety protocols and adherence business has picked up after the initial nosedive.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$2,298.25

Date disbursed

Jun 9, 2020

Repayment status

Late

Projected term

22 months

Cost to entrepreneur

Service fee: $156.74

Credit risk payment: $235.11

Lenders

Daniel

Brussels, Belgium

A

Anninymouse

Southampton, United Kingdom

Dianne

Maryville, United States

investor

Candiac, Canada

Jakub

Velke Svatonovice, Czech Republic

D

dkapplerb

Toronto, Canada

SKWAW

SHANTY BAY, ONTARIO, Canada

K

Kubicek

Baton Rouge, United States

Josua

Brittnau, Switzerland

AltruisticSelfishnes

Chicago, United States

K

Kireva

Helsinki, Finland

lietu

Tallinn, Estonia

Hope2012

United Kingdom

DeanDropshot

Oslo, Norway

C

cgrumboski

Atlanta, United States

F

Forba

Mo i Rana, Norway

Kjartan

Oslo, Norway

MarktheMormon

Sandy, Utah, United States

G

Gymeagary

Bangor, Australia

T

traderjohn

Baltimore, United States

Scott

Oregon, United States

A

AJCortens

Boise, ID, United States

L

ldron7

Utah, United States

T

Tallago3

Munich, Germany

Pere

Barcelona, Spain

G

guenter

Bremen, Germany

C

cjmenchaca

Austin, United States

P

parsonsron777

Sacramento, United States

kuebel

Vienna, Austria

Tavin

Ottawa, Canada

G D Export

Kolkata, India

O

OneSummer

Muenster/Westphalia, Germany

F

fisaire

Ithaca, United States

indeh

London, United Kingdom

C

Czosnek

Toronto, Canada

G

glomardor

Leonardtown, United States

Cloudways

Malta, Malta

A

aiban

Austin, United States

A

Austrian

Graz, Austria

peanut

Halifax, Canada

S

Sherry

Pittsburgh, United States

M

michaelangers

Toronto, Canada

P

Prysdahl

Marshall, United States

JillV

Corning, United States

Z

zblongladder

Somerville, United States

skullyjo

Winnipeg, Canada

Andreas Kiss

Vienna, Austria, Austria

Ingela

Falun, Sweden

P

Peksa

Espoo, Finland

VALEK

Canberra, Australia

fairspirit

Utrecht, Netherlands

S

SheilaB

Nashville, United States

Cricketca

San Jose, United States

joaoferraz

RINCHOA, Portugal

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

M

Moonknight

Østre Gausdal, Norway

C

Colmena

Chicago, United States

Hedwich

Gorssel, Netherlands

A

AndrewC

London, United Kingdom

B

Bokolo

Leeds, United Kingdom

Atheist4good

United States

M

mmisoo

Nova Dubnica, Slovakia

L

Leonora

TÄBY, Sweden

H

Habroukema

Austin, United States

ibc123

Seattle, United States

xtrahardware

Cazenovia, United States

markpearson

Portsmouth, United Kingdom

Freewolf

Salt Lake City, United States

mikeice

Kohler, United States

Evan Lamos

Brussels, Belgium

I

Iamzwolf

Middletown, United States

mole333

Brooklyn, United States

sderickson

Berkeley, CA, United States

Z

zvrk2014

Brookline, MA, United States

W

wiwillia

Milbrae, United States

KrautFunding

Hamburg, Germany

K

Kudrnova

Czech Republic

S

sjoerd

Netherlands

joshuacollinson

Vienna, Austria

J

jbhernan

United States

mepster

San Francisco, Ca, United States

johnhudson

Washington, DC, United States

TyWee

Manila, Philippines

B

bscent

Hong Kong

Leonardia

Waddinxveen, Netherlands

utdream

United States

Per Dahl

Norrköping, Sweden

SV

sven vdk

Twickenham, United Kingdom

PolarBearCapital

United States

Mike and Jacqui

United Kingdom

S

Sven

Netherlands

SE

Sven E

Mannheim, Germany

CC

Catherine CatDesignz

Halifax, United Kingdom

Jeroen Decock

Gent, Belgium

Dave Bogard

New York, United States

Family Mueller

Petershagen, Germany

R

Robert

Berlin, Germany

MD

Miles Dodge

CORVALLIS, United States

JS

Jon Scherer

United States

SMOICE

Berlin, Germany

MW

Matt Willis

United States

JD

Jo Dane

Melbourne, Australia

Paul

Crandon, United States

Craig

Memphis, TN, United States

moursund

Beaver Nation, United States

Max Lettenberger

Madison, WI, United States

Kevin

San Francisco, United States

I

Ian

United Kingdom

Jennifer Weber

Canandaigua, Ny, United States

ME

Manaal Eisa

Washington DC, United States

Urszula

United Kingdom

WE

Wendy Emlyn

Devon, United Kingdom

TH

tom hd

United Kingdom

F

Frits

Rotterdam, Netherlands

A

Allie

Australia

Aran Dunlop

United States

J

joelneville

United States

Paul Smithson

Leeds, United Kingdom

R

Ryan

United States

T

Tom

United States

I

isaac

United Kingdom

E

EABF

Netherlands

RH

Robert Hamner

United States

SA

Steve A

Newbury, United Kingdom

J Laufs

Germany

LZ

Li Zhang

United Kingdom

Sinan Taifour

Munich, Germany, Germany

Bart Vogelzang

Ladysmith BC, Canada

SA

Shar Alamdari

Los Angeles, United States

J

Jon

United States

RE

Richard Ellis

United Kingdom

L

Lucy

Australia

S

Suzannah

New York City, United States

Craig Travis Provyn

Bradenton, Florida, United States

MF

Mike Frawley

United States

Vratik Krocik

Prague, Czech Republic

VC

Victor Chong

United States

David McLauchlan

Seattle, United States

JZ

Julia Zaks

United States

D

Dalton

San Francisco, United States

C

Campbell

New Zealand

HCPSPIRIT

Helsinki, Finland

Diane U

Olympia, Wa, Usa, United States

JF

J Fister

United States

David Nash

Sydney, Australia, Australia

R

RMIM

United States

MM

Mike McGary

United States

W

Will

United States

M

Mary

United States

Jane

Ontario, Canada

LR

Loyce Riggans

United States

Keith Chan

Toronto, Canada

S

Sarah

Arlington, United States

A

Alex

United States

BN

Brian Neilon

United States

M

marton

United States

S

S

Canberra, Australia

Sean Richards

Wilmette, United States

Nethanel Kohen

NYC, United States

A

Anonymous

United States

MC

Melissa Corrigan

Richmond, California, United States

ML

miriam levine

United States

C

Corran

United Kingdom

Carrie

Arlington, MA, United States

Thereze Ovid

Brooklyn, New York, United States

NS

Natalie Stone

United States

Darren Jeppson

Denver, Colorado, United States

BG

Bruce Garretson

Portland, Oregon, United States

DH

Don Hammond

United States

H

Haley

United States

Mai Phuong Nguyen

Nashville, United States

JL

James Little

United Kingdom

JD

Josh Dorf

United States

JF

Jon Freach

United States

Masato

Utah, United States

J

Johanna

Zürich, Austria

RW

Ronald Waite

United States

L

lysander

Australia

Erin Jay

Findlay, OH, United States

AP

Ariel Pollak

United States

A

Alex

United States

PB

Powered by me

European Union, Netherlands

Kelly

United States

Daniel Toke Hansen

Copenhagen, Denmark

RD

Roel De Meester

Antwerpen, Belgium

Adam Öhman

Norrköping, Sweden

LM

Lee Montecucco

Washington State, United States

DR

Diana Rose

United States

D

Daniel

Hong Kong

AJ

AJay Jacobs

United States

MC

Mir Cea

Netherlands

Michael Sardella

New York, United States

Tracie Rathsack

Baltimore, MD, United States

sbdoc

Reno, United States

AM

Andy Marston

United Kingdom

Claire Lewis

Wales Uk, United Kingdom

ML

Monty Lewis

United Kingdom

V

Vienna

United States

A

apolet

United States

K

Khoa

United States

PM

Paul Melville

United States

Siddharth Shankar

Sydney, Australia, Australia

E

EJOBIV

United States

T

T

United States

MB

MW Brown

United Kingdom

AA

Andrew and Kim

Nashville, TN, United States

LW

Liz Wanjiku

United States

CL

Chris loera

United States

Sebastian

Andwil TG, Switzerland

L

Linda

Netherlands

Jyoti Diwan

White Plains, New York, United States

Metalfreund

Berlin, Germany

JO

Jeff OHaleck

Seattle, United States

AS

Anna Storey

United States

BH

Brad Hartman

San Antonio, Texas, United States

PA

Peter A

New York City, United States

LD

Lee Dor

Australia

F

Fay

United Kingdom

United States

Sadie Weiss

Knoxville, United States

EE

Erin E Zamzow

United States

N

Nathan

Melbourne, Australia

Curtis Tokarchuk

Toronto, Canada, Canada

CP

Carina Paton

United States

FP

Fred Pratt

United States

A

Aleks

United States

M

mstorey

United States

MN

Mau NA

United Arab Emirates

KB

Kevin Burch

United Kingdom

ER

Ellen Ray

United States

Theo

Germany

Frank Bailey

United States

WM

Will Martin

United States

Matt Weight

Los Angeles, United States

JS

Joe Simmons

United States

BP

Bob P

United States

JM

Joseph Moore

United States

Severin Zörgiebel

Frankfurt, Germany

R

Ray

Australia

B

Brayo

United States

Sharon Giardina

Sydney, Australia, Australia

T

Tineke

New Zealand

DR

Denise Ramser

United States

Joost

Noord Brabant, Netherlands

Mark Wilco

Columbus, OH, United States

Christine

Munich, Germany

M

Miguel

Madrid, Spain

V

Vic

Finland

Babbitt Family Foundation

Sioux Falls, SD, United States

PP

Phil P

Malaysia

KM

Kirk Moore

Cerdanyola del Vallès, Spain

K

Kyle

Australia

K

Kuba

Poland

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