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Harvest vegetables and fruit stage two

Thank You Lender. Because the loan you give me can help others by giving me a harvest wage in my fruit field.

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Terima Kasih pemberi Pinjaman.
Karena pinjaman yang anda berikan saya bisa membantu orang lain dengan cara memberikan upah panen di ladang buah saya.

Harvest vegetables and fruit stage two

Crops in my Farm. Thank You Lender. Thank you Zidisha.

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Hasil Panen di Ladang saya.
Terima Kasih pemberi Pinjaman.
Terima Kasih Zidisha.

Success together

Another one is the result of ornamental plant plants, which use manure from my production .. The plan of this plant will be multiply for greening on the edge of the highway so that, more cool and beautiful .. In addition, this plant can also for external wounds , such as scratched so as to prevent skin infections .. Enough satisfied farming efforts, especially manure that I produce is growing rapidly and can be trusted by the community ... this is all thanks to the easy loan that is applied by zidisha, hopefully all successful ..

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Satu lagi ini adalah satu hasil tumbuhan tanaman hias ,yang memakai pupuk kandang dari produksi saya ..
Rencananya tanaman ini akan di perbanyak untuk penghijauan di pinggir jalan raya agar ,lebih sejuk dan indah ..
Selain itu ,tanaman ini juga bisa untuk obat luka luar ,seperti tergores sehingga bisa mencegah infeksi kulit ..
Cukup puas usaha pertanian terutama pupuk kandang yang saya produksi berkembang pesat dan dapat di percaya masyarakat ...ini semua berkat adanya pinjaman mudah yang di terapkan oleh zidisha , semoga semua sukses ..

To purchase desktop computer

M-pesa, Airtel Money and KCB Mtaani businesses, earns commission to an Agent for each transaction done. For an agent to earn higher commission, he/she is required to have as many transactions as possible. But this depends with how much money an agent has invested in the businesses. For my Case, I am operating with KES 30,000 ($300). I don’t have much money yet. This has limited the number of transactions I do in a day. If you have much money you will serve more customers, thus more transactions resulting to a higher commission earnings at the end of the month.
For my case, depending on the amount of money I am operating with, on average basis I manage to do 30 M-pesa transactions per day, 5 Airtel money transaction and 10 KCB transactions. From this I earn a commission of KES 7,650 ($76.5) per month from M-pesa transactions, KES 1,275 ($12.8) per month from Airtel Money transactions and KES 6,000 ($60) per month from KCB transaction. In total I make KES 14,925 ($149) per month. This translates to 45 transactions per day and each transaction gives a commission of KES 11 ($0.11).
Due to limited cash, I am only able to serve customer transacting KES 1,000 ($10) and below so as to have more transactions thus higher commissions. Because if I allow customers transacting large amounts, I will have few transactions hence less commission at the end of the month.
If I had KES 1,000,000 ($10,000) I won’t have any excuse to limit the amount of money to be transacted. This is why I am requesting your support to raise my cash from KES 30,000 ($300) to KES 1,000,000 ($10,000).
The commission I get helps me to pay salary to my two employees a total of KES 7,000 ($80) per month, and pay the rent for my shop KES 3,000 ($30) per month. From KES 14,925 I remain with Net income of KES 4,925 ($49) which helps me to meet my personal needs like food and clothing and for my family as well.

Zero grazing unit

I have managed to construct a temporary feed store which assist much on my project,
Thank Zidisha so much for financial flexibility.
Regards
Siele

Buying land behind the house for more room for the chickens

Hopefully my loan application quickly approved by the zidisha team and immediately fully funded by the borrowers of funds because I can not wait my dream come true by buying land behind the house so my chicken can be more flexibility to explore.

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Semoga pengajuan pinjaman saya cepat di setujui team zidisha dan segera terdanai sepenuhnya oleh para peminjam dana karena saya tidak sabar impian saya menjadi kenyataan dengan membeli lahan tanah di belakang rumah agar ayam ayam saya bisa lebih leluasa bereksplor.

University fees

Good luck and God bless you :)

Helping to build a village library

Traditional Cake, Cake cake, donut. Hopefully Sold Out. Thank You Lender.

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Kue Tradisional,Kue cake,donut.
Semoga Habis terjual.
Terima Kasih Lender.

Additional capital for stock of goods and buyer orders

Alhamdulillah already able to add clothing stock.

The loan funds that my lenders gave me, some of which I bought for additional clothing stock so that my buyers could choose more to buy.

And part of it again I will use to menstock other items.

Thanks and greetings always successful.

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Alhamdulillah already able to add clothing stock.

The loan funds that my lenders gave me, some of which I bought for additional clothing stock so that my buyers could choose more to buy.

And part of it again I will use to menstock other items.

Thanks and greetings always successful.

Supplies clothes for my store.

This loan fund really helps my clothing business from this loan I can increase my income every month from the usually 6 million net income every month now I can get nearly 8 million per month so there is an increase of income in my business.

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Dana pinjaman ini sangat membantu usaha pakaian saya dari pinjaman ini saya bisa menambah income saya setiap bulan dari yang biasanya pendapatan bersih setiap bulan 6 juta sekarang saya bisa mendapatkan hampir 8 juta per bulan nya jadi ada peningkatan pemasukkan di usaha saya ini.

Cocoa seedlings & labour for my new cocoa farm

l thank you for the support you have been giving to since l joined zidisha and this has helped me so much may God richly bless you

Replenishing of stock

I have managed to put up my kid's back to school because of my first loan which l bought very nice shoes for my clients.

Am really looking forward for your support to help my business restock and grow.
My clients love my taste.

Thank you Zidisha

Community school project

I want to thank my lender for this great offer which will help me a school board, chalks, markers, books and some pencils for my pupils. these materials will help the children continue accessing education as this is my dream. once again thank you so much

Cafe business

Whatever your problem, God never misses His help. You just need a little patience.Have Faith! Through these lender in zidisha this hand of God created to help me, you and all of us, thank you

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Apapun masalahmu,Tuhan tak pernah terlambat memberi pertolonganNya. Kamu hanya butuh sedikit kesabaran.Have Faith! Lewat para lender di zidisha ini tangan Tuhan ciptakan untuk membantu saya, kamu dan kita semua, terimakasih

Phones and accessories

Afternoon service with a smile

Inventory of bananas for market stall

Thanks a lot my lenders. I finished painting sitting room and two bedrooms in my house in Kitale. I am yet to finish my kitchen. I also bought a stock of bananas costing 300 dollars. i also hosted my two daughters together with their children during Christmas and the eve of New year holidays at my home in Kitale. I once more thank you for the loan you gave me. Micheal Ochieng Konyango

Motorbike for delivering milk

I used the money you gave me to purchase a some potatoes for my business,cooking oil.These help to improve to sustain my hence increase my profit to Ksh 250 (25&)
I bought some charcoal which help me to prepare food on good as most of my customers are going according to time.

Materials for building a chicken house

Last night celebrating my birthday with my wife and kids! Looking forward to another great year with the Zidisha community...

Stock Diapers for BabyShop and Buy Toys for my children

Happy new year !! Alhamdulillah yesterday a lot of blessings for all, this year I hope to be better than before, some stock of goods coming before the new year and alhamdulillah some already sold in the online store. Still need some shelves to stock diapers and milk. This year I also intend to open an online payment shop for payment and purchase of electrical token, water bill, utility bill, etc, and sale of credit and ticket. Walopun new walk small but optimistic will be big later as effort diapers and milk online, all for the happiness of anak2 me. Thank you so much for the zidisha who always helps.

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Happy new year!!
Alhamdulillah tahun kemarin banyak berkah untuk semua, tahun ini saya berharap bisa lebih baik dari sebelumnya, beberapa stok barang yang datang sebelum tahun baru dan alhamdulillah beberapa sudah terjual di toko online. Masih perlu beberapa rak untuk menyimpan stok diapers dan susu.

Tahun ini saya juga berniat membuka toko online payment untuk pembayaran dan pembelian token listrik, tagihan air, tagihan PLN, dsb, serta penjualan pulsa dan tiket. Walopun baru berjalan kecil-kecilam tapi optimis akan bisa besar nantinya seiring usaha diapers dan susu online, semua demi kebahagiaan anak2 saya. Terimakasih banyak buat zidisha yang selalu membantu.

Stocking of my zidisha made shop

He who says Zidisha has not been helping is a lie or his location of his business is rather not helping.My first,second and third loans has shifted my business to a new level.My family can now boast of senya motor bike.We use this bike for transferring goods from warehouse to store.we use the bike for all errands.Now by 2019 plans are on the way to establish another provision store.My son is now free from unnecessary delays when going to school because of the motor bike.This is my fourth loan am praying it is funded.When it's done I'll add it to my Christmas sales to re stock my shop.I pray that it doesn't delay.That's my fervent prayer.I'll advice all my colleagues to use their loans carefully and I assure them they'll not regret in life

Banking agency service

Dear Lenders,
I am happy to report that I have received the loan requested. Thanks once again for funding my loan. I have so far purchased the items and the Bibles, Hymn books and Files have already arrived at my shop. I am now waiting on the delivery of bic pens and prayer books. I have attached some photos of the items already delivered.

Seller of children's and adult's clothing

Shipping Today, hopefully making my business effort .....

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Pengiriman Hari ini, semoga making lancar usahaku.....

To pay part of the school fees for my siblings

Thanks to the Zidisha team for the wonderful opportunity given to me for my sister to proceed with her university education. I feel strong to say that she is able to report back to college. Bravo to all my lenders, am just wooow and so happy to be part of this organization. May God bless you all.

Loan to buy a tyre changer

Happy new year my lenders,I am doing very well in business of garage,I have increased my stocks and also expanded my garage,customers are increasing day by day,I have also emploid people who are also benefiting from it,thank u so much and may God bless you so much.

Equipment for dressmaking shop

Dear lenders look at the following mens shirt we design at our local tailoring and designing shop.

New water tank for my car-wash business

I recieaved 2,026khs, I used it to buy anew tyre for my motorbike taxi, iam very excited because when my motorbike is in good condition it gives me cridible service to earn profit.

Restocking my coping/printing /opening new mpesa

Happy new year and a blessed 2018.happy to inform you That my business is doing very well and I managed to get a profit margin of over 50%.with the profits I have been able to send my son Elvis to a good boarding school,added stock to my shop and donated to a charity home.thanks good people.

Buying wax supplies

My order day by day keeps increasing. Thank you for the zidisha who has helped my success and family a lot.

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My order day by day keeps increasing. Thank you for the zidisha who has helped my success and family a lot.

Tuition for degree in Business Management

happy new year Ruth I was able to finish and finally graduated on December so one of my goals this yaer is to focus on doing business and maybe later go to school again thank you.

Building materials

our house during renovation using the previous loan. zidisha has changed our lives

Add more stock to my eggs depot

Hi,lenders through zidisha financial support to my business,the profits I made I was able to build a permanent house for my parents which is almost to the finish.
In the photo is a mason fixing the door.This is the achievement I have made.
I say thanks to you lenders and Zidisha continue supporting us .

A lot of clothes for stock

I am very glad that this business I run is a success. I earned more in early 2018. Therefore I can quickly pay off my previous loan. With this I want to apply for more loans for my additional capital to buy more clothes and shoes that I will sell. The advantage that I can get, I can get a profit up to 75% of the previous results. I will use the profits to save and turn my venture capital.

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Saya sangat senang sekali bisnis yang saya jalankan ini berjalan sukses. Saya mendapat penghasilan lebih di awal tahun 2018 ini. Oleh sebab itu saya bisa melunasi dengan cepat pinjaman saya sebelumnya. Dengan ini saya ingin mengajukan pinjaman lagi untuk tambahan modal usaha saya untuk membeli lebih banyak lagi baju-baju dan sepatu yang akan saya jual. Keuntungan yang bisa saya dapat, saya bisa mendapatkan untung sampai 75% dari hasil sebelumnya. Keuntungan tersebut akan saya pergunakan untuk menabung dan perputaran modal usaha saya.

Mobile money & phone recharge cards

Zidisha has helped me a lot in my business .I have been able to pay my computer school fees through the profit I have been making from Zidisha.

Buy clothing to re-sell

I used the loan to purchased goods like clothes for resale and some second hand shoes.it has made a difference in my life cause clothes and shoes are actually bought on time and more money is produced. it has increased from 90% to 100%. I used to pay some lent to the landlord .now at least am try to help my family in terms of scholarship. I have some good customer's near my neighborhood and they buy goods from me nicely.

Mobile phone & accessories

Thank you very much for bringing to this far. my lenders once again happy new year. God richly bless you and gives you long live.My lenders please if you're there and have faith just type Amen.

African printed hoodies - Dashiki

Great job Timothy! We are still trying to figure out how to purchase one of your hoodies :)

Purchased women"s underwear pants

The Honorable zidisha and also my lender The Honorable Mr. Ronald. thank you for your loan. with your loan I have bought some clothes hanger so that my clothes can be displayed on the wall. so customers can see directly the clothes in want. Once again, thank you

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Yang Terhormat zidisha dan juga pemberi pinjaman saya Yang Terhormat Bapak Ronald. terima kasih atas pinjaman anda. dengan pinjaman anda saya telah membeli beberapa gantungan baju sehingga baju baju jualan saya dapat di pajang di tembok. para pelanggan jadi bisa melihat langsung baju yang di inginkannya. sekali lagi terima kasih

Additional funds for soybean production, and raw materials

Production of tofu small size

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Produksi tahu ukuran kecil

Loan for home renovation and to expand my business

Dear lenders i just want to let you know that my business growing and am netting good profit this January.Due to the rain season and the whether here has become cold am selling cold season jacks and jerseys that i have opened the business is doing great from $120 that i was earning in the just ending year 2017, am now earning $160 weekly that is now making me repay my weekly installments in good time.Kind regards and hoping to do in 2018.May God bless you all at zidisha.

Baby supplies ("Pampers" diapers, etc.) to resell

With the help of Zidisha my family and I are extremely happy and standard of living has improve.

We are so thankful to Zidisha.

To expand my beauty shop by adding stock

The last loan I took I bought a few stuffs for my beauty shop like jewelry, cosmetic thinks,earnings and rings.The things I bought made me to make profit of 30% of which I returned the profit to the business inoder to add more stock.I have a small family of which they are so much to have furn.In our country we have so many places to go during holiday, like Masai Mara,lake Victoria, Mombasa and so many other places.

To buy foodstuffs

Thanks to the lenders who have given me the confidence to build my restaurant business. Alhamdulillah, now the restaurant can grow well, although monthly income rose slightly.

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Terima kasih saya ucapkan kepada para pemberi pinjaman yang sudah memberikan saya kepercayaan untuk membangun bisnis restoran saya.
Alhamdulillah, sekarang restoran bisa berkembang dengan baik, walaupun pendapatan perbulannya naik sedikit.

Inventory and equipment

I would like to thank my lenders. It is not what we have; but what we give that makes us rich.
I will sign a service level agreement for maintenance for my machines and buy a new laptop to enable me setup an online business. Thanks again...I will surely keep you up to date.

Stocking of my zidisha made shop

When I began with Zidisha my starting amount was small but I didn't give up.The person who introduced me said all Zidisha needed was trust.Since am honest,trustworthy and sincere I had no problem on that .Through the assistance of Zidisha I can now boast of motor bike.This motor bike has helped me in numerous ways.I sometimes used this motor bike to convey some of my provisional items from the warehouse to the store.Thanks to my lenders and Zidisha.May God bless you all.

Purchasing stock of phone accessories

Hello, thank you very much for the previous loan, I have paid it on time. The loan got a positive value, for 4 months with a profit of 80% / month (up 25% compared to the previous loan). With more money, I can buy more and cheaper stock. thanks.

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Halo, terima kasih banyak untuk pinjaman sebelumnya, saya sudah melunasinya tepat waktu. Pinjaman tersebut mendapat nilai yang positif, selama 4 bulan dengan keuntungan sebesar 80% / bulan (naik 25% disbanding pinjaman sebelumnya). Dengan dana yang lebih besar, saya jadi bisa membeli stok yang lebih banyak dan lebih murah. Terima kasih.

Purchase raw material for brick-making

Special thanks to KrautFunding, helogr53, PaulE, IsenringAlfons who have given me a loan, welcoming 2018 will be a lot of development in my area so my brick sales will increase.

Happy new year 2018 for all of you, hopefully happiness and health will always be with you.

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Special thanks to KrautFunding, helogr53, PaulE, IsenringAlfons who have given me a loan, welcoming 2018 will be a lot of development in my area so my brick sales will increase.

Happy new year 2018 for all of you, hopefully happiness and health will always be with you.

Loan to support my water shop

The loan I received earlier was invested in my water shop. The money was used to buy additional sachet of water of which I sold to my customers for profit. The loan really increase my profit margin from 5 percent to 10 percent. I am therefore grateful for the support shown to me by helping me earn money to support my water shop.

Buying shop equipment (e.g., welding metals, etc.)

Lenders and the Zidisha team I wish you a happy new year. It is your support that has brought me to where I am now.Business is doing very good and it's my hope you continue to support me in my business. It is my dreams that one day if things go well I will adopt an orphans to take care of them as a charity work as you are doing.

Cybercafekelvin

A good project gives a good smile.

Build a shop for local vegetable sales

Hello, I would like to say a big thank you for the support through the loans, they have boosted my business. May God bless you abundantly.