Bravin electricals

John    Aug 28, 2019

I have again tried to reach bravo but he is still offline but I have talked to one referee by name caroline kimani and she told me that she passed the message last time but bravo was not feeling well

John    Jun 13, 2019

Bravo have been offline and I have talk to one referee by name caroline kimani and she told me that bravo is ok I have told her to pass my greeting to him and tell him not to forget to keep login on zidisha so that he will remember to pay overdue loan

Bravin    Mar 21, 2019

thank you very much for funding my loan am looking forward working with you guys

Bravin    Mar 18, 2019

what is wrong with my loan because i cant apply i dont know what is going on because someone called saying he is a mentor but he did not offer much help

• Lotus Flower    Mar 18, 2019

  Hello,
  
  Please take the time to read and understand:
  
  Your loan request is currently in fundraising. You have to wait to see if lenders will contribute toward funding it. (That depends on the quality of your loan proposal, as well as on whether or not lenders have any re-lending funds paid back from other borrowers to lend to new projects or whether they have any extra money in their personal household finances to be able to upload some to the platform to help borrowers.)
  
  If your loan request becomes fully funded, your loan status would display as "Pending Borrower Confirmation". Then, you would read the terms of the loan and if you agree to the terms, then you would click to confirm acceptance, and then the status would display as "Pending Disbursement".
  
  Keep in mind that the lenders don't disburse their money to you. They only upload their money to the platform. Then, the Zidisha Team Staff--(see the link below, in the last paragraph)--manages that money.
  
  No interest is charged, but Fees are withheld (for various purposes) and then they send the Net Disbursement to the borrower. The Net Disbursement plus the Fees equals the Principal Amount of the Loan, which the borrower then remits over time. When that money comes back to the platform, the Zidisha Team Staff sends it back into the lenders' accounts. Lenders then can choose to re-lend it or they can choose to withdraw it from the platform and not allow their money to be lent to anyone again.
  
  Regarding how much time disbursement takes
  after a loan is fully funded and accepted by the
  borrower: Please read the FAQs: www.zidisha.org/faq
  "How long will it take for me to receive my loan?"
  Unfortunately, the website states the following:
  "As we are not always able to guarantee immediate
  disbursement, we do not recommend using Zidisha
  for time-sensitive emergency loans."
  
  Please also be aware:
  Lenders cannot assist with anything administrative. Like borrowers, we merely create an account on the platform (in our case, to upload funds to help borrowers, which the Zidisha Team Staff then manages, as mentioned above. Currently, the Zidisha Team Staff consists of just two (2) people: www.zidisha.org/team.
  
  The Zidisha Team Staff is the intermediary between the borrowers and the lenders, and only they can help you with anything administrative.
  
  To contact them privately, send a message through the HELP link in your account). First, though, you should read the FAQs (www.zidisha.org/faq) and the Forum (www.zidisha.org/forums) for information.

  Log in to reply • Share

Bravin    Mar 18, 2019

am trying to apply but my loan is not going through

Bravin    Mar 16, 2019

this is the third loan and am really pleased with zidisha i will work and repay it

Bravin    Mar 8, 2019

thank you lenders for giving me this loan