Become a coop banking agent

Alex Ndiema

Mbotela, Kenya

100% repaid

Entrepreneur

Name

Alex Ndiema

Location

Mbotela, Kenya

On-time repayments

121 weekly installments  •  83%

About Me

Good morning all members of Zidisha organization, My name is Alex Ndiema, a Kenyan Citizen by birth, 35 years old and a father of two children, we live in mbotela estate, Makadara sub-county, Nairobi County, Kenya. My permanent home address is; Trans-nzoia County, Saboti Sub-county, Machewa location, Bondeni village.
I went to Mt. Elgon Primary School and sat for my KCPE Examination in the year 1997, I passed well but was unable to Join Secondary School due to fee problem. I was forced to stay at home the whole year (1999). During that time I did some business (Photography, I remember borrowing a camera from friends on commission basis till I bought my own; Yashica, up to date I have that Camera for remembrance). I joined St. Marys Secondary School in the year 2000 and did my KCSE exam in the year 2003. I did well but was bot lucky to join university, I did some Computer packages in the year 2005, there after got a casual Job in industrial area; Sumaria Industries Limited where I worked for 5 good years.

My Business

In year 2007 I married and got a child, the cash I was getting was not enough to cater for my daily needs. I decided to venture into business with the little that I had saved, I starting from mandazi business, shop keeping, Cyber cafe with two computers and a printer (hp 3-in-one; scan, copy & print) The business had little or no competitor, so I grew up very fast, I had a lot of customers but few computers, it was not late to re-organize myself since I got introduced to Zidisha by a friend (Abigael), from there Zidisha took charge of my finances as far as business expense and assets are concerned. Right now I have a full Cybercafe, an equipped Photo Studio, an Mpesa and lastly but list, I have started doing supplies. Glory be to God and much thanks to Zidisha and my lenders.

Loan Proposal

Once I receive the money, first I will go and apply for a cooperative agent machine, this will enable me to operate as a coop agent (coop mtaani business) this will increase the income of the business and as a result I will raise the salary of my employees and by doing that I will uplift their living standards.
The remaining balance I will boost my Mpesa Buiness and buy more stock for the Cybercafe.

Feedback

1

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  • Helen Horseman    Nov 3, 2017

    Thank you for full repayment of your loan Alex, 100% on time.
    Best wishes for your business going forward.

    Log in to reply • Share


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Loan Info

Disbursed amount

$977.27

Date disbursed

Oct 17, 2019

Repayment status

On Time

Projected term

5 months

Cost to entrepreneur

Service fee: 5% of $977.27 = $43.93

Credit risk payment: $263.59

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