Name
Alex
Member since
December 2011
On-time repayments
293 installments • 77%
I am married with three child I live in Nairobi Utawala and went to school at St Peter Mumias where passed my O- level Exams very well but I did not join the University because of lack of resources and I decided to start a business of retail shop in the year 2004 and with this business I have been able to take care of my family and pay for my Children School fees. I use the profit from my business to expand my business and build permanent building for my business so that it is more secure. Zidisha Lenders have been a bless since year 2012 and my business have grown from strength to strength and am able to support a happy family and support my community and the country.
I have Business of retail shop where I sell Green grocery and wholesale , food such as maize meal, rice,cooking fats,detergents.milk, breads and many more. from this business a make average income of Kes 680,000 per month before paying for my expenses. I also own m-pesa business offering mobile phone banking services to the locals and this gives me Ksh 20,000 per month. I face challenge in this business such as high cost of products and fuel. I kindly request Zidisha lenders to partner and finance my business to be able to buy a small van to carry my merchandises from the wholesale market to my shop. The Delivery van will save my business on transport expense and increase my revenue by 20 %. . The Delivery Van will cost about Ksh 600,000 for a good second Van.
My business have expanded since I joined Zidisha platform for borrowing for the last 8 years , My business plan is to buy a Delivery Van to help me in transporting my business inventories from the wholesale market to my shop This will help reduce my transport expenses by 20% and increase my revenue and profit by 20% . It will also save time spend on public transport and delivery my good safely in my shop with very minimal or no damages. The vehicle will also be available for hire thus also giving my community affordably transport services and creating employment for the youth in my community as drivers and handyman. The cost of a good delivery Van is Ksh 600,000 approximate USD 6,000. I kindly appeal for your support.
My Business due to coronavirus outbreak in Kenya, my business of selling food and Mpesa Money Translation have not been affected, People still need vegetables ,fruits , Potatoes, bananas, and oranges to boost there immune system and mitigate coronavirus effects. People using M-pesa to make payment have also stablise my business, However there small reduction of sale due to restricted operational houses of about 5%.
Positive
25
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$4,461.00
Date disbursed
May 12, 2020
Repayment status
Late
Projected term
8 months
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