Loan for bank agency and M-Pesa services
Alex Kephar
Nairobi, Kenya
100% repaid
Entrepreneur
Name
Alex Kephar
Member since
December 2011
On-time repayments
293 installments • 77%
About Me
I am married with three child I live in Nairobi Utawala and went to school at St Peter Mumias where passed my O- level Exams very well but I did not join the University because of lack of resources and I decided to start a business of retail shop in the year 2004 and with this business I have been able to take care of my family and pay for my Children School fees. I use the profit from my business to expand my business and build permanent building for my business so that it is more secure. Zidisha Lenders have been a bless since year 2012 and my business have grown from strength to strength and am able to support a happy family and support my community and the country.
My Business
I have Business of retail shop where I sell Green grocery and wholesale , food such as maize meal, rice,cooking fats,detergents.milk, breads and many more. from this business a make average income of Kes 680,000 per month before paying for my expenses. I also own m-pesa business offering mobile phone banking services to the locals and this gives me Ksh 20,000 per month. I face challenge in this business such as high cost of products and fuel. I kindly request Zidisha lenders to partner and finance my business to be able to buy a small van to carry my merchandises from the wholesale market to my shop. The Delivery van will save my business on transport expense and increase my revenue by 20 %. . The Delivery Van will cost about Ksh 600,000 for a good second Van.
Loan Proposal
I wish to apply for loan to start Mpesa and Bank Agencies, This a very good business venture which is doing well in Kenya, I will be able to assist my shopper access cash and other banking services from my shop through major Banks agencies services and Mpesa services. I will use USD 4500 as cash float to run this business which will be able to give me profit of USD 500 per Month which will be able to pay the loan and also invest in the business and improve my family life quality
Feedback
Positive
25
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$4,461.00
Date disbursed
Feb 6, 2019
Repayment status
On Time
Projected term
15 months
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