Phone accessories (selling online and offline)

Fitri

Kota Surabaya, Indonesia

100% repaid

Entrepreneur

Name

Fitri

Member since

September 2015

On-time repayments

171 installments  •  100%

About Me

My name is Fitri Fauziyah. I have been joined this community since 2015. So many changes in this community, hopefully for the better. I can not find the forum anymore. I was thinking looking for information on the forum first.

My Business

I am working freelance at the moment and have been around far away from my hometown for awhile. Looking for new environment, adventure and new people.

Loan Proposal

With this loan, I would increase my inventory of phone accessories.

I would use this loan money to buy cases for my phone inventory.
I would get approximately six cases.

I also would like to increase my inventory of prepaid "Pulse" cards, as well as add other accessories (such as powerbanks, cable data, etc.), which I would sell offline and online by placing advertising on various platforms, such as Bukalapak, Kaskus, Olx, Tokopedia, and others.

✎✎✎

Show original Bahasa Indonesia  

About Me

My name is Fitri Fauziyah. I have been joined this community since 2015. So many changes in this community, hopefully for the better. I can not find the forum anymore. I was thinking looking for information on the forum first.

My Business

I am working freelance at the moment and have been around far away from my hometown for awhile. Looking for new environment, adventure and new people.

Loan Proposal

I wanna increase my inventory my phone accessory. I will buy phone casing. increase my prepaid voucher (pulsa) add another accessory such as powerbank, cable data etc.
I will sell it online and offline. put advertising in kaskus, olx bukalapak and tokopedia.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$150.00

Date disbursed

Oct 19, 2015

Repayment status

On Time

Projected term

9 months

Lenders

PG

Paul Graham

United States

Ask Fitri a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Joshi    Sep 25, 2023

    Hi Fitri, do you still visit here? How are you doing?

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    • Fitri    Sep 29, 2023

      Hello, Joshi. Wow, it's been 2 years. ;) Well, I'm not really checking this website anymore; only when I'm free. I guess everything here is automatic. No Forum page anymore, idk why. Kind of boring I think. I've been outside of Indonesia where English is their first language, can you guess where is it? Just a clue, near Indonesia ;). I'm happy and well where I'm at now. I hope that you and the others are also happy and well wherever you are. :)

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  • Joshi    Aug 10, 2021

    Hi Fitri, saw your comment on a forum topic and realized that I am looking at this name after a long time! How are you doing? Have had your vaccine? Take care.

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    • Fitri    Sep 4, 2021

      Hi, Joshi.
      Yeah, it has been over a year if we check from the timeline comment here. I got an email to review some of new member before, I thought there will be loans for Indonesian, well, Julia said not yet. That when I saw the question at the forum.
      Yup, got vaccinated last month, just a bit sore arm. I'm fine and I hope you and the others lenders also fine wherever you are.

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  • Joshi    May 1, 2020

    Hello there, how are you? Hope Covid hasn't disrupted your life too much. Take care.

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    • Fitri    Jul 24, 2020

      Hi Joshi,
      It's been a while. I'm fine here and so is my family. Hoping that Covid-19 will pass soon and we will be able to do everything normally as before. I hope you and the other lenders are also good and healthy there. Take care, too. :)

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      • Anna    Jul 24, 2021

        Ms. fitri. Sorry to bother you. Can I have your wa number or cellphone number? I want to call mb.. I want to pay the remaining debt at Zidisha but until now I don"t understand. Thank you

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        • Fitri    Jul 29, 2021

          Hi. Sorry I just replied your message. Wa me at 085646209220.

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      • Anna    Jul 24, 2021

        Ms. fitri. Sorry to bother you. Can I have your wa number or cellphone number? I want to call mb.. I want to pay the remaining debt at Zidisha but until now I don"t understand. Thank you

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  • Joshi    Jan 13, 2020

    Hi Fitri,
    came across an old posting about various versions of 'Joost'! Looong time since I heard from you, Joost and Mimin so thought I would check how you are doing. Its not too late to wish a 'happy new year' ! Hope you are doing well.

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    • Fitri    Jan 15, 2020

      Hello, Joshi!

      So good to see you here and happy new year too!
      Yeah, it's been awhile hearing news from those two. I wish I could talk to Mimin, too.
      How's everything on your side? The global weather is unpredictable lately. Thankfully my family and I are fine and safe over here. Hopefully you & your Family, Joost, Mimin and all other Zidisha lenders are fine and safe wherever they are. :)

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  • Rony Cahyadi    Jul 20, 2019

    I ask, how long is the refund credit risk process through paypal?

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  • Wilyasman    Jul 6, 2019

    MBA Fitri, can you help me get a loan? I got entangled in usury loans online for approximately 24 initial applications, I was still able to pay and borrow again, but now I really can"t, if indeed I am trusted to be given a loan, I will pay 1 million every month from my salary. thank you and apologize profusely.

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    • Fitri    May 19, 2019

      Thanks, Laurie!
      Does it means, I have to smile beside a lamp to make my smile so bright? Lol...
      And yes, I have a special day.

      Thank you. :-)

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  • Katie    May 18, 2019

    Happy birthday, Fitri!
    I hope you have wonderful day on that day, may all your wishes and dreams come true.

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    • Fitri    May 19, 2019

      Thanks for the kind words Katie.
      It was a good day. :-)
      Thank you so much.

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  • Fitri    Mar 13, 2019

    Dear all of my lenders,

    Thank you so much, I finally fully repaid this loan. Thanks a lot for the long journey that you gave to me. I have another eyes check up coming up and I can see that I will have a new prescription for my glasses. Thank you so much for 418 lenders who contribute to my last loan. I used some of the funds for my eyes check-up plus buying new violet frame eye glasses+ the lens which the frame broken on last August, fixing my motor cycles which needed new accu at that time, fixing the laptop, partially helping my little sister university education until now and for my business.

    Last year, I was more focus on my job because we had a lot of competition and judge course since September 2017 until October 2018. There were a gap between each competition or judge course but the preparation really takes a lot of energy, minds and drama but surely fun things to do at the end. I would gladly having it again and again. Especially on the last September when I learned to prepare all the scoring scheme.

    As I have mention few a month ago, Loan for Indonesian currently on-hold because of OJK request. And let me tell you, a lot of online loan are happening in Indonesia since 2017. Some people call them online loan shark, and they are. The debt collector on a lot of illegal online loan are ruthless and quite rude on pressuring the borrower whose late to pay their loan. Few online loan that on the process of registering to OJK are polite in reminding their borrowers.

    Anyway, if you have an Indonesian borrower on your list and they are late just recently around November 2018 also before it, that because they are facing difficulty paying with PayPal. I know you can ask the MLF refund, but if you still want to help them, could you please, show them this link for them to be able to pay their loan?
    1. www.zidisha.org/forum-threa...
    2. www.zidisha.org/forum-threa...

    The link above are some of tips/ instruction to pay their installment and an alternative debit bank they can use to be linked to PayPal without for them have to going to the bank, it will be more helpful to others who live on rural area or far away from the big city. Each country have different set of rules regarding PayPal payment. One of people from U.S. told me that they didn't have to be registered to PayPal to pay something, but here in Indonesia, the people need to be registered first to be able make payment with PayPal. And I just find out that PayPal payment is not acceptable in Ukraine; I got that information when I was trying to buy some stuff for my office.
    If Indonesian doesn't have a credit card or debit bank to be linked to PayPal, they actually will think to buy PayPal balance from some people or marketplace that sell PayPal balance and it's always with higher rate than paying with debit card.

    It's not impossible for them to repay their loan, it just takes long process and more time to be understood then the usual method.

    I hope Zidisha will able to lend to borrowers in Indonesia again soon, hopefully with little credit risk if it still exist. I would say that Zidisha much much much better help than those online loan in Indonesia if the borrower use it wisely. And I can tell you that I learn a lot from Zidisha.

    Thank you so much for your help.
    Hope you all fine and may Allah bless all of us, keep us save and happy wherever we are.

    Warm regards,
    Fitri Fauziyah

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  • Fitri    Dec 29, 2018

    Dear Lenders,
    Happy holidays for you all.
    I hope you all have a good time with your family as I do.
    Hopefully next year we all will have a good year to grow, adventurous, save and happy wherever we are.
    Thanks for all your support through this year.
    See you around next year, 2019.
    May Allah keep us save and bless we all. Aamiin.

    Fitri

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  • Mary    Nov 16, 2018

    Halo Fauziyah, semoga semua baik-baik saja dengan Anda. Saya adalah seorang peminjam dari Kenya, saya mengajukan permohonan untuk pinjaman Kedelapan dari USD 1240 tetapi saya menerima 700 kemarin. Di dasbor menunjukkan bahwa pencairan saya masih tertunda. Bisakah Anda membantu saya? Terima kasih sebelumnya.

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  • Stevens    Nov 13, 2018

    Mrs. Fitri, what if I don"t have a paypal account? I only have a BCA. thank you

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    • Fitri    Nov 13, 2018

      I already directed it via WhatsApp. As per the information in the forum, the refund is currently limited to Paypal only. You must make a paypal account. And having to contact PayPal first, it"s safe not to receive a refund from Zidisha. Paypal accounts that have not been verified can withdraw the balance they have on paypal, it will certainly be subject to Limitation later. Link with your BCA bank, later the paypal team will ask you to upload your identity. Good luck. www.zidisha.org/forum-threa...

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  • Stevens    Nov 12, 2018

    Fitri can help me? I have filled out the support tickets form to refund MLF. Already there is one more week but the refund money has not been entered in my account either, in the payment history column there has been written a refund risk credit, how is this? I sent the support ticket to ask again but it"s complicated there is no settlement

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  • Fitri    Nov 4, 2018

    I'm sorry, I need to re-adjust my payment for 4 weeks because I have seminar out of town that quite put a dent on my saving.
    and I'm sorry for some of my unregular payments, few of them are my test with PayPal.
    Thanks for your understanding.

    Fitri

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  • Fitri    Nov 1, 2018

    Dear lenders,

    There is new change in payment system for Indonesian borrower. as for now, we can only pay the installment with PayPal. I got limitation with my PayPal, so, I need time to fix it first. I'll be back on the track again next week.

    Please be patient with Indonesian borrower for awhile again. Rarely people have a credit card here and there are some debit card that able to be linked to PayPal. But little understand how to do it. and PayPal is not popular here.

    You can find the information in page Three of this thread here in the forum;
    www.zidisha.org/forum-threa...

    Thank you for the considerations.

    Fitri

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  • Fitri    Oct 27, 2018

    Dear Lenders
    It's nine year ago Zidisha start it operation.
    (forum.zidisha.org/threads/z...)

    Allow me to say Thank you to Julia, the volunteers and all of you who contribute to me for the opportunity you gave me. All of your support help me to be a better person to reach my dream. Sky is not the limit, the ground is.

    Hope you all fine, happy and save wherever you are.

    Fitri.

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    • J    Oct 28, 2018

      Thank you for the these kind words.

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      • Fitri    Oct 28, 2018

        Hello Joost,
        Thanks also for your hard work and help.

        Wish you have a good day. :-)

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    • Elly    Nov 16, 2018

      Thank you so much for your kind note, Fitri. I'm so pleased you've been able to make such a success of your business. :-)
      Wishing you all the best in your ventures.
      Kind regards,
      elly

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      • Fitri    Nov 16, 2018

        Hello Mrs. Elly,

        Thanks for your wish and your support to me. I wish you have good weekend and good season there. :)

        Terima kasih.
        Fitri

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  • Fitri    Oct 1, 2018

    Dear Lenders,

    All the competition running well, I got so much of lesson and a lot of things that need to be improved for the next competition. Head on with the glasses doors were the misshap I got a lot.

    I hope you all are fine wherever you are.

    Palu, part of Sulawesi island hit by earthquake and tsunami few days ago. Our Paragliding athletes among the missing person on the hotel that washed away by tsunami. Today, few of East Java paragliding member fly to Palu hoping to find them.
    If it not that my brother in-law and my brother have to stay at Magetan attending National Aeromodelling as the official and scoring team with me, both of them at Palu at that time.
    I would like to ask your pray for people at Palu. That this storm will pass soon, all evacuation will running smoothly and may Allah keep us save. Aamiin.

    Thank you.

    Fitri

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  • Fitri    Sep 4, 2018

    Dear lenders,
    If any of you have borrowers from Indonesia who taking loan before 2017, please try to ask them to log in their account and see their instruction page, because the payment system for borrower in Indonesia has changed for about 4 times now. The changing method to Dompetku indosat (mobile payment system) were troublesome for anyone who live especially outside Java Island. The signal mostly troubled. Thank goodness Zidisha has changed the payment system to Bank Virtual account now.
    Little notice about this, as I'm checking Indonesian borrower who taken a loan before 2017, more didn't know yet about this change. I hope more will know about this so they will able to repay their loan easily than before.
    Thank you.

    Fitri

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  • Fitri    Sep 4, 2018

    I would like to come back to my original installment, I got a good deal on my temporary eye glasess for now.
    I hope this will make the others get benefit more.
    I'll be having competition this weekend and on 21-30 September.
    I'll share you some picture later.

    I wish you all have good day.
    fitri

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  • Fitri    Aug 28, 2018

    Dear Lenders,
    Please allow me to reduce my installment for 4 weeks.
    I need to do another vision check up and buy another eye glases.
    My eye glasess frame broken since last month, and I have intention to buy new one on October after all competition done, but unfortunately one of the lens missing, I just find out about it this morning. It's look like it fell of when I went home after bought some groceries last night with my nieces.
    Me and my sister are pitching up supporting my little sister education. My little sister start her new semester this month, she need to buy new book and other things for her practikum.
    I'll inform here when I get the new glasess.
    Thank you so much for your understanding.

    Warm regards,
    Fitri

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