Mpesa mobile phone payment service
Halima Mogaka
Kayole, Kenya
18% repaid
Entrepreneur
Name
Halima Mogaka
Member since
May 2016
On-time repayments
229 installments • 84%
About Me
My name is Halima. I was raised in rural Kenya where I schooled. I did my primary education in Nyanturago Primary and Secondary. I later moved to Kereri High School. I passed averagely and went to college where I undertook a diploma in information technology. I then searched for a job, but all I could get were poor-paying jobs. I opted to sell secondhand clothes in Nairobi which I did for some two years, and later opened a cyber. which did well but when I got married I quit the business. I have one child, Jayden, and I have always worked hard to give my child the best education.
My Business
The business I currently run is M-PESA services, and a shop where I sell electronics. I basically sell simple electronics that people use on a daily basis, such as: tvs, bulbs, batteries, tungsten tubes and many other things. These things are fast-moving goods because where I live the population is high, and the area is far from town so most people prefer coming to my shop. I chose this kind of business because it is not run by many people, and I sell things that people require on daily basis.
M-PESA services are convenient because people don't prefer travelling long distances to go to banks to wait in queues to send and withdraw their money.
The typical cost of this business is the cost of replenishing stock.
Loan Proposal
I need the loan to add to my MPesa shop(float and cash money) as well as add stock of the phones that I am selling.
Ksh 50,000
Buy phones for sale ks 40000
Renewal of work permits ksh 10000
Repainting of my shop Ksh 3000
Thanks for the support
About Me
My name is Halima, raised in rural Kenya where i schooled. I did my primary education in Nyanturago primay ad secondary, i later moved to Kereri high school. I passed averagely and went to college where i undertook a diploma in information technology. I searched for a job , but all i could get were poor paying jobs. I opted to sell second hand clothes in nairobi which i did for some two years, and later opened a cyber. which did well. but when i got married i quit the business. I have one boy, jayden. and i have always worked hard to give her the best education.
My Business
The business i currently run is MPESA services, and a shop where i sell electronics. i basically sell simple electronics that people use on a daily basis, such as tvs, bulbs, batteries, tangesten tubes and many other things. This things are fast moving goods because where i live the population is high, and the area is far from town so most peiople prefer coming to my shop. I chose this kind of busines because it is not ran by many people , and sell things that people require on daily basis.
M pesa servises is convinient because, people dont prefer travelling long distances to go to banks to queue to send and withdraw moeney.
typical cost of this business is the cost of replenishing stock
Loan Proposal
I need the loan to add to my MPesa shop(float and cash money) as well as add stock of the phones that I am selling.
Ksh 50,000
Buy phones for sale ks 40000
Renewal of work permits ksh 10000
Repainting of my shop Ksh 3000
Thanks for the support
Feedback
Positive
None
Neutral
None
Negative
1
Loan Info
Project Type
Classic Loan
Disbursed amount
$961.23
Date disbursed
Nov 12, 2019
Repayment status
Late
Projected term
21 months
Cost to entrepreneur
Service fee: $37.32
Credit risk payment:
$186.59
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Ask Halima a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.
MarktheMormon May 10, 2020
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