Mpesa mobile phone payment service

Halima Mogaka

Kayole, Kenya

18% repaid

Entrepreneur

Name

Halima Mogaka

Location

Kayole, Kenya

On-time repayments

226 weekly installments  •  84%

About Me

My name is Halima. I was raised in rural Kenya where I schooled. I did my primary education in Nyanturago Primary and Secondary. I later moved to Kereri High School. I passed averagely and went to college where I undertook a diploma in information technology. I then searched for a job, but all I could get were poor-paying jobs. I opted to sell secondhand clothes in Nairobi which I did for some two years, and later opened a cyber. which did well but when I got married I quit the business. I have one child, Jayden, and I have always worked hard to give my child the best education.

My Business

The business I currently run is M-PESA services, and a shop where I sell electronics. I basically sell simple electronics that people use on a daily basis, such as: tvs, bulbs, batteries, tungsten tubes and many other things. These things are fast-moving goods because where I live the population is high, and the area is far from town so most people prefer coming to my shop. I chose this kind of business because it is not run by many people, and I sell things that people require on daily basis.
M-PESA services are convenient because people don't prefer travelling long distances to go to banks to wait in queues to send and withdraw their money.
The typical cost of this business is the cost of replenishing stock.

Loan Proposal

I need the loan to add to my MPesa shop(float and cash money) as well as add stock of the phones that I am selling.

Ksh 50,000
Buy phones for sale ks 40000
Renewal of work permits ksh 10000
Repainting of my shop Ksh 3000

Thanks for the support

Show original English  

About Me

My name is Halima, raised in rural Kenya where i schooled. I did my primary education in Nyanturago primay ad secondary, i later moved to Kereri high school. I passed averagely and went to college where i undertook a diploma in information technology. I searched for a job , but all i could get were poor paying jobs. I opted to sell second hand clothes in nairobi which i did for some two years, and later opened a cyber. which did well. but when i got married i quit the business. I have one boy, jayden. and i have always worked hard to give her the best education.

My Business

The business i currently run is MPESA services, and a shop where i sell electronics. i basically sell simple electronics that people use on a daily basis, such as tvs, bulbs, batteries, tangesten tubes and many other things. This things are fast moving goods because where i live the population is high, and the area is far from town so most peiople prefer coming to my shop. I chose this kind of busines because it is not ran by many people , and sell things that people require on daily basis.
M pesa servises is convinient because, people dont prefer travelling long distances to go to banks to queue to send and withdraw moeney.
typical cost of this business is the cost of replenishing stock

Loan Proposal

I need the loan to add to my MPesa shop(float and cash money) as well as add stock of the phones that I am selling.

Ksh 50,000
Buy phones for sale ks 40000
Renewal of work permits ksh 10000
Repainting of my shop Ksh 3000

Thanks for the support

Feedback

None

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1

  • MarktheMormon    May 10, 2020

    Not paying weekly. Way behind. Has only paid 2 % and loan time is almost half over

    Log in to reply • Share


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Loan Info

Project Type

Classic Loan

Disbursed amount

$961.23

Date disbursed

Nov 12, 2019

Repayment status

Late

Projected term

21 months

Cost to entrepreneur

Service fee: $43.21

Credit risk payment: $216.06

Lenders

Daniel

Brussels, Belgium

N

nani

austin, United States

A

Anninymouse

Southampton, United Kingdom

Dianne

Maryville, United States

G

GalantnostS

Hong Kong, Hong Kong

J

Jason

New Jersey, United States

F

Fabrizio

Grottaferrata, Italy

R

Raabo

Rungsted, Denmark

investor

Candiac, Canada

C

chkuo

Taipei, Taiwan

AdamP

Sunnyvale, United States

cyrus0302

San Francisco, United States

D

DrFeelGOOD

San Jose, United States

AltruisticSelfishnes

Chicago, United States

O

okane

Espoo, Finland

D

drjofleming

UK, United Kingdom

Johnny

shanghai, China

lietu

Tallinn, Estonia

B

Bpryse

Long beach, United States

DeanDropshot

Oslo, Norway

EHTHighSchool

Egg Harbor Township, United States

ninamaqami

Ankara, Turkey

evinpa

United States

MarktheMormon

Sandy, Utah, United States

P

Puffnstuff

Auckland, New Zealand

I

Interfree

Dubai, United Arab Emirates

C

czeisler

Hochheim, Germany

L

ldron7

Utah, United States

R

rcmssr

Woodbury, United States

G

greenthomas

Tübingen, Germany

A

anonymus

Moon, United States

Pere

Barcelona, Spain

AF

a f

washington, United States

Tamanders

North Carolina, United States

dsmart978

Bondurant, United States

T

ToddK

Indianapolis, IN, USA, United States

R

Richard

West Sunbury, United States

A

ashtanga99

Newport, United States

C

cjmenchaca

Austin, United States

F

freewheelin

Perth, Australia

BJ

Brandon Joz

North Carolina, United States

Aggul

London, United Kingdom

W

woodleycw

Ottawa Ontario, Canada

T

Timotte

WOLLONGONG, Australia

C

CrazyCanuck

Nepean, Canada

JimVandegriff

Trinidad, California, United States

C

chasingtheskies

Palmdale, United States

beverly

Vancouver, Canada

G D Export

Kolkata, India

phytoplankton

United States

J

jjonas

berlin, Germany

T

tmsaddress

Orlando, Florida, United States

B

Bavarian

Bavaria, Germany

C

chrisherron

Chicago, United States

F

fisaire

Ithaca, United States

T

tonilends

catalonia is not:, Spain

BenRump

Washington DC, United States

dajawein

Gladstone, Australia

indeh

London, United Kingdom

C

Czosnek

Toronto, Canada

DEWANDELAAR

westouter, Belgium

M

mattandrike

Arlington, United States

T

Talex

Nürnberg, Germany

D

duckdork

De Forest, United States

T

tomdeneire

Eke, Belgium

Erica

Caledon, Canada

kickerofelves

Sao Paulo, Brazil

G

glomardor

Leonardtown, United States

Cloudways

Malta, Malta

IA

Ismini and Jerry

Stamford, USA, United States

J

jzidi

Los Angeles, United States

W

wogman

Evanston, United States

Jouni

Finland

S

SvenWaage

Stavanger, Norway

J

JoeSolar

Virginia, United States

K

keane2097

Ranelagh, Ireland

J

JonMichael

Winnipeg, Canada

peanut

Halifax, Canada

ads68

Melbourne, Australia

J

janharg

Garland, Tx, United States

Christopher

Copenhagen, Denmark

U

UmSaeed

Southfield, United States

Alina

Amsterdam, Netherlands

Cadwah

Barcelona, Spain

M

Mooper

Los Angeles, United States

Andreas Kiss

Vienna, Austria, Austria

P

pignolet

zurich, Switzerland

B

Bluejay

Magrath, Canada

Y

Yevrahs

Dallas, Texas, United States

P

Peksa

Espoo, Finland

J

jerryq

Redding, United States

M

mkellerman

Shanghai, China

V

Valis

Singapore, Singapore

L

leeirel

Edmonton, Canada

SmeeAgain

Dublin, Ireland

D

dweiner

Madison, United States

Maxey

Amstelveen, Netherlands

A

Andy

Berlin, United States

chadgibbs

Loveliest Village, United States

G

glh25

Winooski, United States

fairspirit

Utrecht, Netherlands

Z

zhihanchew1234

Tampin, Malaysia

Muslim

Riyadh, Saudi Arabia

ericacamille

Brooklyn, United States

S

solarkismet

Logan, United States

joaoferraz

RINCHOA, Portugal

L

Ldeschae

Gent, Belgium

H

HomesteadSchool

Glen Spey, United States

N

Neveda

Flagstaff, United States

Patrick

Berlin, Germany

JTShorty

Gorham, Maine, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

G

Goldrivermob

Gold River, Canada

neocodesoftware

vancouver, Canada

M

miriamg

Toronto, Canada

K

Krishroff

Dubai, United Arab Emirates

O

olliepalmer

London, United Kingdom

C

Colmena

Chicago, United States

B

b_plok

Granada, Spain

paulclinton

malaga, Spain

N

nk786

Dubai, United Arab Emirates

Zal0m0n

Atlantis!!!! x), Mauritania

A

AndrewC

London, United Kingdom

G

gradient

KFAR SABA, Israel

Atheist4good

United States

M

mmisoo

Nova Dubnica, Slovakia

Generaal

Antwerp, Belgium

S

SammyGeorge

Belfast, United Kingdom

S

Sreval

Manly, Australia

A

anagnan

BRUXELLES, Belgium

mojobob

Hayward, United States

P

Pavane

Kungsbacka, Sweden

S

Spelbreker

Zwijnaarde, Belgium

O

Ohio

Ohio, United States

Lambie

Perth, Australia

soniad

Dubai, United Arab Emirates

dmirpuri

Bangkok, Thailand

D

DelapierceD

New York, United States

ibc123

Seattle, United States

C

cranejoad

cazenovia, United States

xtrahardware

Cazenovia, United States

E

E

Marin county, United States

G

Gdrvasc

Frederick, United States

H

happytrailsjpd

South Bend, United States

H

Haavard

Bergen, Norway

fransk

Culemborg, Netherlands

B

bwitt

Berkeley, United States

D

dolfan19

Boiling Springs, United States

Evan Lamos

Brussels, Belgium

A

akshu71

Ottawa, Canada

G

GanSatya

United States

D

Deback

Denver, United States

D

dj9812

United States

sderickson

Berkeley, CA, United States

T

thebonseung

Republic of Korea

pvilliger

Zurich, Switzerland

OP

Old People

Corona Del Mar, United States

M

Malibu

Westwood, United States

H

HoseB

San Francisco, United States

D

drorm

United States

P

Peaches

United States

C

chrishol

United States

L

lenders

United States

M

mguenter

Switzerland

T

tommychheng

san francisco, United States

M

Mal57

Australia

Z

zdenek

Czech Republic

J

jenda

Czech Republic

L

leumasmc

United States

Pankratio

EastVan, Canada

W

woozys

Glasgow, United Kingdom

bb4dogs

United States

joshuacollinson

Vienna, Austria

S

sarah4d2

Saint Louis, United States

P

PDNS1401

United States

C

charleen

United States

A

ajayhk

San Jose, United States

smastermind

Jerusalem, Israel

mepster

San Francisco, Ca, United States

chriseyre

Fremont, Ca, United States

A

angelapeat01

United States

R

RonEddy

United States

TyWee

Manila, Philippines

A

AnnaLou

Switzerland

belvi

Hoogeveen, Netherlands

M

michaeliannozzi

Toronto, Canada

J

JonAlec

United States

Grant Xavier Storer

Seattle, Wa, United States

I

idris

United States

J

jdelaporte

United States

Bryan

Houston, United States

K

KiraDee

United States

S

satheajay

United States

C

ColoradoSkier

Denver, United States

S

StefanB

Stockholm, Sweden

E

Estebanito

United States

Andrew267

Birmingham, United Kingdom

T

Tony1

Australia

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

RJ

Ryan J Cotton

United States

KM

Kirsty M

United Kingdom

S

Sven

Netherlands

E

Erich

Zurich, Switzerland

Jeroen Decock

Gent, Belgium

Dave Bogard

New York, United States

Family Mueller

Petershagen, Germany

MZ

Matt Zirwas

United States

Cassian Opara

London / Dubai, United Arab Emirates

JL

Jindou Lee

United States

SMOICE

Berlin, Germany

Cathy

Melbourne, Australia

DN

Don Nichols

United States

Jake Badger

Roskilde, Denmark

BS

Bart Sturm

Amsterdam, Brazil

Laurie

United States

Tom Eggert

Madison, United States

Ren

Minneapolis/StPaul, United States

Stefan Koshold

Mülheim, Germany

Joost

Noord Brabant, Netherlands

World Centric

Sonoma County, California, United States

JR

Jose Ramirez

World, Spain

Rosella

Australia

Sayuri

United Kingdom

KC

KinHo Chan

United States

RT

Ravi Taxali

Markham, Canada

Frank

Germany

Roel Vogels

Netherlands

MW

Mark Weir

United Kingdom

Ask Halima a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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