Loan to expand my business

Joyce Wambui

Embakasi Estate, Kenya

10% repaid

Entrepreneur

Name

Joyce Wambui

Member since

July 2012

On-time repayments

318 installments  •  60%

About Me

I am a single mother aged 39 years old. I ahve two children who depend on me since they do not have stable jobs. I got my first child at an early age when I was still at primary school. I therefore stayed at home for one and a half years and went back to school thereafter.I continued with my education and managed to join high school. Unfortunately I dropped out of school at form two after an abrupt death of my grand father who was our sole breadwinner. I therefore opted to help my grandmother with home chores as I could not go back to schools as there was no one to pay school fees for me. It reached a point when I could not depend on them any further and I therefore decided to leave the village for greener pastures. I got employed as a house-help for a three(3) years and I managed to save some money and started a green grocer. I was in this business for one year and decided to change to another business. I started a small Beauty shop which am doing upto date. I would like to expland my busines

My Business

I operate a beauty and cosmetics shop. I deal in both men and ladies products like handbags, belts, earrings, necklaces, shoes, scarfs, socks, trousers e.t.c. There is demand for this product because I sell the products which are on fashion and at a reasonable and affordable prices. I also sell to other traders at wholesale prices and they go to sell to other customers. My customers like my shop because they say the prices are good. they also say that they like my services that is the way i service them. I also give my goods on credit and they do not fail me. my business is situated at a bus stop and therefore I am able to attract many customers. i also send my son to vendor the goods in the nearby estates. He does door to door services and sometimes goes to sell them in the city center and in the offices. some customers who are not able to travel send me to Kampala to bring them their goods and charge them a fee for the services. My monthly expenditure include house rent, transport,school fe

Loan Proposal

Hey lenders am here again so that we continue .once i will get that loan i will first of all renovate my shop as usual so that it will become more smarter i will use about 20000 to renovate 50000 for a tent so that my room will be abit bigger also i will use about 40000 for a small party to congratulate my customers for being with me i will also use about 100000 for adding stock and the rest i will settle with rent and my family .Thank you and God bless you all as you continue consider me

Feedback

23

None

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  • camilberlin    May 2, 2017

    Again paid back fully and on time, and kept us updated about how she is doing. Would lend again any time (in fact I just did).

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Loan Info

Project Type

Classic Loan

Disbursed amount

$5,009.99

Date disbursed

May 31, 2017

Repayment status

Late

Projected term

33 months

Cost to entrepreneur

Service fee: $210.49

Lenders

Kitty

Hailsham, United Kingdom

davelowe100

Perryville, United States

DeanDropshot

Oslo, Norway

Tavin

Ottawa, Canada

J

jjonas

berlin, Germany

Cloudways

Malta, Malta

G

Goodwill

Oakland, United States

ads68

Melbourne, Australia

JillV

Corning, United States

A

Andy

Berlin, United States

camilberlin

Berlin, Germany

Bobrm2k3

Charleston, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

W

WinWinNL

The Hague, Netherlands

R

run426

DeBary, United States

O

ormung13

Christchurch, New Zealand

sderickson

Berkeley, CA, United States

NA

NO ACCOUNT

Bluba, Germany

mepster

San Francisco, Ca, United States

Gipsy

Munich, Germany

B

bscent

Hong Kong

PolarBearCapital

United States

G

GEMMGMT

United States

SuperMario28

Cudahy, United States

S

Stephan

Netherlands

K

Kristiina

All Countries

H

Hakon

Drammen, Norway

CN

Cyprien Noel

United States

KD

Kent Don

United States

EB

Erica Brescia

United States

JD

Jeff DePree

United States

ME

Manaal Eisa

Washington DC, United States

BB

Ben Bellows

United States

Carla

Amsterdam, Netherlands

Bryan B

Calgary, Canada

PG

Paul Graham

United States

J

Jason

United States

MS

Mark S Yourek

United States

KJ

Kevin Jones

United States

Paul Smithson

Leeds, United Kingdom

A

Adam

United Kingdom

CR

Christine Randall

Brisbane, Australia

Shawn Stice

Kansas City, Missouri, Central Region, United States

Christopher Hey

Sudbury, Canada

KE

Karen Epolito

Syracuse, NY, United States

V

Vidar

Oslo, Norway

GC

Greger Cronquist

Göteborg, Sweden

BW

Betty Waweru

United States

Myria

New Mexico, United States

Sinan Taifour

Munich, Germany, Germany

SM

Sachet Marion

United States

DF

D F

United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Benjamin Kniaz

Boston, United States

MO

Mark Owens

United States

WS

Warren Shen

United States

Humble Bundle Community

San Francisco, United States

JA

Joshua Axtell

United States

D

Dalton

San Francisco, United States

R

RMIM

United States

DW

Dan Winetsky

United States

D

dfg

United States

WC

Walter Clarke

Phoenix, United States

L

Liam

New Zealand

Paul Buchheit

Mountain View, United States

Tyler Metcalf

Utah, United States

A

Anonymous

United States

CN

Craig Newmark

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

BA

Burf and Patsy

St. John's, Canada

C

Corran

United Kingdom

Darren Jeppson

Denver, Colorado, United States

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