Name
Raisa
Member since
April 2015
On-time repayments
195 installments • 61%
I'm Raisa Ochieng' a first born in a family of three. I was born in 1988 24th December. I cleared primary school in the year 2001. Joined high school in the year 2002 and cleared in 2005. My dad, a retired pharmacist retired when I had hardly cleared primary education. My mom a tailor, struggled to take me through high school. Due to always being sent home for school fees, I missed lots of lessons and therefore didn't perform as I had expected in high school. I got a mean grade of C minus. After that I volunteered at my previous primary school as a volunteer teacher. It is then that my colleagues raised cash and saw me through college. I joined Nairobi Aviation college to study Mass communication. I cleared my diploma course in 2010. Due to scarcity of jobs, I decided to venture into business. I would buy air fresheners and sell in carwashes. I got married to my husband in 2011, in 2012 we were blessed with a baby boy, it is then that my husband gave me capital to set up my retail shop. I believe since there are scarcity of jobs I could create job opportunities for the youths
Its mainly a retail shop. The shop is just within the court that I stay in.I set up this shop since there's none around and people would walk long distance for essential commodities.I sell majorly foodstuffs like bread, milk,buns, eggs, rice, flour, toiletries, stationery. With the help of Zidisha, I have managed to incorporate cereals in the shop. I'm looking forward to make it a wholesale shop with the help of Zidisha.I have also recently in cooperated ice lollies in the shop which boost me so much. I have a boy whom I have employed at the shop to held him with his basic needs
I intend to use 24 dollars to buy bigger packets of detergents, wheat flour and painkillers to target the middle class client who go all the way to the supermarket for such commodities.I intend to use the remaining 26 dollars to stock refreshments and snacks to target kids who are currently on holidays. I have high hopes that with this my profit margin will increase by 2 dollars per day. Positive feedback towards this loan proposal will be highly appreciated.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$45.00
Date disbursed
Aug 9, 2015
Repayment status
On Time
Projected term
2 months
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Amount repaid
$47.03
Amount remaining
$0.00
Date repaid
Oct 25, 2015
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Aug 16, 2015 | $3.00 | Aug 25, 2015 | $3.00 |
Aug 23, 2015 | $0.00 | ||
Aug 30, 2015 | $3.00 | Sep 2, 2015 | $3.00 |
Sep 6, 2015 | $5.00 | Sep 8, 2015 | $5.00 |
Sep 13, 2015 | $5.00 | Sep 24, 2015 | $5.00 |
Sep 20, 2015 | $5.00 | Sep 24, 2015 | $5.00 |
Sep 27, 2015 | $5.00 | Oct 13, 2015 | $5.00 |
Oct 4, 2015 | $5.00 | Oct 13, 2015 | $5.00 |
Oct 11, 2015 | $5.00 | Oct 13, 2015 | $5.00 |
Oct 18, 2015 | $5.00 | Oct 25, 2015 | $5.00 |
Oct 25, 2015 | $6.03 | Oct 25, 2015 | $6.03 |
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