New front shocks for my motorbike taxi

Duke Nyangau

Nakuru, Kenya

100% repaid

Entrepreneur

Name

Duke Nyangau

Member since

April 2013

On-time repayments

208 installments  •  76%

About Me

My name is Duke Ombagi Nyangau. I am a Kenyan by birth. Currently i live in Nakuru County, WEAVERS area near my local chiefs camps plot block 4/25 door no5. this is where i have rented a house which i stay with my wife Beth Wanjiru and my child. I attended my primary school at Kibowen Komen and successively i finished the approved course for class eight. I Passed very well and i joined well renowned high school known as Flamingo high school. At my high school i also did well and i wanted to join a college and do a course in the field of business known as business administration but unfortunately my mother was not able to pay my school fees. At this point there was nothing i could do to get money for my fees. I promised my self that i will face life the way it is until i better my life financially to continue with my education. AS i was thinking on what i could do to keep life moving.Some business ideas flocked my mind; very nice ideas but however nice they were, I realized they all had a common similarity. That is the capital. this is the factor that caused me to do what i know do happily' transporting people using motor cycle from home to job and job to home, and of-course taking people around my town. I started transporting people using a bicycle for six months i managed to gather enough money for paying my motorcycle driving course which i passed obtained my driving linces. Immediately i was employed as a motorcycle taxi driver. I worked for my boss for one year and eight months and by the grace of God i managed to save enough to buy one of my own motorcycle. Throughout my live i have learned to work hard and involve the almighty God in all my life goals. When i look back on where i have come from i find a good reason to thank God and pray to achieve all my dreams. Just like any other person, i have had the likes and dislikes too, for instance when i was about twelve years i used to enjoy watching movies playing brick games fighting my neighbors kids to exercise new styles learned from watching movies and many other childish games. But as i grew older i adopted new likes and dislikes to. Ever since i discovered my self i no-longer enjoy doing things i used to do when i was twelve except one, watching movies. I now enjoy listening to new gospel music and accompanying my pastor at my free time to do Evangelical work. This year, i have started saving towards buying another motorcycle to hire out to drivers who needs it. Hiring out motorcycle tax is now a booming business in my locality. Also note am happy to have joined zidisha family since i have recieved several loans that have truly saved my business from fear of temporally shutting down,eg, imagine a situation where, you have no good tires, customers not arriving due to punctures, no valid insurance, every time you are in police custody due to this, one can easily close down temporary or permanently. ONE big reason as to why i borrow small loan from you is that, for people of small income like me, we are not able to save for emergencies since every day am solving either family problems or job problems. This feature is common since the space we have before landing to financial emergency is small, hence saving sometimes is difficult. However i am trying to save through locked account to enable me buy another motorbike so that i can hire out to qualified drivers in order to increase my income. After achieving this goal i may wish to apply loan for my education, classes are available to business people like me late in the evening.Here i write to say thank you for always funding my profile, Over ten loans from zidisha and you have always funded me on the first application sometimes thirty minutes after submitting my application, May almighty God bless you.

My Business

When one arrives at Nakuru county town center, Just about two kilomita drive to the west. MY business is located at Manyatta hotel. Manyatta hotel is next to another big hotel known as PIVOT hotel. Opposite Pivot hotel is a small petrol station known as KOBIL petrol station. ON your entrance to the petro station is where i park my motorbike to wait for customers with my fellow workers who do the same business. the picture i have provided is taken right where i work. i normally provide transportation services.that is hiring services,taking people to their residential houses when its late,there is high demand of the service i offer at my locality simply because all vehicles they normally transport up to certain limit that is at bus terminal but i curry/take my customer up to their door gates.and also they call me to pick them and transport them to their work.through this many client they market my business and sent more new customer to me. Lately i have entered into contracts of taking pupils to schools and getting payments on weekly and monthly basis. Thank you for choosing to be of help to me and my motorcycle tax business; God bless you.

Loan Proposal

Dear zidisha staff team, i salute you for being kind to me and my motorbike tax business. Every time i post a loan is funded very fast. I hereby find it necessary to thank you
for the following three other reasons (1
you helped the funding of my motor cycle insuarance. it was very succefull. (2 you responded when i wrote to you that i was not able to log into my account you gave me the information i needed most. [3 Thank you for being available to me every time my business requires your help. Once again i write to inform you that i have learnt what it means to repay the loan i recieve from you in time . it is my prayer that my loan limit will go upwardsto so that when recieve a single loan am able to buy a brand new motorcycle. I have learnet that there are those who are eligible to recieve higher amounts of money than i do. ; As i post this loan i promise to repay in time as i did the last loan. please note that my motor cycle front shocks are licking .i need money urgently to buy new shocks.please assist. Yours faitfully, DUKE OMBAGI NYANGAU.

Feedback

12

None

None



Loading...

Loan Info

Project Type

Classic Loan

Disbursed amount

$99.84

Date disbursed

Nov 17, 2014

Repayment status

On Time

Projected term

6 weeks

Cost to entrepreneur

Lender interest: $99.84 at 5.95% annual rate over 1 month = $0.78

Service fee: $0.48

Lenders

O

Oliver

Geneva, Switzerland

Scott

Oregon, United States

M

mogensh

København V, Denmark

juliemartha

Lake Mary, United States

Cricketca

San Jose, United States

J

jlberqie

Wake Forest, United States

G

geoff

United States

M

meric

Australia

Paul Buchheit

Mountain View, United States

J

jay12

Germany

J

jdallatezza

United States

Leonardia

Waddinxveen, Netherlands

organic

Portugal

Ask Duke a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • BernadetteV    Sep 10, 2018

    Wishing you all the best. We know you will pay what you can to repay the loan. No stress.

    Log in to reply • Share
  • shena    Sep 10, 2018

    You have two other options other than default: changing payment amount or not accepting the money under terms you do not agree with.

    Log in to reply • Share
  • Duke Nyangau    Sep 10, 2018

    That it is true i received your loan of kes, 30000. that i requested kes47325. That i have renewed my motorcycle insurance, That i am fully on duty now. But let it be known to the entire zidisha staff team and my lenders that, i will not pay this very loan if the following is not add-rest. (1) this loan zidisha staff chose for me the amount i should pay per week. among the three options you provided for me all of them were very harsh and non of the options i can serve, only the rich in Kenya can pay that amount of money per week you chose for me. i want to be allowed to give a genuine schedule of payment that my taxi business can afford. (2) the risk fee was brought in because you are almost sure i must failure because such repayment schedule you forced me to choose is sure doomed to fail. I Want the risk fee disbursed to me. (3) let it be known to zidisha staff and my faithful lenders that, i am a man of upright spirit that you have trusted me for more than thirteen times with your loan and in return, i have always responded positive. if the two above is not addressed, Then am very much sure that i am not going to start making any payment, all the same thank you and may almighty GOD be with you when you consider my options. amen

    Log in to reply • Share
    • Joost    Sep 10, 2018

      Dear Duke,

      To reach the appropriate team of volunteers on Staff (teams are organized according to borrower country), please send in a Support Ticket from the "Help" link in your account. Your Support Ticket will get routed automatically to the correct team. Please note that it can take up to three business days to receive a reply, or longer when we are short-staffed (which we currently are). Thank you, in advance, for your patience.

      Kind regards,
      Joost
      Team Zidisha

      Ps more info about changes can be found on the announcement section of our forum. www.zidisha.org/forums/4

      More info about the credit risk payment and how it’s refundable can also be found here. www.zidisha.org/faq#faq-65

      Log in to reply • Share
  • Duke Nyangau    Sep 7, 2018

    THANK YOU ONCE AGAIN FOR MAKING IT POSSIBLE FOR ME TO HAVE MY MOTORCYCLE TAXI ON BUSINESS, TAXI BUSINESS IS WHAT I DO TO MEET ALMOST ALL MY BILLS AND KEEP MY FAMILY MOVING, THANK ONES MORE FOR FUNDING ME. MAY ALMIGHTY GOD BLESS YOU.

    Log in to reply • Share
  • Duke Nyangau    Sep 7, 2018

    To zidisha staff, for the first time ever since i joined zidisha six years ago. you have appointed the right mentor to me. she has called me and answered all my questions and that it is the first call for the past six years since i joined zidisha. Thank you

    Log in to reply • Share
  • Gunter    Sep 6, 2018

    Best of luck with your business Duke!

    Log in to reply • Share
  • Diane U    Sep 6, 2018

    Good luck to you!

    Log in to reply • Share
  • Duke Nyangau    Sep 5, 2018

    once again thank you for funding my profile, am grateful mellisa. May almighty GOD bless you forever, faithful i am, faithful, i will always be.

    Log in to reply • Share
  • Duke Nyangau    Sep 4, 2018

    Dear zidisha staff, am not able to access step 3 of loan application,the option of choosing the amount i can pay comfortably per week is not provided,please assist, thank you

    Log in to reply • Share
  • Duke Nyangau    Sep 2, 2018

    answered prayer,hard work and the grace of God. the parents whom i take their pupils to school every morning with my taxi motorcycle on weekly and monthly payments, have just paid me in full today Sunday since i worship with most of them in the same church, and that, i have decided to make you melissa and the entire team of my lenders happy by paying the whole amount of loan today. That i say thak you for being patient with me when all was not well in Kenya due to politics of violence last year that forced me to close down my business for safety purpose . Kenya now is safe for business and politics is no more, business is good. am about to ask you to fund me once immediately my payment is reflected on my loan repayment schedule tomorrow. Thank you and may almighty GOD bless you all, amen

    Log in to reply • Share
  • Duke Nyangau    Aug 16, 2018

    just hoping you are fine and getting every massage i type. i wish you well and above all good health and protection from the almighty GOD. as for me and my family, GOD is faithful and that i am not only in full control of my life bills and debts, am also flourishing in my motorcycle taxi business and our small music store is even outdoing my taxi business. all is well and that at this point in time business is good and my loan at zidisha is paid to date, i wish you mellissa, and the entire team of my lenders and anybody who finds time to read this a good flow in your businessess and above all, excess profits and joy of a frourishing business. amen

    Log in to reply • Share
  • Duke Nyangau    Aug 1, 2018

    as for me and my family, life is good and that am enjoying paying my weekly loan with ease, and that if paid all my arrears from parents whom i take their children to school on weekly and mothly payments, am likely to pay the whole loan at once, thank you

    Log in to reply • Share
  • Duke Nyangau    Jul 18, 2018

    That, i am fine, and that i hope zidisha loan collection team received my weekly loan instalment of date 15july on 16July due to network problem i was not able to submit it on the very actual day. please zidisha loan collection team reflect the same on my loan repayment schedule. That help me on my loan repayment schedule balance to reflect in Kenya currency for i intend to clear the whole amount of loan any time from this moment, please assist. That i wish to let my lenders to know that, it is true that i am determined through my hard work to clear the whole amount of my loan as soon as i receive the assistance of zidisha staff loan collection team by stating my loan balance in Kenyan currency at my loan repayment schedule, thank you.

    Log in to reply • Share
  • Duke Nyangau    Jul 11, 2018

    It is a peaceful rainy afternoon, at Nakuru county in KENYA. am busy taking customers to several destinations around my town with my taxi motorcycle. Am happy to inform you my current lenders that all i s well and it is not only my taxi business which is doing better, but also our small music shop where my wife sits the whole day is doing much better, and that, am now fully in control of all my livelihood bills and operating from a happy position in my family. all is well, i hope you and you families are fine,ones again thank you for choosing me and my family to be your friend by choosing to fund my profile at the time i looked for you help, may almighty GOD bless you and give you a reason to continue being my friends,amen

    Log in to reply • Share
  • Duke Nyangau    Jun 12, 2018

    My motorcycle taxi business is not only fine, but is also picking very fast and i sincerely say that in the midst of all my misery, GOD loves me. Every morning i take pupils to schools at fee on every end week, and that today i have received not only my weekly fair, but also two parents who had my huge amount of money as arrears, have paid me in full.IN honor of zidisha official team, melisa and the entire team of my lenders, please note that i have deposited into my zidisha loan account an amount equivalent to three weeks loan installments ,and and that i am doing it gladly especially when i remember how fast you always fund my profile every time i post a new loan application, Yes over ten times, you have always funded my profile,, i promised to pay on all my loans, and over ten times i have always paid, this very current loan, i promise, i will pay in full.thank you ones again zidisha team and the entire team of my lenders, i wish you well together with your families, and may almighty GOD bless you and your families. amen

    Log in to reply • Share
  • Duke Nyangau    Jun 4, 2018

    Dear zidisha team, melissa and the entire team of my lenders, i gladly inform that i was not able to pay my weekly loan installment yesterday as planned due to safari com network problem, but today, i have successfully paid my weekly loan installment in full, and that, i am fully committed to see that my loan is well and fully repaid, thank you zidisha team and my lenders.

    Log in to reply • Share
  • Duke Nyangau    Apr 30, 2018

    That, i have succeeded today to send three weekly loan installments at once. That, i am fully committed to make my lenders happy, That the year of dangerous politics that affected my taxi business in Kenya is completely gone and am happy working within Nakuru county in Kenya. That, i honestly love you for being patient with me during my hour of great financial break down. That, i thank the almighty GOD for making you have enough trust in me,thank you my current and non current lenders, That, i am not only working hard to clear my loan, but i am also interested in keeping my promise to you, nice time my lenders.

    Log in to reply • Share
  • Duke Nyangau    Apr 23, 2018

    Dear zidisha team and my faithful lenders, all is well, i wish to let you know that, yesterday i did send my weekly installment, and that i am working hard to see i make my weekly installments always the correct day and the correct amount, thank you once again for being patient and always trusting me.

    Log in to reply • Share
  • Duke Nyangau    Apr 9, 2018

    after skipping several weeks without paying for reasons explaine earlier, i now intend to pay my loan as fast as possible.

    Log in to reply • Share
  • Duke Nyangau    Apr 6, 2018

    zidish staff and my lenders , gladly inform you that, tempting and harsh political climate is now a thing of the past, and that i have resumed my work as usual, That am very sorry for staying long pefore making my weekly payments, all now is well, the huge amount of money you trusted me with i have started my weekly payment today.i intend to follow every instruction from zidisha staff without failure, and that i have request zidisha staff through official writing to extend more time for me to achieve my goal of paying my outstanding loan, once again forgive me for skipping my weekly payment,things just got bad, am sorry.

    Log in to reply • Share


Loading...

Loading...

Loading...