Distributing livestock medicines

Salihu

Kumasi, Ghana

100% repaid

Entrepreneur

Name

Salihu

Member since

July 2015

On-time repayments

356 installments  •  85%

About Me

I will be 35 in December; i am the only male and last born child in a family of six children. As an ordinary Ghanaian child, been brought up in Muslim dominated area and by Muslim parents, I grew to become a good practicing Muslim. I started my basic education in an English and Arabic basic school in my neighbourhood, where i had a good foundation in circular education as well as good moral and religious values.
During my secondary education, all though innocent i became a victim of a demonstration that was staged by the student body against teachers. I was wrongfully accused of been one of the leaders of the demonstration and was therefore suspended indefinitely. Living with a poor and illiterate family, i found myself in a very hard and difficult situation. But i was very determined to achieve success in life which i know the best way to succeed in life is to be educated. But my parent could not afford to pay for my education any longer after the mess i created. I realized that i can make some money if I commercialize my hobby which is photography. Thanks to God with determination i am now a graduate.
As stated earlier on, i started my own business as a photographer because i needed to raise some funds to carter for my education, praises to God i am now a professional photographer as well as a Bsc marketing holder . Also last year, i decided to diversify in to livestock rearing and selling and the business looks promising if i can raise enough capital.
I live in Aboabo, a neighborhood within Asokore Mampong Municipal Assembly in Kumasi. A densely populated area, the people are mostly Muslims. The two major festivals that are celebrated in the area are Eid-Adha & Eid Fitr festival.
I have been blessed with four children two males and two females, the first child Arimiyawu who is nine years old was named after my father, he is in class three and wants to become a doctor in future. Zaliya is the name of my second child and so far the most brilliant of them all. She wants to become a lawyer in future.
My grandfather was a professional photographer and I have had a camera in my hand for as long as I can remember. When I have finished a portrait session, wedding, or an event, I not wait to get home, load the images on my computer and see what I have captured. Then I love going into Photoshop to make them even better and presenting them to the client. It’s such a thrill and so gratifying when they love their images.

My Business

I am into livestock business where I buy, raise and sell sheep and cows for a profit.
It is a known fact that as long as humans exist, there will always be need for food and the two major sources of food for mankind are crops and animals. This lead to an increase in the demand for meat products in this world. As well, i found it very rewarding when i started the business. One of the major reasons why the demand for sheep and cow is very high especially in my community is that, apart from sources of food for mankind, the people of my area who are dominantly Muslims use sheep and cows for their naming ceremonies, sacrifices during Edi-Adah festivals and many other occasions like marriage celebrations, funeral celebrations e.t.c.
My choice for Sheep and cow breeding and selling as a business is because, it is very lucrative and a profitable venture, more especially if you raise a good number of them but to do that needs much or high capital. However, for an entrepreneur to succeed in such a venture, patience is required as well as understanding the cycles of your business.
Costs and revenue of my Sheep and cow Production business include;
1) Establishment Costs: These are those costs that are associated with the establishment of a new or transitioning operation. Examples of establishment costs include: Purchases of livestock, fencing costs, watering system e.t.c.
2) Variable Costs: These are those costs that change directly with an increase or decrease in flock size example feeding and medication.
3) Fixed Costs: Fixed costs or overhead costs do not change as a result of an increase or decrease in acreage. Examples of fixed costs include land taxes, rent and rates.
With the production of sheep and cow, the revenue or return is mainly from the sale of the livestock.

Loan Proposal

I am going to use the loan to expand my business of buying and selling of livestock drugs. I own a shop in which i sell drugs for livestock. There is the potential of expanding my business more, because I am still enjoying monopoly in my area of operation.
I will.the current loan to buy more stock of drugs and it help me increase my revenue and profit as well.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,191.00

Date disbursed

Jan 5, 2019

Repayment status

On Time

Projected term

31 months

Lenders

T

Tmann

Los Angeles, United States

A

Anninymouse

Southampton, United Kingdom

JB

James Broderick

Cobham, United Kingdom

C

CWS

Huntington beach, ca, United States

Q

Quomar

Żmigród, Poland

G

GalantnostS

Hong Kong, Hong Kong

E

Errol

Bradenton, FL, United States

S

Snick

Halle, Germany

C

Canlender1

Nanaimo, Canada

J

Jason

New Jersey, United States

S

susa

Forchtenberg, Germany

EricDWalters

Rochester, Mn, Usa, United States

investor

Candiac, Canada

J

johan

Oslo, Norway

M

MiguelGago

Guimarães, Portugal

C

Catolas

Kelowna, Canada

BrassHat

Boston, United States

W

Witlof

Tsukuba, Japan

M

Meckel

Boulder, United States

D

DrFeelGOOD

San Jose, United States

AltruisticSelfishnes

Chicago, United States

G

Gastao

Covilhã, Portugal

snapcore

--, United States

S

sebseb

The Hague, Netherlands

O

Oliver

Geneva, Switzerland

DeanDropshot

Oslo, Norway

Charmonica

London, United Kingdom

E

Emerald

Pompano Beach, United States

C

CanadianMom

Toronto, Canada

J

jonase

Boise, United States

T

Tec69200

Jacksonville, United States

L

lenderfromquebec

Saint-raymond, Canada

AndreaBravi

London, UK, Canada

T

Tszach

Tucson, United States

Scott

Oregon, United States

L

ldron7

Utah, United States

Martin

Manama, Bahrain

T

Tallago3

Munich, Germany

S

share

Whitby, Canada

Cordula

Cologne, Germany

G

guenter

Bremen, Germany

T

ToddK

Indianapolis, IN, USA, United States

M

mogensh

København V, Denmark

MakeSense

-, St. Kitts and Nevis

C

cjmenchaca

Austin, United States

PeteMx

Los Angeles CA,, United States

Jeff and Marcie

Portland, OR, United States

S

Senryu91

caldogno, Italy

TK

Tim Koppel

WOLLONGONG, Australia

Tavin

Ottawa, Canada

S

SelvaMarcus

Green Cove Springs, United States

O

OneSummer

Muenster/Westphalia, Germany

B

Bavarian

Bavaria, Germany

J

jasonbronowitz

Tempe, United States

C

chrisherron

Chicago, United States

G

grahamfamily

Guildford, United Kingdom

C

cyrilleberger

Gammalkil, Sweden

BenRump

Washington DC, United States

dajawein

Gladstone, Australia

F

FilemonInvest

Odense, Denmark

S

SlyDoh

Tomball, Tx, United States

Sundstroms

Falun, Sweden

M

Marij

Gent, Belgium

Erica

Caledon, Canada

E

ebronken

Oslo, Norway

Cloudways

Malta, Malta

P

planespotter

Berlin, Germany

IA

Ismini and Jerry

Stamford, USA, United States

J

jzidi

Los Angeles, United States

yosefchayim

Bournemouth, United Kingdom

A

Austrian

Graz, Austria

P

PhilACK

Brampton, Canada

E

EnhanceLife

Heber City, United States

B

bugsheep

Houston, United States

lorello

Vicopisano, Italy

Jouni

Finland

C

cczapp

Hilliard, United States

AdvancingCompassion

San Diego, United States

S

SvenWaage

Stavanger, Norway

J

JoeSolar

Virginia, United States

Namaste250

Pittsford, United States

L

loistf

Madrid, Spain

juliemartha

Lake Mary, United States

MichelD

Bangkok, Thailand

F

Frida

Uppsala, Sweden

ads68

Melbourne, Australia

R

Rking

Eugene, United States

Christopher

Copenhagen, Denmark

A

Aaron

Zurich, Switzerland

Y

Yevrahs

Dallas, Texas, United States

P

Peksa

Espoo, Finland

J

jerryq

Redding, United States

D

dweiner

Madison, United States

A

Andy

Berlin, United States

nakamura

United States

chadgibbs

Loveliest Village, United States

G

glh25

Winooski, United States

fairspirit

Utrecht, Netherlands

davidt

San Francisco, United States

Bobrm2k3

Charleston, United States

N

NLArjan

Leiden, Netherlands

calvero

Bergen, Norway

joaoferraz

RINCHOA, Portugal

Immanuel

Darwin, Australia

JTShorty

Gorham, Maine, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

G

Goldrivermob

Gold River, Canada

K

Krish

Dubai, United Arab Emirates

melzisme

Kl, Malaysia

Hedwich

Gorssel, Netherlands

Zal0m0n

Atlantis!!!! x), Mauritania

A

AndrewC

London, United Kingdom

Generaal

Antwerp, Belgium

S

smetis

Kananaskis, Canada

S

Sreval

Manly, Australia

P

Pavane

Kungsbacka, Sweden

Lambie

Perth, Australia

T

ThereIsNoGod

Singapore, Singapore

B

Blazeski786

Shimoni, Kenya

ibc123

Seattle, United States

xtrahardware

Cazenovia, United States

R

rosebo

Bend, United States

E

E

Marin county, United States

P

pvranas

Boulder, United States

Jamesaubrey

Norman, United States

B

bwitt

Berkeley, United States

mikeice

Kohler, United States

C

Clben7

Cincinnati, United States

Evan Lamos

Brussels, Belgium

R

RohitSingh

Montreal, Canada

sderickson

Berkeley, CA, United States

G

GoughGirl

Washington, Dc, United States

R

robcarslake

London, United Kingdom

D

drorm

United States

1

1prevo

Slovakia

B

bovine

United States

cc5alive

Los Angeles, United States

V

valiy

Switzerland

M

Marko

Helsinki, Finland

D

DandS

United States

F

FSO

Canada

S

sjoerd

Netherlands

poorinvest

Sandefjord, Norway

M

mkrsko

Slovakia

T

tiojoca

Portugal

bb4dogs

United States

JA

Jorge Alagon

Munich, Germany

S

sarah4d2

Saint Louis, United States

E

ewaters1

Australia

mepster

San Francisco, Ca, United States

R

RonEddy

United States

L

luckiestmonkey

United States

D

dscottprod

United States

W

wesbh89

United States

Laparo

Dusseldorf, Germany

J

JonAlec

United States

S

SaraNT

United States

I

idris

United States

ThomasJosef

Berlin, Germany

T

Tim47

United States

Mimobo

Schwäbisch Gmünd, Germany, Germany

kiwiyan

Wellington, New Zealand

K

KiraDee

United States

N

Nicolaas

Doha, Qatar

SV

sven vdk

Twickenham, United Kingdom

PolarBearCapital

United States

A

andreab

United States

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

DF

Dennis Furr

United Kingdom

KM

KHS Microfinance

Tampa, United States

Peter R

Fulda, Germany

S

Sven

Netherlands

thoru

Dresden, Germany

AH

Alex Huxley

Ellesmere Port, United Kingdom

MJ

Matt Jenkins

United Kingdom

Dave Bogard

New York, United States

Family Mueller

Petershagen, Germany

Kriszti

Houston, TX, United States

SMOICE

Berlin, Germany

MW

Matt Willis

United States

WH

Walter Hill

United States

W

Wade

United States

JD

Jo Dane

Melbourne, Australia

Lou Kaucic

Sanbornton, NH, United States

ES

Ed Sikorski

United States

Tanner Schachtel

Victoria, Canada

AT

avni trivedi

United Kingdom

Kevin

San Francisco, United States

Jennifer Weber

Canandaigua, Ny, United States

AF

Alysn Ford

United States

KL

Ket Lin

United States

J

John

United Kingdom

MR

Michiel Rauws

San Francisco, Netherlands

Aran Dunlop

United States

Carl D Patterson

United Kingdom

JH

Julia Hermann

United States

DM

Dimitri Malarme

Brussels, Belgium, Belgium

R

Ryan

United States

JO

Johan O

Borlänge, Sweden

MG

Michael Guthrie

United Kingdom

EthicalHost

Toronto, Canada

PR

Priscilla Rathbone

Seattle, Washington, United States

BR

Bob Reus

Netherlands

K

Kenny

United States

Sinan Taifour

Munich, Germany, Germany

Ren

Minneapolis/StPaul, United States

HCPSPIRIT

Helsinki, Finland

JF

J Fister

United States

Melanie White

United States

Daveycee

The Hague, Netherlands

daniel

maryborough, Australia

S

SallyM

United States

H

Haley

United States

Mai Phuong Nguyen

Nashville, United States

Raoul

Germany

L

lysander

Australia

T

TP

United States

RD

Roel De Meester

Antwerpen, Belgium

Chris

Fairfax County Virginia, United States

MC

Mir Cea

Netherlands

E

EJOBIV

United States

PA

Peter A

New York City, United States

G

Greg

Sydney, Australia

J

JB

Germany

Frank Bailey

United States

EL

edna l rauch

United States

HL

Harris Lin

New Zealand

MH

Matt Hodges

United Kingdom

Remo

Switzerland

J

Netherlands

DO

Denis Ontiveros

Guildford, United Kingdom

B

Ben

United States

We Not Me

St. Paul, Minnesota, United States

VD

Vince Darley

United Kingdom

R

RM

Australia

KM

Karen Marshall

Alice Springs, Australia

S

Sophie

United States

Mark Wilco

Columbus, OH, United States

Daisuke

Tokyo, Japan

EA

Eric Ayers

Atlanta, United States

KA

Kate and Tom

United States

M

Mika

Switzerland

Michael Winter

Hessisch Oldendorf OT Rumbeck, Germany

Peter Collins

Darmstadt, Germany

Lois Freisleben

Arcata, CA, United States

BH

Brad Holaway

Scottsdale, United States

Andrew

United States

B

Bram

Germany

Nathan

Columbus, United States

GB

Glenn Butler

United States

RS

Ralph Smyth

United Kingdom

GF

Gammon Family

United States

CA

Chad Aboud

Toronto, Canada

M

mhuuden

Netherlands

AS

Alex Shapiro

United States

KO

Kenneth Oram

United Kingdom

P

PS

United States

N

Noah

Hamburg, Germany

A

Anonymous

United Kingdom

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