Replace my old computers with new ones

Jane Ndegwa

Mombasa, Kenya

100% repaid

Entrepreneur

Name

Jane Ndegwa

Member since

July 2014

On-time repayments

346 installments  •  92%

About Me

My name is Jane Wachu – born in Nyeri County in Central Kenya. I was born in a big family of 9 and I am the 3rd born. I come from an agriculturally rich region where the main activity is coffee farming.

My parents like most people in the area practised coffee farming and it is from this activity that they raised us up.
It was a hard life because the income was not enough to cater for even the basic needs of the family and we endured lack of many necessities. In spite of the odds, my parents took me to school for my primary and secondary school and I will forever be grateful to them for this.

I managed to get a clerical job at a local health center but the pay was very poor and I quit after a few months. I decided to relocate to Mombasa to live with a friend at the same time trying to get a job for my sustenance. While living there, I enrolled for a short computer course which took me about 6 months to complete.

I am very sound spiritually and I do evangelism work when time allows. I am married with a 3 year old son.

My Business

After my studies and with the help of my friend, I bought a second hand computer to further sharpen my IT skills. My neighbors got very excited at the sight of a computer because many of them had not used or even seen one before. I saw an opportunity of making some money by offering very basic computer training to this crowd. I lived in an area that is economically depressed and I could only charge the students some minimal amounts.

With serious savings and dedication, I bought a second computer after one year to cater for the growing number of students. I can handle about 10 students in a day using my two computers and this gives me a net income of about $200 per month. While this is a modest amount, the future is bright and I believe I can double this income if I get more machines.

Loan Proposal

Though I started another business of selling clothes, my main business is still computer training. I started with old second hand computers which are now not suitable for the training work since they cannot support the latest software.

My plan is to do a trade-off and replace them with new computers which will be able to run the latest software. Two new computers will cost me around $800 and this loan with what I am going to get in the trade off will be enough to do this transition.

This will enable to me to give my learners better quality training by offering them what the market is currently using.


Thanks.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$570.84

Date disbursed

Jun 27, 2017

Repayment status

On Time

Projected term

22 months

Cost to entrepreneur

Service fee: $23.99

Lenders

Daniel

Brussels, Belgium

C

Christian

Saarbruecken, Germany

investor

Candiac, Canada

Kitty

Hailsham, United Kingdom

BelleStarr

Albuquerque, United States

AltruisticSelfishnes

Chicago, United States

D

drjofleming

UK, United Kingdom

COOPITALIST

Toronto, Canada

S

sebseb

The Hague, Netherlands

D

Davieboy

Melbourne, Australia

J

jozua

Delft, Netherlands

D

Debock

Dresden, Germany

artnking

College Place, United States

Raoul72

Naarden, Netherlands

R

rcmssr

Woodbury, United States

T

Tallago3

Munich, Germany

K

kathy207

South Portland, United States

T

ToddK

Indianapolis, IN, USA, United States

P

PeaceandLove

Morro Bay, United States

C

cjmenchaca

Austin, United States

jpterry

Port Richey, United States

cattlebaron

Pierre, SD, United States

dajawein

Gladstone, Australia

indeh

London, United Kingdom

SeeMeeFi

Ontario, Canada

F

fake_name

Boston, United States

J

Jeb33red

Bourne end, United Kingdom

ReducedFat

Lake Forest, United States

P

Piotr

London, United Kingdom

P

planespotter

Berlin, Germany

J

jzidi

Los Angeles, United States

AdvancingCompassion

San Diego, United States

Namaste250

Pittsford, United States

L

leniwiec

Poznan, Poland

J

jwharding

Hamburg, Germany

MPatino01

Somerville, United States

D

Dave22202

Arlington VA, United States

A

Aaron

Zurich, Switzerland

F

FuzzyHat

London, Canada

L

landhalsema

Driebergen, Netherlands

M

mkellerman

Shanghai, China

T

Tui1974

nuenen, Netherlands

C

Caalve

Bratislava, Slovakia

nmatpt

Lisboa, Portugal

CA

Chris and Janet

Portland, OR USA, United States

mikeoberhaus

San Francisco, United States

M

Moonknight

Østre Gausdal, Norway

C

Colmena

Chicago, United States

Zal0m0n

Atlantis!!!! x), Mauritania

G

gradient

KFAR SABA, Israel

M

msaari

Tampere, Finland

GuillaumeTeissier

Montréal, Canada

ibc123

Seattle, United States

somuchjackson

Boston, United States

Sirko

Brandenburg An Der Havel, Germany

E

E

Marin county, United States

NedRyerson

Munroe Falls, United States

M

Margi

Littleton, United States

Evan Lamos

Brussels, Belgium

A

Alizar

Toms River, United States

G

GanSatya

United States

M

Malibu

Westwood, United States

Shemuel

New Jersey, United States

MalcolmL

San Francisco, United States

DavidHS

United Kingdom

M

merk85

United States

ToniMaree22

New Zealand

Kadosira

United States

larry

Sweden

chriseyre

Fremont, Ca, United States

TyWee

Manila, Philippines

Loungin

United States

K

KarinV

United States

K

kennychit

United States

S

satheajay

United States

C

cocolo

United States

B

beegkitty

United States

H

harriet

United Kingdom

Robert Long III

Bridgman, MI, United States

K

Kelly729

United States

KM

Kirsty M

United Kingdom

UD

Ulf D

Frankfurt am Main, Germany

S

Sven

Netherlands

DR

Daniel R

Berlin, Germany

Joerg

Velen, Germany

Jeroen Decock

Gent, Belgium

MZ

Matt Zirwas

United States

B

Byron

United States

J

Jernej

Ljubljana, Slovenia

Lou Kaucic

Sanbornton, NH, United States

E

erica

antwerpen, Belgium

Cameron Graham

Nashville, TN, United States

JD

Jeff DePree

United States

CV

Cathy Via Reque

Romeoville, United States

PG

Paul Graham

United States

Taylor

United States

G

GS2

Germany

Brad Schilling

Bunbury, Australia

AH

ajay hampapur

United States

N

Nick

United States

TC

Tricia Caruso

United States

wissam

Jeddah, Saudi Arabia

Paul Smithson

Leeds, United Kingdom

Eugen Stamm

Zurich, Switzerland

Taylor

Memphis, United States

MP

Minah Park

Republic of Korea

OH

Orion H.

United States

P

Peter

Germany

AL

Aley Lira

Rio de Janeiro, Brazil

TW

Tyler Wood

United States

JC

Justin cohan

United States

Mr Chris Turner

Cambridge forever England, United Kingdom

KE

Karen Epolito

Syracuse, NY, United States

RC

Rudi Chen

United States

SB

Sue Bucholz

Sacramento, United States

Angela Linwood

Minneapolis, Minnesota, United States

B

Brett

Australia

Larissa

Germany

E

Elizabeth

United States

I

ibaer

Germany

L

Lucy

Australia

Craig Newmark

United States

The Zinc Team

San Francisco, United States

MO

Mark Owens

United States

RR

Rory Rohloff

United States

Humble Bundle Community

San Francisco, United States

K

keithlaycock

United Kingdom

Katie

United States

Nadia Tuchman

New York City, United States

K

Kyle

Durban, United Kingdom

Dean Suminski

Portland, Oregon, United States

Colin Marks

London, United Kingdom

EC

Edward Conrads

San Francisco, United States

TB

Tim Barrett

United States

Z

Zidishartm

Rotterdam, Netherlands

Philipp Lehmann

Zurich, Switzerland

RM

Robert Matthams

United Kingdom

Emily

San Francisco, United States

WC

Walter Clarke

Phoenix, United States

L

Liam

New Zealand

Katja

Switzerland

SS

Sandi Smith

Pimpama. Queensland, Australia

M

MounirCC

Antwerp, Belgium

A

Anonymous

United States

John Barnett

United States

AB

Ashira Blazer

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

ST

Sarah Turner

United States

BA

Burf and Patsy

St. John's, Canada

A

Anonymous

United States

Jeff

The Colony, Texas, United States

B

bburritt

San Diego, California, United States

M

Mark

United States

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