Buying equipment & stationery for my cybercafé

Jane Ndegwa

Mombasa, Kenya

55% repaid

Entrepreneur

Name

Jane Ndegwa

Location

Mombasa, Kenya

On-time repayments

335 weekly installments  •  93%

About Me

My name is Jane Wachu – born in Nyeri County in Central Kenya. I was born in a big family of 9 and I am the 3rd born. I come from an agriculturally rich region where the main activity is coffee farming.

My parents like most people in the area practised coffee farming and it is from this activity that they raised us up.
It was a hard life because the income was not enough to cater for even the basic needs of the family and we endured lack of many necessities. In spite of the odds, my parents took me to school for my primary and secondary school and I will forever be grateful to them for this.

I managed to get a clerical job at a local health center but the pay was very poor and I quit after a few months. I decided to relocate to Mombasa to live with a friend at the same time trying to get a job for my sustenance. While living there, I enrolled for a short computer course which took me about 6 months to complete.

I am very sound spiritually and I do evangelism work when time allows. I am married with a 3 year old son.

My Business

After my studies and with the help of my friend, I bought a second hand computer to further sharpen my IT skills. My neighbors got very excited at the sight of a computer because many of them had not used or even seen one before. I saw an opportunity of making some money by offering very basic computer training to this crowd. I lived in an area that is economically depressed and I could only charge the students some minimal amounts.

With serious savings and dedication, I bought a second computer after one year to cater for the growing number of students. I can handle about 10 students in a day using my two computers and this gives me a net income of about $200 per month. While this is a modest amount, the future is bright and I believe I can double this income if I get more machines.

Loan Proposal

The loan I've just applied will be of much help because I've managed to set up a cyber with the little savings I had, now I want to purchase enough stationary and more equipment's.

Thanks in advance.

Income Source

I still have a computer training institution that I started with zidisha loan and its still giving me some income which will enable me to facilitate this loan. I also engaged myself in farming and therefore use my crop sales to repay the loan.

Feedback

1

None

None



Loading...

Loan Info

Project Type

Classic Loan

Disbursed amount

$1,000.00

Date disbursed

Aug 24, 2020

Repayment status

Late

Projected term

14 months

Cost to entrepreneur

Service fee: 10% of $1,000.00 = $89.90

Credit risk payment: $134.86

Lenders

Q

Quomar

Żmigród, Poland

Kitty

Hailsham, United Kingdom

AltruisticSelfishnes

Chicago, United States

M

MaBeAa

Berlin, Germany

Rdcmole

Cincinnati, United States

Straetman

Kaarst, Germany

L

ldron7

Utah, United States

P

peterschinkel

Amsterdam, Netherlands

A

ashtanga99

Newport, United States

F

freewheelin

Perth, Australia

G D Export

Kolkata, India

TheMoonDuster

Brisbane, Australia

HE

help each other

Glasgow, United Kingdom

A

Annana

Kanata, Canada

D

dgarrard

Petaling Jaya, Malaysia

D

Divergent

Bethesda, United States

G

glomardor

Leonardtown, United States

Cloudways

Malta, Malta

J

jzidi

Los Angeles, United States

Namaste250

Pittsford, United States

W

Woodyrocks

London, United Kingdom

ads68

Melbourne, Australia

Christopher

Copenhagen, Denmark

V

Valis

Singapore, Singapore

S

sublibyss

East Lansing, United States

S

SheilaB

Nashville, United States

JTShorty

Gorham, Maine, United States

ShaneS

Port Pirie, Australia

G

Goldrivermob

Gold River, Canada

M

miriamg

Toronto, Canada

J

Jamesd

Swansea, United Kingdom

C

Colmena

Chicago, United States

A

AndrewC

London, United Kingdom

soniad

Dubai, United Arab Emirates

ibc123

Seattle, United States

MrMichigander

Marquette, United States

mikeice

Kohler, United States

sderickson

Berkeley, CA, United States

G

GoughGirl

Washington, Dc, United States

P

Peaches

United States

R

roozbeh

United States

DavidHS

United Kingdom

D

DandS

United States

bb4dogs

United States

O

orilifsks

United States

mepster

San Francisco, Ca, United States

B

bscent

Hong Kong

Lisbeth

Perth, Australia

Vesa

Helsinki, Finland

Grant Xavier Storer

Seattle, Wa, United States

Mimobo

Schwäbisch Gmünd, Germany, Germany

adrianz

United States

K

Kebrenagast

New York, United States

M

mbarbier

United States

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

JL

Joao Leal

United Kingdom

Dave Bogard

New York, United States

SMOICE

Berlin, Germany

MW

Matt Willis

United States

W

Wade

United States

jtreyes

United States

Laurie

United States

Kate Courteau

United States

Kristin Rhodes

Kansas City, Kansas, United States

moursund

Beaver Nation, United States

JK

Hamburg, Germany

Kevin

San Francisco, United States

JC

JD Conley

United States

I

Ian

United Kingdom

C

cota

United States

ME

Manaal Eisa

Washington DC, United States

TH

tom hd

United Kingdom

MR

Michiel Rauws

San Francisco, Netherlands

Carla

Amsterdam, Netherlands

AH

ajay hampapur

United States

Aran Dunlop

United States

Rosario von Li

San Jose, Ca, United States

SH

Steven Huntington

London, United Kingdom

Carlo Cruz

Cincinnati, OH, United States

Gabriel Fenili

Santo André, Brazil

I

isaac

United Kingdom

NG

Nick Gorrell

Surfers Paradise, Queensland, Australia

Joseph Abell

Brisbane, Australia

Sinan Taifour

Munich, Germany, Germany

E

Elle

New York, United States

MM

Matyas Matyas

Budapest, Romania

SA

Shar Alamdari

Los Angeles, United States

Noemi L Dado

Manila, Philippines, Philippines

Ren

Minneapolis/StPaul, United States

Gerrit

Palm Harbor, FL, United States

Richard Benyon

United States

Vratik Krocik

Prague, Czech Republic

VC

Victor Chong

United States

Grégoire

Zurich, Switzerland

JE

Joseph Edd

United States

D

Dalton

San Francisco, United States

NH

Nancy Hull

United States

JF

J Fister

United States

CP

Colin Pardue

United States

TH

Tyler Harris

United States

BS

Brooke Schreier Ganz

Mill Valley, California, United States

MC

Melissa Corrigan

Richmond, California, United States

Carrie

Arlington, MA, United States

Theo

Zürich, Switzerland

BG

Bruce Garretson

Portland, Oregon, United States

RW

Ronald Waite

United States

AD

Andrew DiMuro

United States

MC

Martin Carmouze

Sterling, United States

AA

Andrew and Kim

Nashville, TN, United States

PA

Peter A

New York City, United States

Sharon Giardina

Sydney, Australia, Australia

Richard Paulin

Melbourne, Australia

MH

Matt Hodges

United Kingdom

Marcelo De Polli

São Paulo, Brazil

CH

Christian Holck

United Kingdom

Stefan Koshold

Mülheim, Germany

Remo

Switzerland

DO

Denis Ontiveros

Guildford, United Kingdom

J

Juhani

Helsinki, Finland

We Not Me

St. Paul, Minnesota, United States

EA

Eric Ayers

Atlanta, United States

Peter Collins

Darmstadt, Germany

CJ

Carrie Jean

United States

Tim

Utrecht, Netherlands

Michael Knight

Sydney, Australia

AA

Andrea Aerts

United States

DL

Daniel levy

United States

GF

Gammon Family

United States

T

Tim

Germany

Sayuri

United Kingdom

David Hopkins

United States

M

Michael

Netherlands

E

Eduardo

Paraguay

R

Ru

New York, United States

MC

Mike Cormack

Vancouver, Canada

Black and White Zebra

Vancouver, Canada

L

Leigh

Australia

Utahna

United States

K

Katka

Germany

E

Ed

Colombia

A

Andy

United States

B

Barbra

United States

Ask Jane a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

Loading...

Loading...

Loading...