Revamp my grocery shop to help me with my college fees

Joan

Tenwek, Kenya

100% repaid

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How it Works

Entrepreneur

Name

Joan

Member since

June 2014

On-time repayments

42 installments • 69%

About Me

NURSING IS A CALLING!I am aspiring to be one.I am a 21 year old christian lady in my 2nd year of study at Tenwek Mission Hospital per-suing a diploma in Nursing.I come from a very humble background and my parents have a huge burden to meet our needs for our upkeep and studies.I have younger siblings who go to school as well.My wish is to have a source of income that will help me give a helping hand to my parents with our upkeep money,bus fare,lunch,accommodation and even school fees for my siblings.

My Business

I have set up a small grocery store near the lower hospital gate at Tenwek Mission Hospital.@ years ago when I joined the hospital,I saw the huge need for fresh fruits and vegetables here.My immediate market is the hospital staff,the doctors,nurses,patients,visitors and even students.Some of the doctors and nurses are expatriates o Caucasian origin and they love fresh quality fruits such as bananas,apples,oranges,sukuma wiki,spinach and a local indigenous fruit that they love so much called ISAGEK.I buy my fruits and vegetables for Ksh2000 or USD22per day from the nearby Silibwet market.I sell them for about ksh2500 a day or USD30.I make a profit of Ksh500 or usd30 per day.I pay the lady that I employed and remain with something small.There is competition but my clients prefer mine because I am so hygienic,my goods are fresh and quality and my prices are competitive.The challenges I have is capital to improve my stock and structure.

Loan Proposal

Since my last zidisha loan,my business has grown exponentially.I have had more clients and hence more profit.I have not lacked much with my pocket money in school.I credit all this to my lenders.I will spend the next loan as follows : USD48/ksh4000 to improve the structure,buy new iron sheets to replace the old ones that had started leaking.I will spend the remaining USD48/KSH4000 to buy more fruits and vegetables to increase my stock and hire a new worker to help me;thus creating a job opportunity.
Kindly lenders help me in this course.