Shalom retail shop

Fredrick Mwenje

Mbale, Kenya

100% paid forward



Fredrick Mwenje

Member since

April 2017

On-time repayments

90 installments  •  18%

About Me

Fredrick mwenje grew up in a village full of challenges. In my primary school life wasn't easy as I lived at my mum's place. Having no idea about my dad made life even more difficult. All these challenges made me work even harder in school to become a better person in the future. With school fees being a problem in school I went to aday school. Still feeding at home was a big problem. I worked hard praying to God to help me achieve my goals in life. I made it to campus and pursed adegree leading to bachelor of education. At campus life wasn't easy. It's at campus when the idea of starting a business. I opted for a cyber since I had acquired some skills in computer. Finances being a problem I didn't manage well so when I completed campus last year I had to sought out ateaching job which raises for me the capital for the business. Now I do print pamphlet for my students in all the subjects. The people where I come from do embrace technology and cyber services are on high demand. If God will bless me with children I want them to grow up knowing business life. My hobby is traveling and discovering new things.

My Business

I do provide internet services, printing, binding etc. This services are on demand. I choose these because of my knowledge in computer besides being a teacher. I use the income from this business to pay for my bills in life. Also being from a humble background am the bread winner for the entire a teacher too

Project Proposal

Buy more stock for my business in the following ways;
1. Milk 500 ml 1carton @670
2. Biscuits @300
3. Sweets @100
4. Royco cubes and royco sachets





Project Info

Project Type

Pay It Forward

Disbursed amount


Date disbursed

Aug 28, 2022

Cost to entrepreneur

Service fee: $0.83

Pay It Forward contribution: $2.49


Mary Kinuthia

Whitehouse, Kenya

Ask Fredrick a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Fredrick Mwenje    Jan 12, 2023

    Thank you so much my lenders For the previous loan. I was able to add more stock in my business

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  • Fredrick Mwenje    Jan 11, 2023

    I thank my lenders for the previous loan. It really assisted me in increasing my stock in my retail shop...I say a big thank you

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  • Fredrick Mwenje    Nov 27, 2022

    I will buy the following
    1. Salt
    2. Biscuits
    3. Milk
    Am very grateful my lenders

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  • Fredrick Mwenje    Oct 5, 2022

    The previous loan assisted me add more stock to my small shop

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  • Fredrick Mwenje    Oct 1, 2022

    The money has greatly assisted in my small shop to add stock

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  • Fredrick Mwenje    Aug 27, 2022

    Hello zidisha family, am very happy to be with you here. Indeed the funding helps me moving forward in my entrepreneurial activities. Am able to add more stock and results can be seen. Thank you.

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  • Fredrick Mwenje    Aug 10, 2022

    The previous loan assisted me to add an additional cartoon of milk

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  • Fredrick Mwenje    Jul 5, 2022

    Thank you for lending me the cash, it will go all along assisting me in purchasing the stock

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  • LJ    Jul 30, 2019


    This is your borrower-lender Discussion page, where you would discuss your projects and your life in general with your lenders (and theirs, too, if they would like to share). It also is for VMs to communicate with you and/or with your lenders. However, it's not for trying to reach the Staff (a/k/a Team:

    Please don't confuse your lenders with the Staff (although the two people who currently are on the Staff also are lenders, most lenders *aren't* on the Staff).

    To reach the Staff, please always click on the HELP link in your account.

    Please note that your lenders also have a HELP link in their account for reaching the Staff, too.

    Please be patient for a response when you send a message from the HELP link because currently there are only two (2) people on the Staff, while there are more than 350,000 Zidisha members (borrowers and lenders). Always wait at least three (3) business days before sending another message to follow up about an inquiry you already sent before.

    Thank you.

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  • Fredrick Mwenje    Jul 30, 2019

    Hello zidisha, am in need of a loan but am told to pay the premium fee yet I once paid extra ksh 480 as a risk fund ...can it b used to offset the premium fee?

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  • Fredrick Mwenje    Oct 25, 2018

    Hello zidisha family....first and foremost I register my sincere apologies for not honouring my debt on time. however I will be making the repayment soon, I have had a financial crisis but currently am putting things in order.

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  • Fredrick Mwenje    Oct 18, 2018

    hello zidisha fraternity, thank you for the information send via text message. however it's my humble request you give me till end of this month that is date 5/11/2018.again my plea is the extra kes 403 you added on the loan as risk fee is exorbitant.... am not comfortable with that thus why I have hesitated to pay. thank you.

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  • Fredrick Mwenje    Jun 30, 2018

    I received the money ksh 3431 however I have been charged an extra sh 403 as a risk fee. Indeed the sh 403 is alot. I will be making repayment soon. Thank you so much for the financial Assistance.

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  • Fredrick Mwenje    Mar 22, 2018

    Thank you so much lenders
    I will use the loan in the following ways :
    Purchase 10 chicks @ kes 200
    Commercial feeds @ kes 1000
    Vaccines @ kes 500

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  • Joost    Mar 1, 2018


    Please post a photo of *yourself* as the profile picture, at the very top of the screen. This is a Zidisha requirement. Please take care of this, as soon as possible. Thank you!

    The other photo that’s currently there, you can move to a lower spot on the Discussion page, with a note to your lenders. Thanks. :)

    Kind regards,
    Team Zidisha

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  • Fredrick Mwenje    Mar 1, 2018

    I really would like to express my sincere thanks to zidisha family. You have been of great help to me in insuring my chicken project is growing. I used the loan to acquire more chicks and now they are about to lay eggs. Commercial feeds also I could be able to purchase. Thanks alot, I would like to increase the number to hundred slowly by slowly.

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  • Fredrick Mwenje    Feb 4, 2018

    Thank you my lenders, I have received the funds I will use the funds to buy commercial feeds, extra hens and vaccines for my chicks.

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  • Fredrick Mwenje    Feb 4, 2018

    Hello zidisha, my loan was fully funded but up-to now haven't received the funds. What can be the problem?

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  • Fredrick Mwenje    Jan 31, 2018

    Thank you so much for the loan. I will use the loan to buy
    1. Feeds for my hens $ 10
    2. Vaccines $ 5
    3. Hens $ 15
    4. Transport $3
    Thank you so much

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