To buy stock for my provisions store

Millicent Adukwe

Sunyani, Ghana

100% repaid

Entrepreneur

Name

Millicent Adukwe

Location

Sunyani, Ghana

On-time repayments

213 weekly installments  •  99%

About Me

My name is Millicent ADukwe. I was born in a village call Yawsaekrom in the Brong Ahafo Region.I was born in 26th of July 1975.I am the last born of my parents.I have four siblings.
I come from the northern part of Ghana but my parents came to Brong Ahafo purposely to do farming. So they were farmer. The proceed from the sale of foodstuff was what my parents used in sponsoring our education My dad died when I was five years old and my mother had struggle in taking care of five children.things became difficult for my mum so my other four siblings became drop out from school. After my national service I secure a job at Capital Rural Bank ltd in the year 2006. I then got married to Mr Kwadwo Appiah who is a barber and a petty trader. God has blessed us with three children.

My Business

I started a soft drink shop last two years January 2015 to support my monthly income. I sell different kinds of soft drinks like minerals, multi fruits drinks, milo drink, voltic water, sachet water and other petty things like candies, bread and biscuits. Sales is very high, I sell about ten to twelve crates of malt and coca cola a days. The location of my business attract more customers. I operate the shop myself in the evening from 7:00 -10:00 pm. My business is located at capital estate near abesim, Sunyani- Ghana.

Loan Proposal

The loan when granted, I would used it to purchase 50 crates of minerals which would amount to GHs3300, 10 bags of rice would also amount to GHs3000, 60 bottles of 3Liter oil would also amount to GHs2100 and other items like Candie's, biscuits, bottle water would also cost GHs1969.

Income Source

Payment of my loan would come from my daily sales and as Christmas is drawing near, sales would improve greatly. Therefore, I have decided to purchase the items that are of high demands in the community and that is the items I have listed above. So payment of the loan would not be a problem at all when granted. Thank you.

Feedback

1

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,788.15

Date disbursed

Dec 5, 2020

Repayment status

On Time

Projected term

6 months

Cost to entrepreneur

Service fee: $161.44

Credit risk payment: $242.32

Lenders

PaulE

Cockeysville, MD, United States

lietu

Tallinn, Estonia

Kjartan

Oslo, Norway

MarktheMormon

Sandy, Utah, United States

P

PlutusNOR

Trondheim, Norway

JimVandegriff

Trinidad, California, United States

Tavin

Ottawa, Canada

J

JonMichael

Winnipeg, Canada

HMS_5th_Grade

Honolulu, United States

J

Johannes

Pirmasens, Germany

JTShorty

Gorham, Maine, United States

M

Moonknight

Østre Gausdal, Norway

ruediger00

Montreal, Canada

W

WinWinNL

The Hague, Netherlands

S

Smith

Kespu'kwitik, Canada

T

tophini

Alma, United States

B

bugdaniel

Switzerland

M

Medagan

San Franciso, United States

Michel Bavin

Antwerp Area, Belgium

reluck

Marseille, France, France

R

Robert

Berlin, Germany

Anna Hoad

Toronto, Canada

WE

Wendy Emlyn

Devon, United Kingdom

Cristina Huesch

Canberra, Australia, Australia

R

Rembrandt

United Kingdom

Jennifer

Berlin, Germany

Paul Smithson

Leeds, United Kingdom

T

Tom

United States

LZ

Li Zhang

United Kingdom

Ren

Minneapolis/StPaul, United States

Geoguillot

California, United States

Vratik Krocik

Prague, Czech Republic

C

Campbell

New Zealand

M

Max

Canada

CN

Craig Newmark

United States

RS

Rohan Singh

United States

sbdoc

Reno, United States

E

EJOBIV

United States

SN

Sam Noyce

United States

Joost

Noord Brabant, Netherlands

WV

Wouter van Buizen

Amsterdam, Netherlands

Kevin Kong

San Francisco, CA, United States

DK

Daniel Kalla

Saint Paul, United States

Yosef

United States

Silke Lange

Oldenburg, Germany

W

Wim

Deventer, Netherlands

G

Greenwood

United Kingdom

P

pulisic

United Kingdom

D

Daniel

United States

Ask Millicent a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Millicent Adukwe    Jan 12, 2022

    Customers failed to pay for goods supplied.

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  • Millicent Adukwe    Jan 5, 2022

    Plough back

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  • Millicent Adukwe    Dec 22, 2021

    I would like to turn over the funds during this festive season to make it easier for subsequent repayments.

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  • Millicent Adukwe    Dec 6, 2021

    Members, I thank you all for funding my project for me and I really appreciated. As I said earlier on, I will use the funds to purchase rice, oil and minerals for retailing. I hope this will increase my income from 45% to 60% to aid me pay my wards school fees. Thank you.

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  • Millicent Adukwe    Dec 5, 2021

    Good evening to all my lenders. Please I'm left with some few minutes to be fully funded. I'm still pleading with lenders out there to help fund my loan for me. I'm counting very much on you. Thank you.

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  • Stephen Ekpiwre    Dec 4, 2021

    I wish you success ma

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  • Bernice Adjoteye    Dec 2, 2021

    All the best

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  • Benjamin Kwabena Agyei    Dec 1, 2021

    Keep it up Millicent

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  • Asante Emmanuel    Nov 28, 2021

    God bless your work

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  • Christian Golo    Nov 28, 2021

    Continue to show leadership, honesty and high level of integrity in all your dealings.
    I wish you good luck in your fund raising.

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  • Millicent Adukwe    Nov 22, 2021

    The loan really helped increase my income from say 45% to 65%. Due to that I was able to cater for my two wards University fees. One was in the level 2 and the other one was entering into the University. Thanks be to my leaders.

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  • Millicent Adukwe    Dec 5, 2020

    Thanks to all my lenders for the support they been given me. I have received the loan and I really appreciate and promise to pay in time. I will use this loan to purchase grocery to stock up my grocery shop. Thank you.

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  • Millicent Adukwe    Dec 3, 2020

    I will use this loan to stock my grocery shop. The loan will help me to increase my profits by 45%. I thank my lenders very well for funding my loan for me, I really appreciate and promise to repay this loan in full. Thank you.

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  • Ren    Dec 1, 2020

    Dear Millicent: If your loans doesn't fund, please try again! I wish you the best of luck.

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    • Millicent Adukwe    Dec 2, 2020

      Thank you Melkmom, but please lenders, kindly fund this loan for me. My loan still have two days to expires so please consider my repayment records and fund this loan for me. Lenders I'm counting on you.

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  • Millicent Adukwe    Nov 20, 2020

    My previous loan has impacted me to save Ghs2000 which would be used to pay my ward school fees next year. My ward would be entering university next year and many of the basic needs of her has been bought with the help of the previous loan. Thanks to my lenders.

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  • Millicent Adukwe    Nov 17, 2020

    Good evening Julia, I thank you, and your team very much for given me flexible payment term when I was seriously sick and could not even open my grocery shop. By the grace of God I'm back to my feet. I thank you, your team and all my lenders for the extension of the period you gave to me. thank you.

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  • Millicent Adukwe    Sep 30, 2020

    I am not feeling well, I have not been able to open my grocery shop for sometime now. I promise to pay all the arrears when I recover. Thank you.

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  • Millicent Adukwe    Sep 23, 2020

    Good afternoon Julia, I would like to plead with you and your team to add the risk charge amount to the principal so that we can pay it in instalment rather than charging it out front. When it is deducted from the principal during disbursement, the amount remaining becomes smaller to work with and unprofitable; so if you and your team can add the risk charges to the principal, I think everyone would get the full amount to work with and repay in time.
    MILLICENT ADUKWE

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  • Millicent Adukwe    Aug 27, 2020

    loan repayment successfully done. I once again want to say thank you to all my lenders, God bless you all.

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  • Millicent Adukwe    Aug 3, 2020

    A very big thanks to my lenders for funding this loan for me. I accept this loan and promise to repay the loan fully with no disappointment. I will make sure the loan is used for the intended purpose. The loan would be used to fill my grocery shop to boost sales.
    The loan will help increase my profit level and help me take care of my kids, siblings and my community at large. I really appreciated. Thank you.

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