To build rental house and increase business stock
Joseph Maina Kaberu
Salgaa Rongai, Kenya
100% repaid
Entrepreneur
Name
Joseph Maina Kaberu
Member since
April 2012
On-time repayments
374 installments • 75%
About Me
I am 60 years of age married with 6 children, a boy and 5 girls. I reached in class seven of primary education. After school I involve myself in casual labor for quite a long time but finally I managed to start a small business of the famous mutumba( secondhand clothes)business.I also practice farming of maize and beans,where my wife is involved.am doing well with my business all along. i really thank God for the great effort that he has blessed me my business is increasing in size day after the other and all thanks is to zidisha team for there great support.In salgaa all is well with my mitumba business since it has assisted me do well with life time after the other.
My Business
My business is selling second hand clothes business. It is in Salgaa town about 35km from Nakuru town on the way to Eldoret. People like second hand clothes because it is cheaper than new ones.I used to negotiate with my costumers very quietly,that is why they like my business.my business is in an open place where people use to pass-bye.Some times i do an offer to my business,by sellingng if a customers buy ten cloth, i will give him/her two handkerchief.My only focus now is to expand the business and ensure that with my that forth and other loans from zidisha makes me grow and not a shame this organization at large.in short my mutumba business is simple,measurable,archievable,reliable and timely.(SMART)
Loan Proposal
Given that the last loan i used to buy building materials, this coming loan i will maximize on building the rental house that i had stated earlier on the in the title.
Feedback
Positive
10
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$1,388.04
Date disbursed
Jan 12, 2019
Repayment status
On Time
Projected term
9 months
Cost to entrepreneur
Service fee: $58.48
Credit risk payment:
$292.43
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