Metallic gate business (and school fees for my grandchildren)

Joseph Maina Kaberu

Salgaa Rongai, Kenya

97% repaid



Joseph Maina Kaberu

Member since

April 2012

On-time repayments

374 installments  •  75%

About Me

I am 60 years of age married with 6 children, a boy and 5 girls. I reached in class seven of primary education. After school I involve myself in casual labor for quite a long time but finally I managed to start a small business of the famous mutumba( secondhand clothes)business.I also practice farming of maize and beans,where my wife is doing well with my business all along. i really thank God for the great effort that he has blessed me my business is increasing in size day after the other and all thanks is to zidisha team for there great support.In salgaa all is well with my mitumba business since it has assisted me do well with life time after the other.

My Business

My business is selling second hand clothes business. It is in Salgaa town about 35km from Nakuru town on the way to Eldoret. People like second hand clothes because it is cheaper than new ones.I used to negotiate with my costumers very quietly,that is why they like my business is in an open place where people use to pass-bye.Some times i do an offer to my business,by sellingng if a customers buy ten cloth, i will give him/her two handkerchief.My only focus now is to expand the business and ensure that with my that forth and other loans from zidisha makes me grow and not a shame this organization at short my mutumba business is simple,measurable,archievable,reliable and timely.(SMART)

Loan Proposal

Given the loan i will use to buy a metallic gate for the plot that i built using the loan that i was given by Zidisha. The other amount, i will use to pay school fees for my three grandchildren that i am taking care of. The remaining amount definitely I will channel to my business. This time round I have decided to start with a stock of second hand shoes which I have done some survey and found out that they are also in demand by my clients. Both selling second hand clothes and second hand shoes will increase my business income to about KES. 20000 per week after business expenses.






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Sep 1, 2021

Repayment status


Projected term

7 months

Cost to entrepreneur

Service fee: $61.56



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