Second-hand clothing to sell, and paying school tuition

Joseph Maina Kaberu

Salgaa Rongai, Kenya

100% repaid

Entrepreneur

Name

Joseph Maina Kaberu

Location

Salgaa Rongai, Kenya

On-time repayments

346 weekly installments  •  79%

About Me

I am 60 years of age married with 6 children, a boy and 5 girls. I reached in class seven of primary education. After school I involve myself in casual labor for quite a long time but finally I managed to start a small business of the famous mutumba( secondhand clothes)business.I also practice farming of maize and beans,where my wife is involved.am doing well with my business all along. i really thank God for the great effort that he has blessed me my business is increasing in size day after the other and all thanks is to zidisha team for there great support.In salgaa all is well with my mitumba business since it has assisted me do well with life time after the other.

My Business

My business is selling second hand clothes business. It is in Salgaa town about 35km from Nakuru town on the way to Eldoret. People like second hand clothes because it is cheaper than new ones.I used to negotiate with my costumers very quietly,that is why they like my business.my business is in an open place where people use to pass-bye.Some times i do an offer to my business,by sellingng if a customers buy ten cloth, i will give him/her two handkerchief.My only focus now is to expand the business and ensure that with my that forth and other loans from zidisha makes me grow and not a shame this organization at large.in short my mutumba business is simple,measurable,archievable,reliable and timely.(SMART)

Loan Proposal

Given that that this the end of year and more so festive season is expected to pick. My business of selling clothes will be much profitable and that is why i need the money to add more stock so satisfy the needs of the customers and meet their tastes and preferences. At the beginning of the year 2020 schools will be opened and i use part of the borrowed amount and the profit made over this season to pay school fees as well as laying foundation to build the plot that i had earlier on bought.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,388.04

Date disbursed

Nov 19, 2019

Repayment status

On Time

Projected term

19 months

Cost to entrepreneur

Service fee: $62.39

Credit risk payment: $249.59

Lenders

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Los Angeles, United States

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mikedufty

Perth, Australia

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W

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Atlanta, United States

J

Jason

New Jersey, United States

zebby24

Ft.myers, United States

EricDWalters

Rochester, Mn, Usa, United States

sworthington

San Francisco, United States

R

Raabo

Rungsted, Denmark

investor

Candiac, Canada

torelizer

Reggio Emilia, Italy

C

chkuo

Taipei, Taiwan

S

SovTempest

Toronto, Canada

D

dkapplerb

Toronto, Canada

W

Witlof

Tsukuba, Japan

eagle3

Grand Ledge, United States

BelleStarr

Albuquerque, United States

cyrus0302

San Francisco, United States

YB Song

Seoul, Republic of Korea

AltruisticSelfishnes

Chicago, United States

snapcore

--, United States

S

scottr123

BOULDER, United States

O

Oliver

Geneva, Switzerland

lorrymac

Killough, United Kingdom

C

cgrumboski

Atlanta, United States

Tilius

Oslo, Norway

J

JBosshardt

Redmond, United States

Silver

Steiermark, Austria

J

jozua

Delft, Netherlands

MarktheMormon

Sandy, Utah, United States

Ambrose

Calgary, Canada

C

czeisler

Hochheim, Germany

B

bgxalz

Kópavogur, Iceland

L

ldron7

Utah, United States

F

FaaThailand

Bangkok, Thailand

R

rcmssr

Woodbury, United States

T

Tallago3

Munich, Germany

P

peterschinkel

Amsterdam, Netherlands

Pere

Barcelona, Spain

G

Gerhard

Pretoria, South Africa

AF

a f

washington, United States

michellev

Melbourne, Australia

Tamanders

North Carolina, United States

T

ToddK

Indianapolis, IN, USA, United States

M

mogensh

København V, Denmark

A

ashtanga99

Newport, United States

J

JakeA

Wellington, New Zealand

C

cjmenchaca

Austin, United States

P

Piccolo

London, United Kingdom

BJ

Brandon Joz

North Carolina, United States

Laurent

Vevey, Switzerland

Jeff and Marcie

Portland, OR, United States

M

mason243

Denver Colorado, United States

T

Timotte

WOLLONGONG, Australia

B

briansedz

Canton, Ohio, United States

A

Alsyf

Sydney, Australia

beverly

Vancouver, Canada

G D Export

Kolkata, India

J

jjonas

berlin, Germany

Karilynn

Mountain View, United States

B

Bavarian

Bavaria, Germany

J

jasonbronowitz

Tempe, United States

B

bhalter

Eau Claire, United States

indeh

London, United Kingdom

Boysenfam

Boulder, United States

KM

British Columbia, Canada, Canada

DLarson

Morris, United States

H

HildeK

Rogaland, Norway

J

Jeb33red

Bourne end, United Kingdom

D

duckdork

De Forest, United States

Erica

Caledon, Canada

B

bopsquod

Seattle, Wa, United States

E

ebronken

Oslo, Norway

Cloudways

Malta, Malta

D

Dadiolafs

Vestmannaeyjar, Iceland

J

jzidi

Los Angeles, United States

J

JoJoHouse

New Castle, United States

P

pillepalle

Osnabrück, Germany

A

Austrian

Graz, Austria

P

PhilACK

Brampton, Canada

E

EnhanceLife

Heber City, United States

M

mkfiddler

Santa Barbara, United States

saturn4peace

Porterville, United States

I

Ilona

St Catharines, Canada

Jouni

Finland

S

SvenWaage

Stavanger, Norway

K

KnutAnders

niedernhausen, Germany

southcentral

Zürich, Switzerland

L

loistf

Madrid, Spain

McJulio

New Jersey, United States

M

MorganBlue

United States

peanut

Halifax, Canada

L

LeegleechN

Sunnyvale, CA, United States

zphelj

Dallas, United States

J

jwharding

Hamburg, Germany

JennyinParis

Paris, France

ads68

Melbourne, Australia

K

katykoo

New York, NY, United States

S

SabresFan

Oro Valley, United States

S

Scodeb123

Huntsville, United States

Echo

Wellington, New Zealand

D

Ddimov

Sofia, Bulgaria

A

amnesiac

Adelaide, Australia

Alina

Amsterdam, Netherlands

Bhayl

Stavanger, Norway

A

Aaron

Zurich, Switzerland

Cadwah

Barcelona, Spain

Andreas Kiss

Vienna, Austria, Austria

OlyRhys

Olympia, United States

Y

Yevrahs

Dallas, Texas, United States

S

Southern

Oberursel, Germany, Germany

foreverchanges

Krefeld, Germany

P

Peksa

Espoo, Finland

Bruno

São Paulo, Brazil

J

jerryq

Redding, United States

VALEK

Canberra, Australia

K

Klemens

M, Germany

T

Tui1974

nuenen, Netherlands

V

Valis

Singapore, Singapore

R

Rearden

STAVANGER, Norway

L

leeirel

Edmonton, Canada

1

1711mp

Brooklyn, United States

SmeeAgain

Dublin, Ireland

B

boronat

Brussels, Belgium

D

dannimw

Victoria BC, United Kingdom

Maxey

Amstelveen, Netherlands

A

Andy

Berlin, United States

A

Arnfinn

Aasgardstrand, Norway

chadgibbs

Loveliest Village, United States

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glh25

Winooski, United States

fairspirit

Utrecht, Netherlands

rhagen

New York, United States

davidt

San Francisco, United States

GH

Gav H

Langley, Canada

K

kikusin

Shanghai, China

J

JoeOmundson

Portland, OR, United States

F

flaguy999

Tampa, United States

L

LindsayB

Sydney, Australia

K

KnutG

Bergen, Norway

bigleaf

Nashville, United States

B

BassClef

Bozeman, United States

I

ianb723

ROCHESTER, United States

T

tbogz

Singapore, Singapore

Richard100

Santa Ana, United States

nmatpt

Lisboa, Portugal

W

Winniether

Rochester, United States

joaoferraz

RINCHOA, Portugal

A

amish

San Francisco, United States

H

HomesteadSchool

Glen Spey, United States

N

Neveda

Flagstaff, United States

Patrick

Berlin, Germany

JTShorty

Gorham, Maine, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

G

Goldrivermob

Gold River, Canada

Longhorn

Austin, United States

Treesforpeople

Oxfordshire, United Kingdom

numbat

Perth, Australia

W

WenShiDi

mobile, China

C

Colmena

Chicago, United States

paulclinton

malaga, Spain

dougdo

Seattle, United States

Zal0m0n

Atlantis!!!! x), Mauritania

A

anonalender

Hampshire, United Kingdom

A

AndrewC

London, United Kingdom

F

Frenchie

Johannesburg, United Arab Emirates

gseletko

South Perth, Australia

S

Sreval

Manly, Australia

mojobob

Hayward, United States

P

Pavane

Kungsbacka, Sweden

O

Ohio

Ohio, United States

T

ThereIsNoGod

Singapore, Singapore

soniad

Dubai, United Arab Emirates

D

doublehelix

Philadelphia, United States

M

Mikel

Buchs, Switzerland

andreatagliatti

Manchester, United Kingdom

dmirpuri

Bangkok, Thailand

D

DelapierceD

New York, United States

ibc123

Seattle, United States

H

harrymore

Townsville, Australia

C

cranejoad

cazenovia, United States

xtrahardware

Cazenovia, United States

JoaoManuel

Santiago Do Escoural, Portugal

somuchjackson

Boston, United States

stroi08

Odense C, Denmark

A

Andrea

Berlin, Germany

S

SAJudy

Argenta, Canada

M

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orange, United States

E

emilys

Rochester, United States

HealthcareProvider

Baltimore, United States

G

Gdrvasc

Frederick, United States

P

PaulCM

Munich, Germany

H

happytrailsjpd

South Bend, United States

M

markus61

cologne, Germany

L

Lennert

Alphen aan den Rijn, Netherlands

S

svt19

Toronto, Canada

I

ingredion00

Indianapolis, United States

M

mibrahim51

Mountain View, United States

fransk

Culemborg, Netherlands

Namulanda

nairobi, Kenya

Evan Lamos

Brussels, Belgium

G

GreenMoney

Lahr, Germany

S

SanderBeckers

Brussel, Belgium

B

BenHittle

Salem, United States

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GanSatya

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Morgan1301

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Molloy

Moorpark, United States

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DanielW

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sderickson

Berkeley, CA, United States

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thebonseung

Republic of Korea

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nguyenlapq

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pitypang

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elhh82

Petaling Jaya, Malaysia

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Galesburg, United States

pvilliger

Zurich, Switzerland

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Westwood, United States

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goloans

Palo Alto, United States

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San Francisco, United States

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Denver, United States

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San Jose, United States

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MalcolmL

San Francisco, United States

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xavier

Toronto, Canada

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suraj_sindhia

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tengbao

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South Africa

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spivurno

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jonnyhj

Stockholm, Sweden

meryn

The Hague, Netherlands

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Mal57

Australia

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jenda

Czech Republic

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ATMiller

United States

bb4dogs

United States

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mitchmk84

United States

AltruismUSA

Los Angeles, Ca, United States

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RosieWatrs

United States

trincowski

Vilar, Vila do Conde, Portugal

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leftyoctober

Minneapolis, United States

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sarah4d2

Saint Louis, United States

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charleen

United States

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Singapore

K

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United States

smastermind

Jerusalem, Israel

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United States

L

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Australia

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United States

mepster

San Francisco, Ca, United States

chriseyre

Fremont, Ca, United States

A

angelapeat01

United States

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PeterDG

United Kingdom

TyWee

Manila, Philippines

A

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Switzerland

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JonAlec

United States

D

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United States

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United States

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pfeng

United States

Grant Xavier Storer

Seattle, Wa, United States

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idris

United States

ThomasJosef

Berlin, Germany

M

Medagan

San Franciso, United States

H

Heath

United States

kiwiyan

Wellington, New Zealand

K

KiraDee

United States

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satheajay

United States

C

ColoradoSkier

Denver, United States

S

stryker75

United States

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sven vdk

Twickenham, United Kingdom

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me.iulian

Iasi, Romania

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beegkitty

United States

Rachael101

Brisbane, Australia

S

StefanB

Stockholm, Sweden

A

adamdreaming

United States

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United States

B

bwmoore

United States

T

Tony1

Australia

A

andreab

United States

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SuzanneD

United States

Mike and Jacqui

United Kingdom

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Stephan

Netherlands

JP

James Parker

Sacramento, United States

KM

Kirsty M

United Kingdom

Darcy

Ottawa, Canada

Michelle

Sydney, Australia

J

Joe

New York, United States

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Sven

Netherlands

Frank Termathe

Frankfurt Main, Germany

E

Erich

Zurich, Switzerland

Jeroen Decock

Gent, Belgium

Dave Bogard

New York, United States

Family Mueller

Petershagen, Germany

Robert

Sweden

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Mathias

Cologne, Germany, United States

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Steve

United States

SMOICE

Berlin, Germany

Cathy

Melbourne, Australia

Jan de Wit

Utrecht, Netherlands

JD

Jo Dane

Melbourne, Australia

PT

Pattie Thomas

United States

H

Hazel

United Kingdom

Benni

Stuttgart, Germany

Jake Badger

Roskilde, Denmark

PC

Patrick Clavette

Hartford, Wisconsin, United States

K

Katrine

Drammen, Norway

SA

Scott Astrada

United States

Herbert Morin

United States

RW

Ron Wilde

Alaska, United States

Ed

Howells, United States

Ren

Minneapolis/StPaul, United States

Vratik Krocik

Prague, Czech Republic

M

Margaret

United States

JH

Joseph Hwang

Houston, United States

Donald Major

United States

JR

Jose Ramirez

World, Spain

Kathleen Coleman

Oregon, United States

EA

Eric Albert

United States

Rosella

Australia

JP

Brazil

Kevin Kong

San Francisco, CA, United States

Sayuri

United Kingdom

M

Melissa

United States

M

Mike

Wyncote, United States

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