Buy sugar and cooking oil in bulk for my grocery shop

Grace

Nairobi, Kenya

100% repaid

Follow Grace How it Works

Entrepreneur

Name

Grace

Member since

November 2016

On-time repayments

139 installments  •  62%

About Me

I am Grace, a mother of 1 girl who is a teenager now. I was born in Nyeri in central Kenya where I used to help my parents with household chores. I went to primary school and then proceeded to secondary school.

I later got married to my husband and relocated to Mombasa where he opened a shop business for me. I have been doing this business for the last 8 years. I relocated to Nairobi last year since there are better opportunities here.

My Business

I run a small shop (kiosk) in the city of Nairobi. My kiosk is stocked with household items such as sugar, flour, cooking oil, etc. It caters for people who do small shopping or those who do not have time to go to supermarket and malls. It is located near a residential estate and the people in the neighborhood find it very convenient to shop here.

This business provides for all my expenses like house rent, school fees for my only daughter and other necessities. I have been doing this business for the last 8years and I am glad I have kept it going despite some challenges that come along the way. I believe in honesty and hard work and I hope to diversify my business and venture in other areas like catering once I get enough capital for such investment.

Loan Proposal

I am gradually building my capacity through Zidisha loans. I am a retailer and success of my business mainly depends on the stock that I have. A good stock means more profit and convenience to my customers.

With this money, I will spend USD 45 to buy a 50 kg bag of sugar. I will use the rest to buy cooking oil. These two items are consumed by all households in my neighborhood and I expect to sell them very fast. The profit that will be realized will be used to get more stock while at the same time repaying this loan.

Feedback

3

None

None



Loading...

Loan Info

Project Type

Classic Loan

Disbursed amount

$65.00

Date disbursed

Mar 31, 2017

Repayment status

On Time

Projected term

5 months

Other loans

Nov 2016:  $22

Jan 2017:  $32

Jun 2017:  $117

Sep 2017:  $314

Jul 2018:  $456

Lenders

JimVandegriff

Trinidad, California, United States

JFais

Atlanta, United States

Paul Buchheit

Mountain View, United States

Mimobo

Schwäbisch Gmünd, Germany, Germany

PG

Paul Graham

United States

VS

Vicki Stewart

Charlotte, United States

EthicalHost

Toronto, Canada

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

Paul Buchheit

Mountain View, United States

A

Anonymous

United States

CN

Craig Newmark

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

A

Anonymous

United States

Mai Phuong Nguyen

Nashville, United States

Ask Grace a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Janet    Jul 5, 2020

    I contacted grace, shr said her business has not improved that's why she hasn't been able to make any payments. She promised to make payments once things improve.

    Log in to reply • Share

  • Janet    Jun 2, 2020

    I contacted grace, she said her business has not improved yet i advised her to reduce her weekly payments to an amount she will be able to pay comfortably till her situation improves.

    Log in to reply • Share

  • Janet    Apr 28, 2020

    I was able to speak to Grace, she said her business is slow but she's doing her best to resume paying.

    Log in to reply • Share

  • Eunice Atieno    Apr 16, 2020

    Grace business has been slow,making loan repayments affected negatively but soon she will continue.

    Log in to reply • Share

  • Maureen    Jan 23, 2020

    I talked to Grace who observed that she lost the payment details for Zidisha and thus requests that this be sent to her by SMS. I have done so

    Log in to reply • Share

  • Grace    Jul 9, 2019

    I have been unwell. Let me pay this for now please.

    Log in to reply • Share

  • Grace    Dec 28, 2018

    I need to reduce my weekly payments for a few weeks please.

    Log in to reply • Share

  • Grace    Sep 24, 2018

    My business has not recovered. I will adjust higher when it improves.

    Log in to reply • Share

  • Grace    Aug 27, 2018

    I am currently unwell and cannot attend to my business until I get better. Kindly allow me to pay this small amount until the situation improves.

    Log in to reply • Share

  • Grace    Jul 11, 2018

    Thank you so much lenders for the loan. I will use the money to get more stock for my shop.

    Log in to reply • Share

  • Grace    Jul 10, 2018

    I was able to buy more stock for my shop. I am happy that this increased my sales and my business is growing strong.

    Log in to reply • Share

  • Grace    Sep 18, 2017

    I will use the money to add more stock for my shop. This means more sales and profit for me. Thank you very much and I will keep you posted on my progress.

    Log in to reply • Share
  • VS

    Vicki Stewart    Sep 18, 2017

    Thanks for paying your loan off so quickly, Grace. Wish you all the best for the future!

    Log in to reply • Share

  • Grace    Sep 11, 2017

    I was able to buy stock of maize flour which was in high demand at the time. I was able to sell it fast and I made some good profit thus I have cleared this loan much earlier. Thank you so much.

    Log in to reply • Share

  • Grace    Jul 2, 2017

    Wow! Thank you dear lenders and Zidisha family as a whole for making this possible. I will buy the much needed maize flour which I will then sell to my waiting clients. God bless!

    Log in to reply • Share

  • Grace    Jun 30, 2017

    I was able to get more stock for my shop with the last loan. The multiplier effect is just amazing. I look forward to gaining more from other loans. Thank you very much.

    Log in to reply • Share

  • Grace    Mar 31, 2017

    I received 6,248 KES this morning. I will use it to buy to stock up my shop. Thank you so much.

    Log in to reply • Share

  • Grace    Mar 27, 2017

    Thank you so much. I will use the money to increase my shop stock.

    Log in to reply • Share

  • Grace    Mar 25, 2017

    I am thankful to Zidisha for enabling me accelerate my business growth though affordable credit. I used the last loan to buy sugar in bulk and this has increased my business profitability.

    Log in to reply • Share

  • Grace    Mar 6, 2017

    My business is doing well - thanks to your loan. I am hoping to clear it soon so that I apply for another one since my business needs more funding.

    Log in to reply • Share


Loading...

Loading...

Loading...

Explore

Act

Connect

Account

© 2009 - 2024 Zidisha, Inc.   •   Terms and Privacy   •   Contact