Maize flour/unga for my shop

Raisa

Nakuru, Kenya

100% repaid

Entrepreneur

Name

Raisa

Member since

April 2015

On-time repayments

195 installments  •  61%

About Me

I'm Raisa Ochieng' a first born in a family of three. I was born in 1988 24th December. I cleared primary school in the year 2001. Joined high school in the year 2002 and cleared in 2005. My dad, a retired pharmacist retired when I had hardly cleared primary education. My mom a tailor, struggled to take me through high school. Due to always being sent home for school fees, I missed lots of lessons and therefore didn't perform as I had expected in high school. I got a mean grade of C minus. After that I volunteered at my previous primary school as a volunteer teacher. It is then that my colleagues raised cash and saw me through college. I joined Nairobi Aviation college to study Mass communication. I cleared my diploma course in 2010. Due to scarcity of jobs, I decided to venture into business. I would buy air fresheners and sell in carwashes. I got married to my husband in 2011, in 2012 we were blessed with a baby boy, it is then that my husband gave me capital to set up my retail shop. I believe since there are scarcity of jobs I could create job opportunities for the youths

My Business

Its mainly a retail shop. The shop is just within the court that I stay in.I set up this shop since there's none around and people would walk long distance for essential commodities.I sell majorly foodstuffs like bread, milk,buns, eggs, rice, flour, toiletries, stationery. With the help of Zidisha, I have managed to incorporate cereals in the shop. I'm looking forward to make it a wholesale shop with the help of Zidisha.I have also recently in cooperated ice lollies in the shop which boost me so much. I have a boy whom I have employed at the shop to held him with his basic needs

Loan Proposal

There's currently Maize flour shortage in Kenya. Maize is the staple food in Kenya and therefore so many people are currently suffering. There are so many stores which lack the precious commodity. My shop is one of them. I intend to use this loan to stock flour in bulk. A 90kg bag of flour is currently going for 2.2 dollars. I plan to buy 2bags.This will increase the flow of clients since there are so many neighbouring shops with no flour. I have high hopes that this will also increase my profits. I will use the profits to add more stock and pay this loan. Positive feedback towards this loan proposal will be highly appreciated.

Feedback

1

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Loan Info

Project Type

Classic Loan

Disbursed amount

$45.00

Date disbursed

Jun 27, 2017

Repayment status

On Time

Projected term

7 weeks

Lenders

Paul Buchheit

Mountain View, United States

S

sanfransec

San Francisco, CA, United States

PG

Paul Graham

United States

John Minges

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

Paul Buchheit

Mountain View, United States

CN

Craig Newmark

United States

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  • Raisa    May 17, 2022

    Hello lenders, I am sorry but things are now on track and I promise to clear this loan in within the next two months without fail. I am sorry and thank you for bearing with me, I have been bedridded but I am now good, thanks

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  • Raisa    Jan 16, 2022

    It took time for business to resume normalcy...I am trying though to salvage myself.... I am so sorry lenders and thank you for your kindness and being patient with me

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  • Raisa    Dec 8, 2021

    I resumed work and * will now be paying on daily basis....kindly bear with me lenders

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    • Shellemiah    Dec 14, 2021

      hello madam Raisa Ochieng,
      thanks for your response, wish you all the best in your effort.

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  • Shellemiah    Dec 8, 2021

    dear lenders
    the lady is not picking her calls, ill try and call one of her associates for more details about her.

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  • Raisa    Nov 19, 2021

    Hello my beloved lenders I'm now fully healed and have resumed business....if you check history...I have tried paying back on daily basis ever since I resumed work....thank you for being patient with me. I promise not to disappoint

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  • Raisa    Nov 3, 2021

    Am sorry my lenders....things have not been so well with me....but will repay the entire amount as soon as I'm ok.... kindly bear with me, thank you

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  • Charles    Nov 3, 2021

    Good afternoon, kindly I has called Raisa on three different occasions and quite unfortunate the call was not answered, I will try again tomorrow. Kind regards.

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  • Raisa    Oct 11, 2021

    Am recuperating well from the accident and therefore promise to may all my instalments....thank you lenders and am so sorry for not honoring my promise....I will surely make it up, sorry for any inconveniences

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  • Raisa    Sep 25, 2021

    Kindly bear with me lenders....am now healed and hoping to resume work ononday

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  • Daniel    Sep 16, 2021

    Dear Lenders,
    I have tried to reach Mrs Ochieng but unfortunately her cell phone is off,however i spoke to one of the referee under the name Penina and she promised to talk to her once she meet her

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    • Raisa    Sep 25, 2021

      I would prefer you had checked in the comments on my page before reaching out to my reference. I was involved in an accident and have been out of work for over a month now

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  • Raisa    Sep 12, 2021

    I keep on adjusting my instalment but it doesn't come through, what could be the matter?

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  • Raisa    Aug 27, 2021

    I have explained previously that I was involved in an accident.... Am still bedridden but will repay as soon as I get

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  • Raisa    Aug 24, 2021

    I was involved in an accident and therefore I haven't been able to resume working. I will however pay any amount I get as soon as I resume working. Pls bear with me lenders, thanks and sorry for any inconvenience.

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  • Raisa    Aug 19, 2021

    I was involved in an accident. Therefore I have been out of work. I promise to pay up larger instalments once I resume work. Am so sorry for inconveniences

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  • Raisa    Aug 9, 2021

    Am sorry lenders I have been quite unwell and bedridden for the past one week. Will pay back as soon as normalcy resumes. Sorry for any inconvenience caused

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  • Raisa    Jul 27, 2021

    Hello lenders. I added the second batch of shoe stock today

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  • Raisa    Jul 26, 2021

    The shop is looking amazing

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  • Raisa    Jul 26, 2021

    Just finished painting and the shop is looking amazing. Am still very grateful of the entire Zidisha fraternity

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  • Raisa    Jul 14, 2021

    I wish to reduce the instalment to give room to the business to pick before I can pay higher instalments.

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