Maize flour/unga for my shop

Raisa

Nakuru, Kenya

100% repaid

Entrepreneur

Name

Raisa

Member since

April 2015

On-time repayments

195 installments  •  61%

About Me

I'm Raisa Ochieng' a first born in a family of three. I was born in 1988 24th December. I cleared primary school in the year 2001. Joined high school in the year 2002 and cleared in 2005. My dad, a retired pharmacist retired when I had hardly cleared primary education. My mom a tailor, struggled to take me through high school. Due to always being sent home for school fees, I missed lots of lessons and therefore didn't perform as I had expected in high school. I got a mean grade of C minus. After that I volunteered at my previous primary school as a volunteer teacher. It is then that my colleagues raised cash and saw me through college. I joined Nairobi Aviation college to study Mass communication. I cleared my diploma course in 2010. Due to scarcity of jobs, I decided to venture into business. I would buy air fresheners and sell in carwashes. I got married to my husband in 2011, in 2012 we were blessed with a baby boy, it is then that my husband gave me capital to set up my retail shop. I believe since there are scarcity of jobs I could create job opportunities for the youths

My Business

Its mainly a retail shop. The shop is just within the court that I stay in.I set up this shop since there's none around and people would walk long distance for essential commodities.I sell majorly foodstuffs like bread, milk,buns, eggs, rice, flour, toiletries, stationery. With the help of Zidisha, I have managed to incorporate cereals in the shop. I'm looking forward to make it a wholesale shop with the help of Zidisha.I have also recently in cooperated ice lollies in the shop which boost me so much. I have a boy whom I have employed at the shop to held him with his basic needs

Loan Proposal

There's currently Maize flour shortage in Kenya. Maize is the staple food in Kenya and therefore so many people are currently suffering. There are so many stores which lack the precious commodity. My shop is one of them. I intend to use this loan to stock flour in bulk. A 90kg bag of flour is currently going for 2.2 dollars. I plan to buy 2bags.This will increase the flow of clients since there are so many neighbouring shops with no flour. I have high hopes that this will also increase my profits. I will use the profits to add more stock and pay this loan. Positive feedback towards this loan proposal will be highly appreciated.

Feedback

1

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Loan Info

Project Type

Classic Loan

Disbursed amount

$45.00

Date disbursed

Jun 27, 2017

Repayment status

On Time

Projected term

7 weeks

Lenders

Paul Buchheit

Mountain View, United States

S

sanfransec

San Francisco, CA, United States

PG

Paul Graham

United States

John Minges

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

Paul Buchheit

Mountain View, United States

CN

Craig Newmark

United States

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Summary

Amount repaid

$45.07

Amount remaining

$0.00

Date repaid

Aug 5, 2017

Status

Fully repaid

Repayment History

Expected Payments Actual Payments
Jul 8, 2017 $8.89 Jul 8, 2017 $8.89
Jul 15, 2017 $7.90 Jul 15, 2017 $6.91
Jul 15, 2017 $0.99
Jul 22, 2017 $5.43 Jul 21, 2017 $2.96
Jul 21, 2017 $0.99
Jul 21, 2017 $0.49
Jul 23, 2017 $0.99
Jul 29, 2017 $6.91 Jul 29, 2017 $0.99
Jul 29, 2017 $0.99
Jul 29, 2017 $0.99
Jul 29, 2017 $0.99
Jul 29, 2017 $0.99
Jul 29, 2017 $0.99
Jul 29, 2017 $0.99
Aug 5, 2017 $6.91 Aug 5, 2017 $0.99
Aug 5, 2017 $0.99
Aug 5, 2017 $0.99
Aug 5, 2017 $0.99
Aug 5, 2017 $0.99
Aug 5, 2017 $0.99
Aug 5, 2017 $0.99
Aug 12, 2017 $6.91 Aug 5, 2017 $0.99
Aug 5, 2017 $0.99
Aug 5, 2017 $0.99
Aug 5, 2017 $3.95
Aug 19, 2017 $2.10 Aug 5, 2017 $2.10

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