Stock of maize flour

Grace Njoki

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Grace Njoki

Member since

November 2016

On-time repayments

139 installments  •  62%

About Me

I am Grace, a mother of 1 girl who is a teenager now. I was born in Nyeri in central Kenya where I used to help my parents with household chores. I went to primary school and then proceeded to secondary school.

I later got married to my husband and relocated to Mombasa where he opened a shop business for me. I have been doing this business for the last 8 years. I relocated to Nairobi last year since there are better opportunities here.

My Business

I run a small shop (kiosk) in the city of Nairobi. My kiosk is stocked with household items such as sugar, flour, cooking oil, etc. It caters for people who do small shopping or those who do not have time to go to supermarket and malls. It is located near a residential estate and the people in the neighborhood find it very convenient to shop here.

This business provides for all my expenses like house rent, school fees for my only daughter and other necessities. I have been doing this business for the last 8years and I am glad I have kept it going despite some challenges that come along the way. I believe in honesty and hard work and I hope to diversify my business and venture in other areas like catering once I get enough capital for such investment.

Loan Proposal

Like the previous loans, I will use this one to increase my stock but this time I specifically want to store one item. There is a sharp shortage of maize flour which is the staple food in Kenya.

For this reason, I want to get it directly from the miller but they sell in large quantities. I will be able to get about 300 packets of the floor packed in 1 and 2kgs. This will last for a few weeks and I hope to make a good profit since there is a high demand of this item.

Your assistance is highly appreciated.

Feedback

3

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$117.00

Date disbursed

Jul 25, 2017

Repayment status

On Time

Projected term

5 months

Lenders

JimVandegriff

Trinidad, California, United States

Paul Buchheit

Mountain View, United States

Urszula

United Kingdom

PG

Paul Graham

United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

Paul Buchheit

Mountain View, United States

A

Anonymous

United States

CN

Craig Newmark

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

rob baird

Darwin Australia, Australia

Carrie

Arlington, MA, United States

SL

Sue L

Singapore

SD

Sheri Dieck

United States

NS

Natalie Stone

United States

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  • Janet Toeri    Jul 5, 2020

    I contacted grace, shr said her business has not improved that's why she hasn't been able to make any payments. She promised to make payments once things improve.

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  • Janet Toeri    Jun 2, 2020

    I contacted grace, she said her business has not improved yet i advised her to reduce her weekly payments to an amount she will be able to pay comfortably till her situation improves.

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  • Janet Toeri    Apr 28, 2020

    I was able to speak to Grace, she said her business is slow but she's doing her best to resume paying.

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  • Eunice Atieno Otieno    Apr 16, 2020

    Grace business has been slow,making loan repayments affected negatively but soon she will continue.

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  • Maureen Oduori    Jan 23, 2020

    I talked to Grace who observed that she lost the payment details for Zidisha and thus requests that this be sent to her by SMS. I have done so

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  • Grace Njoki    Jul 9, 2019

    I have been unwell. Let me pay this for now please.

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  • Grace Njoki    Dec 28, 2018

    I need to reduce my weekly payments for a few weeks please.

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  • Grace Njoki    Sep 24, 2018

    My business has not recovered. I will adjust higher when it improves.

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  • Grace Njoki    Aug 27, 2018

    I am currently unwell and cannot attend to my business until I get better. Kindly allow me to pay this small amount until the situation improves.

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  • Grace Njoki    Jul 11, 2018

    Thank you so much lenders for the loan. I will use the money to get more stock for my shop.

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  • Grace Njoki    Jul 10, 2018

    I was able to buy more stock for my shop. I am happy that this increased my sales and my business is growing strong.

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  • Grace Njoki    Sep 18, 2017

    I will use the money to add more stock for my shop. This means more sales and profit for me. Thank you very much and I will keep you posted on my progress.

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  • Vicki Stewart    Sep 18, 2017

    Thanks for paying your loan off so quickly, Grace. Wish you all the best for the future!

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  • Grace Njoki    Sep 11, 2017

    I was able to buy stock of maize flour which was in high demand at the time. I was able to sell it fast and I made some good profit thus I have cleared this loan much earlier. Thank you so much.

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  • Grace Njoki    Jul 2, 2017

    Wow! Thank you dear lenders and Zidisha family as a whole for making this possible. I will buy the much needed maize flour which I will then sell to my waiting clients. God bless!

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  • Grace Njoki    Jun 30, 2017

    I was able to get more stock for my shop with the last loan. The multiplier effect is just amazing. I look forward to gaining more from other loans. Thank you very much.

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  • Grace Njoki    Mar 31, 2017

    I received 6,248 KES this morning. I will use it to buy to stock up my shop. Thank you so much.

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  • Grace Njoki    Mar 27, 2017

    Thank you so much. I will use the money to increase my shop stock.

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  • Grace Njoki    Mar 25, 2017

    I am thankful to Zidisha for enabling me accelerate my business growth though affordable credit. I used the last loan to buy sugar in bulk and this has increased my business profitability.

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  • Grace Njoki    Mar 6, 2017

    My business is doing well - thanks to your loan. I am hoping to clear it soon so that I apply for another one since my business needs more funding.

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