To expand my electrical supplies & hardware store

James Chege

Irigu-ini, Kenya

26% paid forward

Entrepreneur

Name

James Chege

Location

Irigu-ini, Kenya

On-time repayments

295 weekly installments  •  94%

About Me

I am the second born son in a family of four. My younger two siblings are girls whom we used to cook for with my older brother as our parents went to work.
I was brought up in a tiny village Central Kenya, Mount Kenya region.I started basic education in a local school and cotinued to primary education. As young boys i recall as we went swimming in a river that flows down deep ridges and our parents got worried very much.
Later i went to Thika town for my secondary education at Thika High School.
Later i went to study Aircraft Maintenance course in our city Nairobi at Wilson Airport and got a certificate in engine & airframe.While there i also studied Electrical science. I got employment in a local maintenance firm that later collapsed. From there i started vending fresh vegetables at Wangige Market near our city Nairobi.
At Nairobi life wasn't easy at all. At some point i decided to live in the slums because good rooms were so expensive to rent. So i moved to Dandora slums. I even went a step further to walking half distance to work and half by bus to save some cash.
In early year 2015 i felt it was time to be an entrepreneur because i was still struggling for my needs. I had enough skills so retreated back to the village where my Mum gave me a small room to establish a workshop at home. Life was so hard trying to establish myself until ZIDISHA came to my rescue where i got a loan to rent a big workshop in our local shopping center where i have grown steadly. Thanks to all Lenders.
Every year i pay 70 USD to our local county authority for business licence and a monthly rent of 70 USD. I also pay 170 USD per week to wages of my employees.
I do re-invest my profits in my business, support to my parents and my siblings,also community projects contributions and also buying construction materials for a rental house i keep on developing and adding more units. I also support two elderly women who are about 100 yrs old by visiting them regularly. Of late am also supporting an old Man, a war Veteran through food stuff. I love caring for the needy.

My Business

My business operates under the name Jaycobs Electric & Building Services. I operate a workshop and a sales section where we sell electrical fittings, lightings, conduits, electronics repair, and offer consultations.
In the workshop we do electrical and electronics repair, mechanical repairs and installations.
In average we make a monthly profit of 700 to 900 USD.

Project Proposal

I have been able to grow in business since i started my supplies store by the help of your funding.
I wish to expand further and achieve more. Hardware materials are in much demand and my plan is to stock different construction materials and sell per piece and also in kilograms according to customer demand. My plan includes taking orders and supplying to small construction sites to start with.
This expansion will increase my profits and savings and also with time an extra job to a delivery person.
With the loan i will stock the following;
CEMENT 50BAGS 250USD
WELDING RODS 5PKTS 45USD
BUILDING NAILS 5BAGS 300USD
WHEEL BARROWS 3PCS 75USD
CUTTING DISCS 5DZN 100USD
GRINDING DISCS 5DZN 120USD
ROOFING NAILS 2BAGS 200USD
ASSORTED PPR PIPES 450USD
ELECTRICAL CONDUITS 200USD
PRESSURE PIPES 250USD
ELECTRICAL CABLES 500USD.

I humbly request for your funding so i may be able to achieve higher goals.
Thank you.

Feedback

2

None

None

  • Mary    Nov 14, 2018

    James is an excellent Zidisha Borrower. He sets a clear business plan and strives to fulfill the needs of his community. I recommend lending for his future loans!

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  • camilberlin    Mar 19, 2017

    Paid back full and on time, and let us know how he is doing. On top of it he is a volunteer mentor. Will lend again any time. Recommended!

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Project Info

Project Type

Pay It Forward

Disbursed amount

$2,218.32

Date disbursed

Nov 30, 2021

Cost to entrepreneur

Service fee: $443.66

Backers

Joseph Mugo

Nakuru, Kenya

Tavin

Ottawa, Canada

Joseph Kamau Muriithi

Rongai Town, Kenya

Cloudways

Malta, Malta

WormaldTSG

Rydalmere, Australia

J

JonMichael

Winnipeg, Canada

Arnold Charo Katana

Kaloleni, Kenya

Treesforpeople

Oxfordshire, United Kingdom

dmirpuri

Bangkok, Thailand

Samuel Kuria

Nairobi, Kenya

Aaron Mackenzie

Nairobi, Kenya

Rahab Nyambura

Kizito, Kenya

Mary Nyambura Thuo

Bangladesh, Kenya

Isaiah Githaiga

Nairobi, Kenya

M

mbarbier

United States

Tanya

Nelson, New Zealand

Franmiguel

Perth, Australia

Hellen Muthoni Tharao

Kayole Estate,nairobi City County,, Kenya

Framework Eyewear

Utrecht, Netherlands

Angela Kwofie

Bonwire, Ghana

Kipruto Kiptarus

Kabarnet, Kenya, Kenya

James Orina

Kereba Village, Kenya

E

EABF

Netherlands

Ronald Kimutai

Eldoret, Kenya

Koskei Isaac

Olenguruone, Kenya

Hellen Karimi

Meru, Kenya

Dancan Ndonye

Kikuyu, Kenya

JH

Joseph Hwang

Houston, United States

George Kiio

Muthwani, Kenya

Enid Rachael

Kericho, Kenya

Nicholas Mungai

Nairobi, Kenya

Timothy Kinyua

Ongata Rongai, Kenya

Rayton Kulavi

Kangemi, Kenya

Emmanuel Chileshe

Mindolo Miseshi, Zambia

Ann Gichuki

Nyeri, Kenya

Pamela Ochieng

Kisumu, Kenya

Erastus Omil

Nairobi, Kenya

Susan Kahu

Nyahururu, Kenya

Edwin Macharia

Embakasi, Kenya

Enoch Affum

Diaso, Ghana

Kelvin Gaitho

Nairobi, Kenya

Isahaku Abdulai

Pankrono , Ghana

Peter Collins

Darmstadt, Germany

Sarah Mageto

Nairobi, Kenya

Eliud Kimani

Ongata Rongai, Kenya

Iris Clottey

Accra, Ghana

Prince Santiago

Koforidua, Ghana

Anani Deadan

Makueni , Kenya

Dennis Maina

Nairobi, Kenya

Arnold Ndungu

Mwea, Kenya

Geoffeey Wahu

Nairobi, Kenya

Jeremiah Wanyonyi

Nairobi, Kenya

Emmanuel Aluya

Lagos, Nigeria

Edward Oppong

Goaso, Ghana

Samuel Mshellia

Jos,, Nigeria

Olumide Adebayo

Badagry, Nigeria

JB

Juan Busco

United States

Moses Afwande

Diani , Kenya

Nana Iwediuno

Lagos , Nigeria

Oluwole Ayomide

Abeokuta, Nigeria

Harry Somuah

Kasoa, Ghana

Sunday Akinrinola

Lagos, Nigeria

Ekpereamaka Okeke

Nnewi, Nigeria

Joseph Agadaga

Jos, Nigeria

Uduakobong J Umoren

Surulere, Nigeria

H

HJ

Switzerland

Agnes Chepkorir

Bomet, Kenya

Collines Too

Nakuru, Kenya

Babbitt Family Foundation

Sioux Falls, SD, United States

Ezekiel Amisoh

Nyinahin, Ashanti Region, Ghana

KM

Kirk Moore

Cerdanyola del Vallès, Spain

Isaac Awere

Assin Jakai, Ghana

Daniel Ajulu

Nairobi, Kenya

Linda Ansah

Awutu Senya East, Ghana

Kofi Opoku

Accra, Ghana

Solomon Odiero

Nairobi, Kenya

Yeboah Obed

Techiman, Ghana

Yegor

Victoria, Canada

W Phil Ratcliff

Columbus, United States

Mary Buahin

Accra, Ghana

John Barimah

Kumasi, Ghana

Laura Nyangeri

Nairobi, Kenya

Musonda Banda

Lusaka, Zambia

Sandra Owusu

Cape Coast, Ghana

Francis Awuni

Accra, Ghana

Hayford Gyamfi

Accra, Ghana

Richard Boadu

Cape Coast, Ghana

Eric Krampah

Accra, Ghana

Angles Mulenga

Mongu, Zambia

Victor Ochieng

Bungoma, Kenya

Chinedu Ewulu

Lagos, Nigeria

Mavis Amanua Ankrah

Greater Accra, Ghana

Jasmine Mercy Ankomah

Accra Ghana, Ghana

Diana Adzamani

Nkwanta, Ghana

Evans Ocloo

Greater Accra, Ghana

Charity Kyeraa

Kumasi, Ghana

Urom Godwin

Afikpo North, Nigeria

Gabriella Sackey

Accra Kokomlemle, Ghana

Yaa Opoku

Takoradi, Ghana

Matthew Akwettey

Techiman, Ghana

Ruth Bosoku

Kpando, Ghana

Asante Emmanuel

Akropong Akuapem, Ghana

Eunice Kamau

Maragua, Kenya

Samuel Anarfi Jo

Dua Nkwatan, Ghana

Nduati Maina

Kikuyu, Kenya

A

Anonymous

United States

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